Fineyo vs Qalta
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fineyo
Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.
- Expense & Income Tracker
- Budget Planner
- Spending Insights & Charts
- Custom Categories
- iCloud Sync
- Offline Mode
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A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy
Qalta
Effortlessly manage your finances with an AI-powered expense tracker. Log transactions using voice commands or by scanning receipts. Supports multiple currencies and offers visual analytics to understand your spending habits.
- AI voice transaction logging
- Smart receipt scanning
- Multi-currency support
- Customizable accounts and categories
- Subscription management
- Visual spending analytics
- Data export to CSV
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Track money at the speed of speech. Qalta is a fast expense tracker for people who hate typing. Say a purchase out loud, scan a receipt, or add it manually — in seconds, not minutes. WHY QALTA? • Voice logging — Say "Spent $15 on coffee" or "Netflix $10 every month." Qalta fills in the amount, category, and recurring schedule for you. • Receipt scanning — Snap a photo of a receipt, bill, or bank statement. Qalta extracts the details so you don't have to. • Multi-currency accounts — Create accounts in any currency. Live exchange rates help you see your total balance at a glance — ideal for travel and remote work. • Built for iPhone — Home Screen widget, Siri Shortcuts, Back Tap, Action Button, and Apple Pay automations let you log spending without opening the app. MORE YOU'LL USE EVERY DAY • Budgets — Set limits by category or account and track what's left. • Insights — Spending trends, subscription totals, and patterns that are easy to miss in a spreadsheet. • Analytics — See where your money goes with clear category breakdowns. • Recurring transactions — Subscriptions and bills, set manually or by voice. • Search & filters — Find any transaction in seconds. • CSV export — Your data, your spreadsheet. • Privacy first — Financial data stays on your device. Optional iCloud backup. No ads. Start with the free plan. Upgrade to Qalta Pro for unlimited transactions when you need it. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tokkozhin.github.io/qalta.app/privacy-policy.html
Screenshots
Verdict
The clearest difference is rating: Fineyo at 5.0 against Qalta's 4.6. On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and Qalta sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Fineyo holds the better App Store score, 5.0 against 4.6. Both are backed by a comparable volume of ratings — 11 and 14 respectively. Written reviews complicate that: 82% of Fineyo's written reviews are positive against 86% of Qalta's, so the app with the better star average is not the one people write more warmly about.
Fineyo ships an update every 4 days, Qalta weekly. The most recent releases landed on October 10, 2026 and October 11, 2026 respectively.
| Parameter | Fineyo | Qalta |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (11 ratings) — better | 4.6 (14 ratings) |
| Positive reviews | 81.8% of reviews | 85.7% of reviews — better |
| Number of ratings | 11 | 14 — better |
| Update frequency | Every 4 days — better | Weekly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone | iPhone |
| Requires iOS | 16.4 | 16.4 |
| Further details — not scored | ||
| Size | 105 MB | 75 MB |
| Age rating | 4+ | 4+ |
| Developer | Deniss Dubinins | Daniel Tokkozhin |
Customer experience
Fineyo
Qalta
In-app purchases
Fineyo
- Monthly Premium3 Days trial$3.991 Month
- Annual Premium7 Days trial$24.991 Year
- Lifetime$34.99
Qalta
- Monthly$3.991 Month
- Family Monthly$5.991 Month
- Annually$29.991 Year
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- Family Annually$49.991 Year








