Comparison

Summa vs Qalta

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Summa

Features
Read full description

Expense tracking you'll love. Forget manual entry for every purchase. Summa reads your bank statements and turns them into a clear financial picture. - Upload a Statement - Get Instant Tracking Simply share a PDF statement from your bank with Summa. All transactions are automatically recognized and added to the app. - Quick Swipe Sorting Categorize dozens of transactions in a minute. It's really that fast. - Smart Auto-Categorization The app learns your habits and automatically sorts recurring purchases. - Customize Your Categories Create your own categories with icons and colors. Set budgets and track spending in real-time. - Flexible Tag System Tag transactions for detailed analysis. Business trips, gifts, repairs - create any tags and track the expenses you need. - Clear Analytics See the full picture: spending by category, by merchant, by period. Discover where your money goes. - Secure Statement Processing Statements never leave your device - all processing happens completely locally. - Support for Kazakhstan Banks Kaspi, Freedom Finance, Halyk Bank, and others. Terms of Use: https://summaapp.kz/terms.html

About

Qalta

Effortlessly manage your finances with an AI-powered expense tracker. Log transactions using voice commands or by scanning receipts. Supports multiple currencies and offers visual analytics to understand your spending habits.

Highlights
  • AI voice transaction logging
  • Smart receipt scanning
  • Multi-currency support
  • Customizable accounts and categories
  • Subscription management
  • Visual spending analytics
  • Data export to CSV
Features
Read full description

Track money at the speed of speech. Qalta is a fast money tracker for people who hate typing. Say a purchase out loud, scan a receipt, or add it manually — in seconds, not minutes. WHY QALTA? • Voice logging — Say "Spent $15 on coffee," "Got paid $2,000," or "Netflix $10 every month." One sentence can hold several transactions. Qalta fills in the amount, category, account, and recurring schedule. • Receipt scanning — Snap a photo, or share a PDF from another app. Qalta reads a receipt, bill, or bank statement and saves it as one transaction or as separate line items. • Shared spaces — Keep a private ledger on this iPhone, or share one with a partner or family. A shared space syncs across your devices and with the people you invite. • Bring your history — Import a CSV from YNAB, Monarch, Copilot, Rocket Money, Spendee, Monefy, ZenMoney, CoinKeeper, and other apps. Past spending comes with you. • Multi-currency accounts — Create accounts in any currency. Live exchange rates help you see your total balance at a glance — ideal for travel and remote work. • Built for iPhone — Home Screen widget, Siri Shortcuts, Back Tap, Action Button, and Apple Pay let you log spending without opening the app. On the latest iOS, a bank notification can do it too. MORE YOU'LL USE EVERY DAY • Budgets — Set limits by category or account and track what's left. • Goals — Link a savings goal to an account and watch the balance close in. • Debts — Track what you owe and what you're owed, then settle when it's paid. • Insights — Spending trends, savings, subscription totals, and patterns that are easy to miss in a spreadsheet. • Analytics — Category breakdowns and a cash-flow view of where money comes from and where it goes. • Recurring transactions — Subscriptions, bills, and income, set manually or by voice. • Reminders — A nudge to log the day, and a heads-up the day before a payment. • Search & filters — Find any transaction in seconds. • CSV export — Your data, your spreadsheet. • Privacy first — A private space stays on your device. Optional iCloud backup. A shared space is uploaded only when you choose to share it. No ads. Start with the free plan. Upgrade to Qalta Pro for unlimited transactions, voice, and scans — and for shared spaces. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tokkozhin.github.io/qalta.app/privacy-policy.html

Screenshots

Summa4 screens
Qalta4 screens

Verdict

The call

Summa and Qalta are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Summa sells 3 in-app purchases, starting at $4.99 per month and Qalta sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Summa ships an update every 6 days, Qalta weekly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

ScorecardNo meaningful differences
Summa versus Qalta: the parameters behind the verdict, then further details
ParameterSummaQalta
PriceFreeFree
Rating—4.6 (17 ratings) — better
Positive reviews—86.5% of reviews
Number of ratings—17 — better
Update frequencyEvery 6 days — betterWeekly
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better16.4
Further details — not scored
Size196 MB83 MB
Age rating4+4+
DeveloperTauyekel KunzholDaniel Tokkozhin

In-app purchases

3 purchases

Summa

Subscriptions2
  • Summa Premium Monthly14 Days trial$4.991 Month
  • Summa Premium Annual14 Days trial$39.991 Year
One-time1
  • Summa Forever$99.99
4 purchases

Qalta

Subscriptions4
  • Monthly$3.991 Month
  • Family Monthly$5.991 Month
  • Annually$29.991 Year
Show 1 more
  • Family Annually$49.991 Year

Questions

Is Summa free?
Summa is free to download, with in-app purchases available.
Is Qalta free?
Qalta is free to download, with in-app purchases available.
Do Summa or Qalta have ads?
Neither Summa nor Qalta shows ads.
Which is updated more often, Summa or Qalta?
Summa ships an update every 6 days, and Qalta weekly. Most recently, Summa was updated on October 25, 2026 and Qalta on October 24, 2026.

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