Niffler vs Flow记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Niffler
This finance app offers a simple and fast way to manage your accounts. Visualize your financial data with charts and trends, and benefit from offline use and automatic bookkeeping. It supports multiple currencies and provides robust data security features.
- Minimalist accounting process
- Data visualization (trends, charts)
- Multi-currency support with conversion
- Offline use and data security
- Automatic bookkeeping
- Data backup (local, email, iCloud)
- Startup password protection
Read full descriptionHide full description
# Achievements - Price Tag, AppSo editor recommended Niffler, the most simple and fast easy-to-handle accounting software, the common choice of the majority of users! Your financial steward! Minimalist accounting process makes it easy for you to get started! Visualize the data such as annual trends, monthly analysis, chart statistics, etc., so that your account is clear! - Supports multiple currencies and can automatically perform exchange rate conversion calculations - Small in size, simple in operation and fine in function in similar products - Offline use, data security - Simple interface design, no ads - Can actively choose data backup to local, email, iCloud - Multi-dimensional data analysis - Achieve automatic bookkeeping and reduce repetitive operations - Support URL Scheme, support the use of shortcut instructions - Can set startup password to protect personal data privacy - Data search to quickly find past accounts - Support batch account template import - VoiceOver support - Universal app for iPhone and iPad Your support and trust is our driving force. If you like ‘Niffler’, please take a few minutes to rate it or recommend it to your friends. QQ：967567398 E-mail：app_sev@163.com Weibo：@今日账单 Twitter：@Niffler_App
Flow记账
Quickly record financial transactions and gain insights into spending habits. This app simplifies bookkeeping with a clear design, focusing on consumption rather than complex account balances. Data is saved locally for privacy and can be backed up automatically.
- Quick transaction recording
- Multi-dimensional transaction observation
- Improve consumption habits
- Enhance financial management
- Simple and clear design
- Local data saving for privacy
- Automatic data backup
Read full descriptionHide full description
Flow 很高兴遇见你。 Flow 是一款通过快捷记录交易、多维度观测交易，改善自身消费习惯，提升内在理财能力的 App。 记账是理财的基础。Flow 中记录交易快捷、简单，只需金额和类别即可，让记账更加简单。 Flow 设计简单明了，没有复杂的帐户信息，关于记账，我们更应该关注于消费情况，而非帐户余额。 Flow 可以尽情的免费使用，部分功能需要购买 Pro 版本。Pro 版本一次性购买，永久可用。 Flow 无需登录，数据保存在本地，隐私不会泄漏。 数据会定时备份（如果 iCloud 可用，那么会备份在 iCloud 上） 如果您用使用上的问题，或者是功能上的建议，可通过邮件联络我们。 邮件： hello@yeseni.today 使用条款：https://yeseni-today.github.io/mematom-resources/flow/terms-of-use 隐私协议：https://yeseni-today.github.io/mematom-resources/flow/privacy-policy
Screenshots
Verdict
The clearest difference is monetization model: Niffler at free against Flow记账's freemium. Niffler also leads on ratings volume (10 vs 2) and device support (3 vs 1). Flow记账's advantage is rating (5.0 vs 4.7). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Niffler sells 6 one-off in-app purchases and Flow记账 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Flow记账 holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Niffler has 10 ratings behind it against 2, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 30, 2026 and September 12, 2026 respectively.
| Parameter | Niffler | Flow记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (10 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 91.9% of reviews | — |
| Number of ratings | 10 — better | 2 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 30 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | 伟 邓 | 玉栋 侯 |
Customer experience
Niffler
Flow记账
In-app purchases
Niffler
- Upgrade for old users$0.99
- Individuality (6 months)$0.99
- Golden$1.99
Show 3 moreShow fewer
- Digitizing (6 months)$1.99
- Explorer (one year)$2.99
- Explorer$9.99
Flow记账
- Flow Pro$0.99
