Comparison

Connective Smart Options vs LLL Australia

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Connective Smart Options

Access your accounts in real-time on the go with smart features like quick login, instant transaction viewing, and secure payment options. Manage your cards, receive transaction alerts, and locate nearby ATMs for convenient financial management.

Highlights
  • Real-time account access
  • Quick login (4-digit/TouchID)
  • View balances without logging in
  • Immediate payments and transfers
  • Transaction notifications
  • Temporary card blocking
  • ATM locator
Features
Read full description

Connective's new app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: • 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts • View the balances of accounts you choose without needing to log in • Real time balances and transaction records for each of your supported Connective accounts • Find nearby rediATMs • Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app • Easily retrieve account information • Added security with real time notifications whenever a transaction is processed • Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind • Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the Connective app, please contact us on 1300 65 66 37 The app requests the following permissions: • Push notifications: Receive push notifications for transactions and activity on your account. • Location services: Find nearby ATMs

About

LLL Australia

Manage your finances securely and conveniently from your mobile device. Track savings goals, update personal details, and communicate with support through a user-friendly interface.

Highlights
  • Secure biometric login
  • One-time password security
  • Instant balance checks
  • Savings goal tracking
  • Secure messaging
  • Update personal details
Read full description

Simple, secure, convenient - right at your fingertips. Seamlessly manage your facilities, track savings goals, and keep your contact details up to date. Featuring: • Easy navigation: Quick and easy-to-find menus. • Simple access: Log in securely with Biometric Authentication PIN, Pattern or Client ID. • Added security: One Time Password security adds an extra layer of protection. • Quick balance: Check your funds instantly on the home screen. • Savings goal: Set and track your savings progress effortlessly. • Reset password: Easily reset your LLL Online password. • Update your details: Keep your LLL contact information up to date. • Secure messages: Communicate securely with us directly from the app. We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent. Note: Normal data charges apply. Please check with your mobile service provider for details. To view our full terms and conditions, visit our website.

Screenshots

Connective Smart Options3 screens
LLL Australia4 screens

Verdict

The call

The clearest difference is review sentiment: Connective Smart Options at 100% against LLL Australia's 67%. Connective Smart Options also leads on update cadence (every 3 months vs every 7 months) and iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Connective Smart Options ships an update every 3 months, LLL Australia every 7 months. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

Scorecard3 real differences Ā· 5 level
Connective Smart Options versus LLL Australia: the parameters behind the verdict, then further details
ParameterConnective Smart OptionsLLL Australia
PriceFreeFree
Positive reviews100.0% of reviews — better66.7% of reviews
Update frequencyEvery 3 months — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size144 MB108 MB
Age rating4+4+
DeveloperMacquarie Bank LimitedLLL Australia

Customer experience

Connective Smart Options

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

LLL Australia

Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

Connective Smart Options

No in-app purchases

None

LLL Australia

No in-app purchases

Questions

Is Connective Smart Options free?
Connective Smart Options is free to download, with no in-app purchases.
Is LLL Australia free?
LLL Australia is free to download, with no in-app purchases.
Do Connective Smart Options or LLL Australia have ads?
Neither Connective Smart Options nor LLL Australia shows ads.
Which is updated more often, Connective Smart Options or LLL Australia?
Connective Smart Options ships an update every 3 months, and LLL Australia every 7 months. Most recently, Connective Smart Options was updated on November 2, 2026 and LLL Australia on November 7, 2026.

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