Comparison

Connective Smart Options vs Connective Select

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Connective Smart Options

Access your accounts in real-time on the go with smart features like quick login, instant transaction viewing, and secure payment options. Manage your cards, receive transaction alerts, and locate nearby ATMs for convenient financial management.

Highlights
  • Real-time account access
  • Quick login (4-digit/TouchID)
  • View balances without logging in
  • Immediate payments and transfers
  • Transaction notifications
  • Temporary card blocking
  • ATM locator
Features
Read full description

Connective's new app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: โ€ข 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts โ€ข View the balances of accounts you choose without needing to log in โ€ข Real time balances and transaction records for each of your supported Connective accounts โ€ข Find nearby rediATMs โ€ข Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app โ€ข Easily retrieve account information โ€ข Added security with real time notifications whenever a transaction is processed โ€ข Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind โ€ข Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the Connective app, please contact us on 1300 65 66 37 The app requests the following permissions: โ€ข Push notifications: Receive push notifications for transactions and activity on your account. โ€ข Location services: Find nearby ATMs

About

Connective Select

Manage your home loan with ease. Set up accounts before settlement, receive instant payment notifications, and use PayID for quick transactions. Access a digital card immediately and set up automatic repayments for a seamless experience.

Highlights
  • Pre-settlement account setup
  • Instant payment notifications
  • PayID for easy payments
  • Digital card access
  • Automatic repayment setup
  • In-app chat support
Features
Read full description

Easily manage your home loan with the Connective Select app. Managing your Connective Select home loan has never been easier. Get pre-settlement access to set up your offset accounts and be ready to go from day one. Stay informed with instant payment notifications, use PayID for easy payments and get digital card access without waiting for the physical version. Set up automatic repayments and enjoy a seamless experience with in-app chat support whenever you need help. Designed for simplicity and convenience, our app puts you in control of your mortgage. Only available for new customers. Download now to get started.

Screenshots

Connective Smart Options3 screens
Connective Select4 screens

Verdict

The call

The clearest difference is update cadence: Connective Select at every 3 weeks against Connective Smart Options's every 3 months. Connective Smart Options's advantage is iOS requirement (12.0 vs 15.1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Connective Smart Options ships an update every 3 months, Connective Select every 3 weeks. The most recent releases landed on August 25, 2026 and September 9, 2026 respectively.

Scorecard2 real differences ยท 6 level
Connective Smart Options versus Connective Select: the parameters behind the verdict, then further details
ParameterConnective Smart OptionsConnective Select
PriceFreeFree
Positive reviews100.0% of reviews100.0% of reviews
Update frequencyEvery 3 monthsEvery 3 weeks โ€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS12.0 โ€” better15.1
Further details โ€” not scored
Size144 MB48 MB
Age rating4+4+
DeveloperMacquarie Bank LimitedBendigo and Adelaide Bank Ltd

Customer experience

Connective Smart Options

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Connective Select

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Connective Smart Options

No in-app purchases

None

Connective Select

No in-app purchases

Questions

Is Connective Smart Options free?
Connective Smart Options is free to download, with no in-app purchases.
Is Connective Select free?
Connective Select is free to download, with no in-app purchases.
Do Connective Smart Options or Connective Select have ads?
Neither Connective Smart Options nor Connective Select shows ads.
Which is updated more often, Connective Smart Options or Connective Select?
Connective Smart Options ships an update every 3 months, and Connective Select every 3 weeks. Most recently, Connective Smart Options was updated on August 25, 2026 and Connective Select on September 9, 2026.

Other comparisons