flateXSecure vs BonBudget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
flateXSecure
Securely authorize transactions without an iTAN card. Receive TANs directly on your smartphone or tablet via the app. Get important notifications through push messages.
- Secure transaction authorization
- iTAN card alternative
- Receive TANs on smartphone/tablet
- Push notifications
- Choose authorization method
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Mit flateXSecure geben Sie Ihre Transaktionen sicher und komfortabel ohne iTANCard frei. Ihre TAN erhalten Sie mit der App direkt auf Ihr Smartphone oder Tablet. Wichtige Benachrichtigungen werden Ihnen per Push-Funktion angezeigt. Aktivieren Sie flateXSecure zusätzlich zu Ihrer iTANCard und entscheiden Sie in Zukunft selbst, welches Verfahren Sie nutzen möchten.
BonBudget
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Capture quickly, review briefly, keep things tidy. This is not a giant finance app. It is a calm utility for faster expense capture, with clear monthly totals, categories and payer breakdowns afterwards. 1. Scan a receipt: Capture a receipt with the camera or import an image from your photo library. 2. Review the OCR suggestion: Merchant, date and amount are suggested automatically. You stay in control and confirm them yourself. 3. Choose category and payer: Assign the expense properly, whether it is for your household, a trip or shared spending. 4. See the monthly overview: Keep totals, categories, reports and payer breakdowns in view without the usual spreadsheet circus. Everything that actually helps when logging expenses. No loud fintech posturing. Just the features that are genuinely useful in everyday life, in shared households or while travelling. OCR instead of typing Scan a receipt and let the app suggest merchant, date and amount automatically. You confirm what gets saved OCR is useful, not magical. That is why you can review and correct the details before saving. Monthly overview at a glance See how much you logged this month and which categories are doing the damage. For households and trips Assign expenses to people, for example in a household or a small travel group. Multiple currencies Capture receipts in other currencies and check live exchange rates when you want to apply them. Local and account-free No signup, no cloud, no external OCR API. Your data stays on your device. Your receipts stay with you. BonBudget processes your expenses locally on your iPhone. There is no user account, no receipt backend, no cloud sync and no external OCR API. - Camera and photo access only for capturing receipts - OCR runs through Apple Vision on your iPhone - Data stays stored locally - No accounts, no cloud, no subscription Everyday spending, households and trips. The app is built for individuals, couples, households or small travel groups who want to track spending faster, without paper clutter or heavyweight budgeting tools. - Track personal spending in daily life - Split shared payments at home - Capture trip expenses for up to five people - Get monthly reports without Excel Clear, direct and straight from the app. The interface is bright, calm and built for readability. The website should feel the same, otherwise we are just arguing with our own product. Start free, then unlock once. The app starts free. Your first 20 saved receipts are included. After that, you can unlock the full version with a small one-time purchase, without a subscription or ongoing fees. A simple overview instead of a complicated finance system. That is exactly what this app is for.
Screenshots
Verdict
The clearest difference is in-app purchases: flateXSecure at none against BonBudget's 1. flateXSecure also leads on iOS requirement (12.0 vs 17). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BonBudget sells 1 one-off in-app purchase. flateXSecure asks for nothing beyond the download.
| Parameter | flateXSecure | BonBudget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (84 ratings) — better | — |
| Positive reviews | 84.9% of reviews | — |
| Number of ratings | 84 — better | — |
| Update frequency | Every 5 months | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.0 — better | 17 |
| Further details — not scored | ||
| Size | 10 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | flatexDEGIRO SE | Ronny Grob |
In-app purchases
flateXSecure
No in-app purchases
BonBudget
- Full Version$1.99
Questions
Is flateXSecure free?
Is BonBudget free?
Do flateXSecure or BonBudget have ads?
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