flateXSecure vs QAYTA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
flateXSecure
Securely authorize transactions without an iTAN card. Receive TANs directly on your smartphone or tablet via the app. Get important notifications through push messages.
- Secure transaction authorization
- iTAN card alternative
- Receive TANs on smartphone/tablet
- Push notifications
- Choose authorization method
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Mit flateXSecure geben Sie Ihre Transaktionen sicher und komfortabel ohne iTANCard frei. Ihre TAN erhalten Sie mit der App direkt auf Ihr Smartphone oder Tablet. Wichtige Benachrichtigungen werden Ihnen per Push-Funktion angezeigt. Aktivieren Sie flateXSecure zusätzlich zu Ihrer iTANCard und entscheiden Sie in Zukunft selbst, welches Verfahren Sie nutzen möchten.
QAYTA
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Subscriptions add up quietly. QAYTA shows the real total and warns you before each charge. Setup takes one screenshot. Open your Apple subscriptions, take a screenshot and pick it in QAYTA: the phone reads the names, prices and renewal dates itself and puts them in a list for you to check. The image never leaves your device. What you get: - Monthly and yearly totals at a glance - Upcoming charges: what is billed, how much and when - A breakdown by category, so you see where the money actually goes - A hint about which subscription to check first, and what cancelling it returns per year - Free trials with their own reminder, before the first charge lands - Pause and cancel without losing the history - Spending history: what you have already paid, month by month - 38 currencies, each subscription in its own, with your own exchange rate - Reminders 1, 2, 3, 5 or 7 days ahead, one message per day instead of a flood - Export to CSV Your data stays with you. QAYTA has no accounts and no servers of its own: everything you enter lives on your phone and travels only in its own backup. The app is free thanks to occasional ads; the ad network receives technical device data only, never your subscriptions. And a small arcade: three games made out of the things you pay for, for when you are done being sensible about money. Interface in English, Russian, German, Spanish, French and Portuguese.
Screenshots
Verdict
The clearest difference is ads: flateXSecure at none against QAYTA's shown. flateXSecure also leads on iOS requirement (12.0 vs 15.0). QAYTA's advantage is update cadence (every 5 days vs every 5 months). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
flateXSecure ships an update every 5 months, QAYTA every 5 days. The most recent releases landed on October 10, 2026 and September 20, 2026 respectively.
| Parameter | flateXSecure | QAYTA |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (84 ratings) — better | — |
| Positive reviews | 84.9% of reviews | — |
| Number of ratings | 84 — better | — |
| Update frequency | Every 5 months | Every 5 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 10 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | flatexDEGIRO SE | Danil Yussupov |
In-app purchases
flateXSecure
No in-app purchases
QAYTA
No in-app purchases








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