Comparison

Fineyo vs Wise money manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

Highlights
  • Expense & Income Tracker
  • Budget Planner
  • Spending Insights & Charts
  • Custom Categories
  • iCloud Sync
  • Offline Mode
Features
Read full description

A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

About

Wise money manager

Features
Read full description

Take control of your money with SpendWise a simple, powerful personal finance app designed to help you understand your spending, plan your budget, and reach your financial goals. Whether you want to track daily expenses, manage your salary, control your budget, or build your savings, SpendWise puts everything you need in one place. TRACK EVERY EXPENSE Know exactly where your money goes. Quickly record income, expenses, and transfers, organize transactions by category, and keep your accounts up to date. CREDIT CARD CONTROL Stay ahead of your credit cards. Track balances, credit limits, settlement dates, and payment dates in one place. Know what's due, monitor your card usage, and plan ahead for upcoming payments. SMART ANALYTICS Your transactions tell a story. SpendWise turns your everyday spending into meaningful insights that help you spot patterns, understand your habits, track your progress, and make smarter decisions with your money. See where your money is going today—and what it could mean for tomorrow. SMART BUDGETING Set budgets for the categories that matter most. See how much you've spent, what you have left, and where you're getting close to your limits before your spending gets out of control. UNDERSTAND YOUR SPENDING Turn your transactions into useful insights. Explore spending trends, category breakdowns, income vs. expenses, and your financial progress with clear, easy-to-understand analytics. PLAN AHEAD Recurring bills and installment payments shouldn't come as a surprise. Keep track of upcoming commitments and understand how they can affect your available money. BUILD YOUR SAVINGS Create savings goals, set targets, and track your progress over time. Turn bigger financial goals into something you can actually work toward. KNOW YOUR NET WORTH See the bigger picture of your finances. Track your assets, liabilities, and net worth over time to understand how your financial position is changing. MANAGE YOUR MONEY YOUR WAY • Multiple accounts and credit cards • Custom income and expense categories • Recurring transactions • Installment payments • Category budgets • Savings goals • Net worth tracking • Financial forecasting • Salary and pay-period planning • Spending analytics • Notifications and reminders • Backup and restore • CSV and Excel export • Multiple currencies • Dark mode • Multiple languages PRIVATE BY DESIGN Your finances are personal. SpendWise is built to keep your financial information under your control, with features designed around privacy and local data management. MAKE EVERY MONTH COUNT SpendWise isn't about making you stop spending. It's about helping you understand your money so you can spend with confidence, save with purpose, and make better financial decisions. Download SpendWise and start taking control of your money today.

Screenshots

Fineyo4 screens
Wise money manager4 screens

Verdict

The call

The clearest difference is ads: Fineyo at none against Wise money manager's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and Wise money manager sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, Wise money manager every 3 days. The most recent releases landed on October 10, 2026 and October 8, 2026 respectively.

Scorecard1 real difference · 9 level
Fineyo versus Wise money manager: the parameters behind the verdict, then further details
ParameterFineyoWise money manager
PriceFreeFree
Rating5.0 (11 ratings) — better—
Positive reviews81.8% of reviews—
Number of ratings11 — better—
Update frequencyEvery 4 daysEvery 3 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size105 MB55 MB
Age rating4+4+
DeveloperDeniss DubininsEmmito (Pvt) Ltd

In-app purchases

3 purchases

Fineyo

Subscriptions2
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$34.99
3 purchases

Wise money manager

Subscriptions2
  • Spendwise Pro$1.997 Days
  • Spendwise Pro$49.991 Year
One-time1
  • Spendwise Pro Lifetime$9.99

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is Wise money manager free?
Wise money manager is free to download, with in-app purchases available.
Do Fineyo or Wise money manager have ads?
Wise money manager shows ads; Fineyo does not.
Which is updated more often, Fineyo or Wise money manager?
Fineyo ships an update every 4 days, and Wise money manager every 3 days. Most recently, Fineyo was updated on October 10, 2026 and Wise money manager on October 8, 2026.

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