Денежный поток vs Summa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Денежный поток
Plan your budget before you spend to effectively save money. This app forecasts your future account balance based on your planned income and expenses, visualizing your spending habits for optimization. It supports various currencies and periodic entries for comprehensive financial planning.
- Budget planning before spending
- Forecast future account balance
- Visualize spending habits
- Track periodic income and expenses
- Support for multiple currencies
- Compound interest calculation
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Это приложение для планирования бюджета, которое также помогает в накоплении денежных средств. Большинство людей сначала тратят, а потом записывают траты. В этом же приложении ты сначала планируешь бюджет, а потом уже тратишь по нему. Ты видишь, сколько ты накопишь за определенное время, если будешь придерживаться своего плана. Вводишь периодические расходы и доходы, а приложение рисует графики изменения счета за определенный период в будущем, то есть делает прогноз. На графиках так же удобно видно, на что ты тратишь больше всего, и что в первую очередь следует оптимизировать. Расходы и доходы можно вводить с разной периодичностью: час, день, неделя, месяц, год. Можно вводить в разных валютах. И можно вводить процентный доход к счету, чтобы увидеть эффект сложного процента. Можно отключать различные доходы и расходы с помощью проставления галочки, что очень удобно при оценке влияния определенного заработка или трат. Приложение все считает и конвертирует автоматически.
Summa
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Expense tracking you'll love. Forget manual entry for every purchase. Summa reads your bank statements and turns them into a clear financial picture. - Upload a Statement - Get Instant Tracking Simply share a PDF statement from your bank with Summa. All transactions are automatically recognized and added to the app. - Quick Swipe Sorting Categorize dozens of transactions in a minute. It's really that fast. - Smart Auto-Categorization The app learns your habits and automatically sorts recurring purchases. - Customize Your Categories Create your own categories with icons and colors. Set budgets and track spending in real-time. - Flexible Tag System Tag transactions for detailed analysis. Business trips, gifts, repairs - create any tags and track the expenses you need. - Clear Analytics See the full picture: spending by category, by merchant, by period. Discover where your money goes. - Secure Statement Processing Statements never leave your device - all processing happens completely locally. - Support for Kazakhstan Banks Kaspi, Freedom Finance, Halyk Bank, and others. Terms of Use: https://summaapp.kz/terms.html
Screenshots
Verdict
The clearest difference is price: Summa at Free against Денежный поток's $0.99. Summa also leads on update cadence (every 6 days vs every 19 months) and iOS requirement (15.1 vs 17.0). Денежный поток's advantage is in-app purchases (none vs 3). On ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Summa is free to download; Денежный поток costs $0.99 up front. Summa sells 3 in-app purchases, starting at $4.99 per month. Денежный поток asks for nothing beyond the download.
Денежный поток ships an update every 19 months, Summa every 6 days. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.
| Parameter | Денежный поток | Summa |
|---|---|---|
| Price | $0.99 | Free — better |
| Positive reviews | 0.0% of reviews | — |
| Update frequency | Every 19 months | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Paid | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 3 MB | 196 MB |
| Age rating | 4+ | 4+ |
| Developer | Alwawee | Tauyekel Kunzhol |
In-app purchases
Денежный поток
No in-app purchases
Summa
- Summa Premium Monthly14 Days trial$4.991 Month
- Summa Premium Annual14 Days trial$39.991 Year
- Summa Forever$99.99









