Fineyo vs Pointalize
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fineyo
Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.
- Expense & Income Tracker
- Budget Planner
- Spending Insights & Charts
- Custom Categories
- iCloud Sync
- Offline Mode
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A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy
Pointalize
Effortlessly track and redeem loyalty points and cashback from various retailers. Store digital loyalty cards, receive personalized offers, and get instant notifications for sales and promotions. Turn everyday purchases into exciting rewards.
- Seamless point tracking
- Exclusive offers
- Digital rewards wallet
- Instant notifications
- Easy redemption
- Personalized deals
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Pointalize: Rewards Wallet Your credit cards come with valuable benefits — but keeping track of them shouldn't feel like a second job. Pointalize helps you manage your wallet, track benefit usage, view point valuations (CPP), and stay ahead of signup bonus deadlines. All without sharing your bank login. THREE MAIN TABS Cards — your wallet dashboard. Benefits — track credits, perks, and bonus progress. Insights — wallet stats, Chase 5/24, top cards, and point valuations. DIGITAL WALLET Add the cards you carry. See reward multipliers, benefits, and annual fees in one dashboard. BENEFITS TRACKING Mark progress on statement credits, recurring perks, and signup bonuses across your wallet. See what's left before reset or expiry dates. POINT VALUATIONS (CPP) Browse cents-per-point benchmarks for major programs and set your own values on device. Insights uses these to estimate the dollar value of benefits you've used. CARD DISCOVERY Browse and compare credit cards with reward categories, signup bonuses, and benefit details. SMART ALERTS Optional push alerts for signup bonus deadlines, expiring benefits, retention reminders, and annual fee renewals. PRIVACY-FIRST We never ask for your bank passwords. Your wallet stays under your control. Sign in with magic link, Google, or Apple. AVAILABLE IN YOUR LANGUAGE English, German, Spanish, French, Hindi, and Chinese (Simplified). Download Pointalize and stay on top of the value in your wallet. Note: Free to download. Pointalize Pro unlocks advanced alerts (expiry and retention) and full card ROI insights. Internet required for sync and catalog content. Terms of Use: https://pointalize.com/terms-of-use/ Privacy Policy: https://pointalize.com/privacy-policy/
Screenshots
Verdict
The clearest difference is ratings volume: Fineyo at 11 against Pointalize's 1. Fineyo also leads on iOS requirement (16.4 vs 18.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and Pointalize sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Fineyo against 5.0 for Pointalize. That said, the two scores are not equally well evidenced: Fineyo has 11 ratings behind it against 1, so its average is the more settled of the two.
Fineyo ships an update every 4 days, Pointalize every 6 days. The most recent releases landed on October 10, 2026 and September 30, 2026 respectively.
| Parameter | Fineyo | Pointalize |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (11 ratings) | 5.0 (1 ratings) |
| Positive reviews | 81.8% of reviews | — |
| Number of ratings | 11 — better | 1 |
| Update frequency | Every 4 days — better | Every 6 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone | iPhone |
| Requires iOS | 16.4 — better | 18.0 |
| Further details — not scored | ||
| Size | 105 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Deniss Dubinins | Phillip Rosenheinrich |
Customer experience
Fineyo
Pointalize
In-app purchases
Fineyo
- Monthly Premium3 Days trial$3.991 Month
- Annual Premium7 Days trial$24.991 Year
- Lifetime$34.99
Pointalize
- Monthly$2.991 Month
- Annual$24.991 Year
- Lifetime Pro$59.99








