Connective Smart Options vs Connective Select
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Connective Smart Options
Access your accounts in real-time on the go with smart features like quick login, instant transaction viewing, and secure payment options. Manage your cards, receive transaction alerts, and locate nearby ATMs for convenient financial management.
- Real-time account access
- Quick login (4-digit/TouchID)
- View balances without logging in
- Immediate payments and transfers
- Transaction notifications
- Temporary card blocking
- ATM locator
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Connective's new app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: โข 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts โข View the balances of accounts you choose without needing to log in โข Real time balances and transaction records for each of your supported Connective accounts โข Find nearby rediATMs โข Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app โข Easily retrieve account information โข Added security with real time notifications whenever a transaction is processed โข Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind โข Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the Connective app, please contact us on 1300 65 66 37 The app requests the following permissions: โข Push notifications: Receive push notifications for transactions and activity on your account. โข Location services: Find nearby ATMs
Connective Select
Manage your home loan with ease. Set up accounts before settlement, receive instant payment notifications, and use PayID for quick transactions. Access a digital card immediately and set up automatic repayments for a seamless experience.
- Pre-settlement account setup
- Instant payment notifications
- PayID for easy payments
- Digital card access
- Automatic repayment setup
- In-app chat support
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Easily manage your home loan with the Connective Select app. Managing your Connective Select home loan has never been easier. Get pre-settlement access to set up your offset accounts and be ready to go from day one. Stay informed with instant payment notifications, use PayID for easy payments and get digital card access without waiting for the physical version. Set up automatic repayments and enjoy a seamless experience with in-app chat support whenever you need help. Designed for simplicity and convenience, our app puts you in control of your mortgage. Only available for new customers. Download now to get started.
Screenshots
Verdict
The clearest difference is update cadence: Connective Select at every 3 weeks against Connective Smart Options's every 3 months. Connective Smart Options's advantage is iOS requirement (12.0 vs 15.1). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Connective Smart Options ships an update every 3 months, Connective Select every 3 weeks. The most recent releases landed on August 25, 2026 and September 9, 2026 respectively.
| Parameter | Connective Smart Options | Connective Select |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Update frequency | Every 3 months | Every 3 weeks โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod โ better | iPhone, iPod |
| Requires iOS | 12.0 โ better | 15.1 |
| Further details โ not scored | ||
| Size | 144 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | Macquarie Bank Limited | Bendigo and Adelaide Bank Ltd |
Customer experience
Connective Smart Options
Connective Select
In-app purchases
Connective Smart Options
No in-app purchases
Connective Select
No in-app purchases
Questions
Is Connective Smart Options free?
Is Connective Select free?
Do Connective Smart Options or Connective Select have ads?
Which is updated more often, Connective Smart Options or Connective Select?
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