Comparison

flateXSecure vs finanzen.net zero Secure TAN

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

flateXSecure

Free

💰 Finance

★ 4.584 ratingsView app →

finanzen.net zero Secure TAN

Free

💰 Finance

★ 4.99 ratingsView app →

About

flateXSecure

Securely authorize transactions without an iTAN card. Receive TANs directly on your smartphone or tablet via the app. Get important notifications through push messages.

Highlights

Secure transaction authorization
iTAN card alternative
Receive TANs on smartphone/tablet
Push notifications
Choose authorization method

Read full description

Mit flateXSecure geben Sie Ihre Transaktionen sicher und komfortabel ohne iTANCard frei. Ihre TAN erhalten Sie mit der App direkt auf Ihr Smartphone oder Tablet. Wichtige Benachrichtigungen werden Ihnen per Push-Funktion angezeigt. Aktivieren Sie flateXSecure zusätzlich zu Ihrer iTANCard und entscheiden Sie in Zukunft selbst, welches Verfahren Sie nutzen möchten.

About

finanzen.net zero Secure TAN

Securely authorize financial transactions and transfers with this app. Register your mobile device to receive push notifications for transaction approvals, streamlining your online banking and trading activities.

Highlights

Securely authorize transactions
Approve transfers and other operations
Push notification for approvals
Register multiple devices
Fast and convenient authorization

Features

Read full description

MIT UNSERER SECURE TAN APP ALLE VORGÄNGE SICHER & SCHNELL FREIGEBEN – Hierbei handelt es sich um die Autorisierungsapp von finanzen.net zero (ehemals GRATISBROKER) und NICHT um die Trading App. Für die Trading App klicke unten auf “Mehr von finanzen.net zero GmbH“. Mit der kostenlosen Secure TAN App von finanzen.net zero hast Du die Möglichkeit, Deine Transaktionen, Überweisungen und andere Vorgänge bequem, schnell und sicher freizugeben. Dafür kannst Du einfach online Dein Handy oder gleich mehrere Geräte für die Nutzung der App registrieren. Sobald du dann zukünftig beispielsweise eine Session freigeben möchtest, wirst du per Push-Funktion benachrichtigt und direkt zur Freigabe in der App aufgefordert. So kannst du noch einfacher und effizienter handeln! 1. Depot bei finanzen.net zero eröffnen (wenn noch nicht geschehen) und bei Bedarf unsere Trading App herunterladen 2. Zusätzlich diese Secure TAN App herunterladen 3. Nach der vollständigen Depoteröffnung das gewünschte Gerät(e) im Verwaltungsbereich des Depots/Sicherheit hinzufügen & Aktivierungscode erhalten Code scannen und Gerät freischalten 4. Secure TAN App für alle Freigaben nutzen Die Secure TAN App ist, wie Dein Depot und der Handel selbst, natürlich vollständig kostenlos!

Screenshots

flateXSecure4 screens

finanzen.net zero Secure TAN3 screens

Verdict

The call

The clearest difference is review sentiment: flateXSecure at 85% against finanzen.net zero Secure TAN's 30%. flateXSecure also leads on ratings volume (84 vs 9). finanzen.net zero Secure TAN's advantage is rating (4.9 vs 4.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

finanzen.net zero Secure TAN holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: flateXSecure has 84 ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 85% of flateXSecure's written reviews are positive against 30% of finanzen.net zero Secure TAN's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

flateXSecure ships an update every 5 months, finanzen.net zero Secure TAN every 3 months. Both last shipped on October 16, 2026.

Scorecard3 real differences · 7 level

flateXSecure versus finanzen.net zero Secure TAN: the parameters behind the verdict, then further details
Parameter	flateXSecure	finanzen.net zero Secure TAN
Price	Free	Free
Rating	4.5 (84 ratings)	4.9 (9 ratings) — better
Positive reviews	84.9% of reviews — better	30.0% of reviews
Number of ratings	84 — better	9
Update frequency	Every 5 months	Every 3 months — better
Ads	No	No
In-app purchases	No	No
Monetization	Free	Free
Devices	iPhone, iPad, iPod	iPhone, iPad, iPod
Requires iOS	12.0 — better	12.4
Further details — not scored
Size	10 MB	18 MB
Age rating	4+	17+
Developer	flatexDEGIRO SE	finanzen.net zero GmbH

Customer experience

flateXSecure

All ratings84 ratings

Positive90.5%

Neutral0.0%

Negative9.5%

Written reviews53 reviews

Positive84.9%

Neutral9.4%

Negative5.7%

finanzen.net zero Secure TAN

All ratings9 ratings

Positive100.0%

Neutral0.0%

Negative0.0%

Written reviews30 reviews

Positive30.0%

Neutral10.0%

Negative60.0%

In-app purchases

None

flateXSecure

No in-app purchases

None

finanzen.net zero Secure TAN

No in-app purchases

Questions

Is flateXSecure free?

flateXSecure is free to download, with no in-app purchases.

Is finanzen.net zero Secure TAN free?

finanzen.net zero Secure TAN is free to download, with no in-app purchases.

Which has better reviews, flateXSecure or finanzen.net zero Secure TAN?

finanzen.net zero Secure TAN is rated higher. flateXSecure averages 4.5 out of 5 from 84 ratings, while finanzen.net zero Secure TAN averages 4.9 from 9 ratings.

Do flateXSecure or finanzen.net zero Secure TAN have ads?

Neither flateXSecure nor finanzen.net zero Secure TAN shows ads.

Which is updated more often, flateXSecure or finanzen.net zero Secure TAN?

flateXSecure ships an update every 5 months, and finanzen.net zero Secure TAN every 3 months. Most recently, flateXSecure was updated on October 16, 2026 and finanzen.net zero Secure TAN on October 16, 2026.