Comparison

Plenti vs Connective Select

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Plenti

Invest in consumer loans and earn attractive returns with flexible terms. This platform makes investing simple, allowing you to start with as little as $10. Join thousands of investors and grow your money faster.

Highlights
  • Invest in personal, car, and green loans
  • $10 minimum investment
  • Flexible investment terms (1 month - 7 years)
  • Provision Fund protection
  • Automatic reinvestment options
  • Quick online registration (5 minutes)
Features
Read full description

Plenti investors make their money go further, faster through flexible investment options. Join over 20,000 investors already registered with Plenti. * Earn attractive returns investing in consumer loans * $10 minimum investment * Flexible investment terms When it comes to money, every decision counts. That’s why we’re on a mission to help everyone to make the right choices – about the choices that count. We’ve built a new world of lending that seeks to make investing faster and simpler for all. * Investing is as simple as 1,2,3* 1. Register for an account online in 5 minutes 2. Download the app and login to your account 3. Transfer in funds and start investing in loans WHY INVESTORS CHOOSE PLENTI *Attractive asset class* We give everyday Australians the opportunity to earn stable, attractive returns offered by investing in personal loans, car loans and green loans. Previously, only banks and institutions had access to the consumer credit asset class. *Provision Fund protection* The Provision Fund helps protect your returns. While it’s no guarantee, no investor has lost a cent of interest or principal as due.^ *Flexible investment options* Choose to invest in lending markets with indicative terms from 1 month – 7 years. As borrowers repay their loans, you’ll receive regular payments which you can choose to automatically reinvest. READY TO GET STARTED? Visit www.plenti.com.au/investing to find out more about investing with Plenti and register for an account. Signing up only takes five minutes. Or email us at contact@plenti.com.au if you have any questions about investing. IMPORTANT INFORMATION As with every investment, investing with Plenti is not without risk. Plenti RE Limited ABN 57 166 646 635 holds Australian financial services licence number 449176, Australian credit licence number 449176 and is a member of the Australian Financial Complaints Authority (AFCA). This information should not be taken as financial product advice and has been prepared as general information only without consideration for your particular investment objectives, financial circumstances or particular needs. You should read the Product Disclosure Statement on www.plenti.com.au/pds before making any decision about your investment choices. ^ The Provision Fund is not a guarantee and your capital is at risk.

About

Connective Select

Manage your home loan with ease. Set up accounts before settlement, receive instant payment notifications, and use PayID for quick transactions. Access a digital card immediately and set up automatic repayments for a seamless experience.

Highlights
  • Pre-settlement account setup
  • Instant payment notifications
  • PayID for easy payments
  • Digital card access
  • Automatic repayment setup
  • In-app chat support
Features
Read full description

Easily manage your home loan with the Connective Select app. Managing your Connective Select home loan has never been easier. Get pre-settlement access to set up your offset accounts and be ready to go from day one. Stay informed with instant payment notifications, use PayID for easy payments and get digital card access without waiting for the physical version. Set up automatic repayments and enjoy a seamless experience with in-app chat support whenever you need help. Designed for simplicity and convenience, our app puts you in control of your mortgage. Only available for new customers. Download now to get started.

Screenshots

Plenti4 screens
Connective Select4 screens

Verdict

The call

The clearest difference is review sentiment: Connective Select at 100% against Plenti's 13%. Connective Select also leads on iOS requirement (15.1 vs 17.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 24, 2026 and September 9, 2026 respectively.

Scorecard2 real differences Β· 6 level
Plenti versus Connective Select: the parameters behind the verdict, then further details
ParameterPlentiConnective Select
PriceFreeFree
Positive reviews13.0% of reviews100.0% of reviews β€” better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod β€” better
Requires iOS17.515.1 β€” better
Further details β€” not scored
Size38 MB48 MB
Age rating17+4+
DeveloperPlenti Pty LimitedBendigo and Adelaide Bank Ltd

Customer experience

Plenti

Written reviews46 reviews
Positive13.0%
Neutral4.3%
Negative82.6%

Connective Select

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Plenti

No in-app purchases

None

Connective Select

No in-app purchases

Questions

Is Plenti free?
Plenti is free to download, with no in-app purchases.
Is Connective Select free?
Connective Select is free to download, with no in-app purchases.
Do Plenti or Connective Select have ads?
Neither Plenti nor Connective Select shows ads.
Which is updated more often, Plenti or Connective Select?
Plenti ships an update every 3 weeks, and Connective Select every 3 weeks. Most recently, Plenti was updated on September 24, 2026 and Connective Select on September 9, 2026.

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