Fineyo vs Pointalize
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fineyo
Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.
- Expense & Income Tracker
- Budget Planner
- Spending Insights & Charts
- Custom Categories
- iCloud Sync
- Offline Mode
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Take control of your money with a simple, powerful expense tracker. Track spending, set budgets, and see exactly where your money goes. No clutter. No overwhelm. Just clarity. Managing subscriptions, multiple accounts, and daily expenses should not feel overwhelming. Fineyo helps you track spending, set budgets, and understand your financial habits in seconds. Whether you are saving for travel, building an emergency fund, or simply trying to stop overspending, Fineyo makes personal finance clear and effortless. TRACK EXPENSES IN SECONDS Add expenses or income instantly. No complicated forms. No unnecessary steps. Just fast, intuitive money tracking. Perfect for daily expense tracking, subscription management, and quick budget logging. SEE WHERE YOUR MONEY GOES Get a complete overview of your finances in one clean dashboard. Categorize transactions, review spending history, and stay organized with a minimalist interface designed for clarity. Fineyo works as your personal money manager and spending tracker. VISUAL CHARTS & INSIGHTS Understand your financial habits at a glance. Analyze trends, monitor monthly spending, and identify areas to improve with clear and modern charts. Data becomes insight. Insight becomes smarter decisions. SMART BUDGETING MADE SIMPLE Create category budgets and set spending limits. Receive gentle reminders when you are approaching your limit so you stay in control without stress. Budgeting should guide you, not pressure you. KEY FEATURES • Expense & Income Tracker • Budget Planner for specific categories • Spending Insights & Charts • Custom Categories with Emojis • iCloud Sync Across Devices • Apple Pay Transaction Import • Multi-Currency Support • Powerful Search & Filters • Dark Mode • Offline Mode - Track anytime Fineyo is built for people who want a clean, distraction-free budgeting app without complexity. If you are looking for: • an expense tracker • a budget app • a money manager • a spending tracker • a personal finance app Fineyo brings it all together in one beautifully simple experience. Start tracking your expenses today and build better financial habits with confidence. Terms of Use https://fineyo.app/terms-of-use.html Privacy Policy https://fineyo.app/privacy-policy.html
Pointalize
Effortlessly track and redeem loyalty points and cashback from various retailers. Store digital loyalty cards, receive personalized offers, and get instant notifications for sales and promotions. Turn everyday purchases into exciting rewards.
- Seamless point tracking
- Exclusive offers
- Digital rewards wallet
- Instant notifications
- Easy redemption
- Personalized deals
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Pointalize: Rewards Wallet Your credit cards come with valuable benefits — but keeping track of them shouldn't feel like a second job. Pointalize helps you manage your wallet, track benefit usage, view point valuations (CPP), and stay ahead of signup bonus deadlines. All without sharing your bank login. THREE MAIN TABS Cards — your wallet dashboard. Benefits — track credits, perks, and bonus progress. Insights — wallet stats, Chase 5/24, top cards, and point valuations. DIGITAL WALLET Add the cards you carry. See reward multipliers, benefits, and annual fees in one dashboard. BENEFITS TRACKING Mark progress on statement credits, recurring perks, and signup bonuses across your wallet. See what's left before reset or expiry dates. POINT VALUATIONS (CPP) Browse cents-per-point benchmarks for major programs and set your own values on device. Insights uses these to estimate the dollar value of benefits you've used. CARD DISCOVERY Browse and compare credit cards with reward categories, signup bonuses, and benefit details. SMART ALERTS Optional push alerts for signup bonus deadlines, expiring benefits, retention reminders, and annual fee renewals. PRIVACY-FIRST We never ask for your bank passwords. Your wallet stays under your control. Sign in with magic link, Google, or Apple. AVAILABLE IN YOUR LANGUAGE English, German, Spanish, French, Hindi, and Chinese (Simplified). Download Pointalize and stay on top of the value in your wallet. Note: Free to download. Pointalize Pro unlocks advanced alerts (expiry and retention) and full card ROI insights. Internet required for sync and catalog content. Terms of Use: https://pointalize.com/terms-of-use/ Privacy Policy: https://pointalize.com/privacy-policy/
Screenshots
Verdict
The clearest difference is ratings volume: Fineyo at 11 against Pointalize's 1. Fineyo also leads on iOS requirement (16.4 vs 18.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and Pointalize sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Fineyo against 5.0 for Pointalize. That said, the two scores are not equally well evidenced: Fineyo has 11 ratings behind it against 1, so its average is the more settled of the two.
Fineyo ships an update every 4 days, Pointalize every 6 days. The most recent releases landed on September 12, 2026 and August 30, 2026 respectively.
| Parameter | Fineyo | Pointalize |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (11 ratings) | 5.0 (1 ratings) |
| Positive reviews | 80.0% of reviews | — |
| Number of ratings | 11 — better | 1 |
| Update frequency | Every 4 days — better | Every 6 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone | iPhone |
| Requires iOS | 16.4 — better | 18.0 |
| Further details — not scored | ||
| Size | 102 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Deniss Dubinins | Phillip Rosenheinrich |
Customer experience
Fineyo
Pointalize
In-app purchases
Fineyo
- Monthly Premium3 Days trial$3.991 Month
- Annual Premium7 Days trial$24.991 Year
- Lifetime$34.99
Pointalize
- Monthly$2.991 Month
- Annual$24.991 Year
- Lifetime Pro$59.99








