Comparison

UniBank Australia vs Connective Select

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

UniBank Australia

Manage your finances securely and conveniently from your mobile device. Access popular banking features like checking balances, making payments, managing cards, and tracking spending. Set savings goals and personalize your experience for a streamlined banking journey.

Highlights
  • Quick balance check
  • Card management (block, unblock, cancel)
  • Account nicknames
  • PayID, transfers, and payments
  • Spending tracking and savings goals
  • Secure messaging and document sharing
  • Personalized home screen
Features
Read full description

Manage your money anytime from your mobile, with simple, secure access to popular features you use often. Check your balance, make payments, manage your cards, track your spending and work towards your savings goals – all in one app. With the UniBank Mobile Banking AppΒΉ, you can: β€’ check your account balance at a glance with the Quick Balance feature – no login required. β€’ control your cards – temporarily block, unblock or cancel your card or update your PIN. β€’ nickname your accounts. β€’ manage PayID, transfers and payments. β€’ view your full card details securely. β€’ track your spending and set savings goals with the β€˜How I Spend’ feature. β€’ save and share receipts straight to the app. β€’ message us securely and send documents and screenshots. β€’ personalise your home screen with your favourite accounts, goals, trackers and shortcuts. β€’ view detailed interest rate information for home loans, term deposits and savings accounts. If you’re already registered for Internet Banking, you're ready to go. Simply download the app and log in using your member number and Internet Banking password. Visit unibank.com.au/faq for help. Important Information ΒΉYou should consider whether this service is appropriate for you before acquiring it. For additional information, please refer to our Security Guide for electronic transactions and the Mobile App Terms of Use. An internet connection is required to use the Mobile App. Normal mobile data charges apply. We test mobile banking to ensure compatibility with most popular devices but cannot guarantee compatibility with all devices and operating systems. UniBank is a division of Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981. We may collect information about how the application is used to help us improve the functionality, performance and user experience of the application, including through statistical analysis of aggregated usage trends. Where personal information is collected through your use of the application, it will be handled in accordance with our Privacy & Credit Reporting Policy. For further information about how we manage personal information, please refer to our Privacy & Credit Reporting Policy.

About

Connective Select

Manage your home loan with ease. Set up accounts before settlement, receive instant payment notifications, and use PayID for quick transactions. Access a digital card immediately and set up automatic repayments for a seamless experience.

Highlights
  • Pre-settlement account setup
  • Instant payment notifications
  • PayID for easy payments
  • Digital card access
  • Automatic repayment setup
  • In-app chat support
Features
Read full description

Easily manage your home loan with the Connective Select app. Managing your Connective Select home loan has never been easier. Get pre-settlement access to set up your offset accounts and be ready to go from day one. Stay informed with instant payment notifications, use PayID for easy payments and get digital card access without waiting for the physical version. Set up automatic repayments and enjoy a seamless experience with in-app chat support whenever you need help. Designed for simplicity and convenience, our app puts you in control of your mortgage. Only available for new customers. Download now to get started.

Screenshots

UniBank Australia4 screens
Connective Select4 screens

Verdict

The call

The clearest difference is review sentiment: Connective Select at 100% against UniBank Australia's 27%. Connective Select also leads on update cadence (every 3 weeks vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

UniBank Australia ships an update every 5 months, Connective Select every 3 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

Scorecard2 real differences Β· 6 level
UniBank Australia versus Connective Select: the parameters behind the verdict, then further details
ParameterUniBank AustraliaConnective Select
PriceFreeFree
Positive reviews27.3% of reviews100.0% of reviews β€” better
Update frequencyEvery 5 monthsEvery 3 weeks β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS15.0 β€” better15.1
Further details β€” not scored
Size110 MB48 MB
Age rating4+4+
DeveloperTeachers Mutual Bank LimitedBendigo and Adelaide Bank Ltd

Customer experience

UniBank Australia

Written reviews33 reviews
Positive27.3%
Neutral6.1%
Negative66.7%

Connective Select

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

UniBank Australia

No in-app purchases

None

Connective Select

No in-app purchases

Questions

Is UniBank Australia free?
UniBank Australia is free to download, with no in-app purchases.
Is Connective Select free?
Connective Select is free to download, with no in-app purchases.
Do UniBank Australia or Connective Select have ads?
Neither UniBank Australia nor Connective Select shows ads.
Which is updated more often, UniBank Australia or Connective Select?
UniBank Australia ships an update every 5 months, and Connective Select every 3 weeks. Most recently, UniBank Australia was updated on November 1, 2026 and Connective Select on October 30, 2026.

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