Comparison

Booster NZ vs Circum Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Booster NZ

Manage your KiwiSaver, investments, and daily spending all in one place. Track your wealth, link bank accounts, and access smart financial tools and educational resources to improve your money management.

Highlights
  • KiwiSaver account management
  • Investment tracking
  • Daily spending management
  • Link bank accounts
  • Financial snapshot
  • Budgeting tools
  • Educational resources
Features
Read full description

Manage your KiwiSaver account, track your wealth and more with the Booster NZ app. And for those who want to save and spend better there’s Savvy, also in the Booster app. Elevate your finances with Booster NZ and Savvy. Take control of your finances with the Booster NZ app, your one-stop solution for managing your KiwiSaver account, SuperScheme, investments and daily spending. Download now for a bird's-eye view of your finances, helping you to take control anywhere, anytime. And get Savvy in the Booster NZ app – Savvy’s the investment account with a sweet return, linked to a debit card and smart app for your day-to-day spending, with no card or monthly account fees*. Savvy, it’s your money, smarter. Booster NZ: Unified account management: View and manage your KiwiSaver account, SuperScheme, investments and daily expenses with Booster in one place. See your KiwiSaver account balance, make contributions and track government contributions, as well as keep an eye on your fund’s performance. Whether you're at home or on the move, get on-the-go money management and stay in control of your finances. Financial snapshot: Link your bank accounts, add details of your shares, property and other investments to get a complete view of your money. Smart financial tools and educational resources: Access free tools like the mybudgetpal to get a better understanding of your spending habits. Learn about managing your money with our comprehensive resource library, including videos and articles. Savvy: Take your savings to the next level. Savvy puts you in control of your money, learning how you spend and helping you save better with a suite of powerful tools. With Savvy, you can get more out of your money. Track where your money is going, with the convenience of a smart money app, spend with the convenience of a Mastercard debit card and get paid competitive returns on every dollar in your account. The Booster Savvy Scheme (‘Savvy’) is not a bank account and Booster is not a registered bank. Savvy is a managed fund and Booster Investment Management Limited is the manager and issuer of Savvy. Savvy’s Product Disclosure Statement and other important information about Savvy (including a comparison highlighting some of the differences between Savvy and a bank account) is available at boostersavvy.co.nz. *Some other fees, such as international transaction fees and card replacement fees, may apply. Booster Investment Management Limited is the manager and issuer of the Booster KiwiSaver Scheme (‘Scheme’). The Scheme’s product disclosure statements are available at booster.co.nz Who we are We’re a Kiwi financial services company founded in 1998. We’re committed to helping New Zealanders make sense of money. Our app is just one step on that journey. Follow us Web: www.booster.co.nz Facebook: www.facebook.com/boostermoneynz/ LinkedIn: www.linkedin.com/company/booster-nz More info When you download any app provided by Booster, you agree to the Booster terms and conditions and any changes to these terms and conditions without notification. Feedback? Want to help to make the Booster NZ app better? Please tell us what you like or how we could improve by: • emailing us at info@booster.co.nz • sending feedback through the app. Check out our FAQs: www.booster.co.nz/app-faqs Fix problems with our troubleshooting guide: www.booster.co.nz/troubleshooting

About

Circum Pay

Pay for services at enabled vending machines and equipment using your smartphone. Access special discounts and promotions at participating locations across Australia.

Highlights
  • Smartphone payments
  • QR code scanning
  • Vending machine purchases
  • Special discounts
  • Promotions
  • Car wash payments
  • Laundromat payments
Features
Read full description

The Circumpay app allows you to use your smartphone to buy products at your enabled favorite vending machine and or vending equipment (Car Wash, Laundromat, amusement machine or any devices that has Circumtec Reader Installed) quickly and easily through your smartphone. Receive special discounts and promotions on participating vending machines across Australia.

Screenshots

Booster NZ4 screens
Circum Pay4 screens

Verdict

The call

The clearest difference is review sentiment: Booster NZ at 55% against Circum Pay's 0%. Booster NZ also leads on rating (5.0 vs 1.0) and update cadence (every 3 weeks vs every 2 months). Circum Pay's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Booster NZ holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews point the same way: 55% of Booster NZ's written reviews are positive against 0% of Circum Pay's.

UpkeepUpdate frequency

Booster NZ ships an update every 3 weeks, Circum Pay every 2 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard6 real differences · 4 level
Booster NZ versus Circum Pay: the parameters behind the verdict, then further details
ParameterBooster NZCircum Pay
PriceFreeFree
Rating5.0 (3 ratings) — better1.0 (1 ratings)
Positive reviews54.5% of reviews — better0.0% of reviews
Number of ratings3 — better1
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better17.6
Further details — not scored
Size42 MB69 MB
Age rating4+12+
DeveloperBooster Financial Services LtdMAINBRIDGE SOFTWARE PTY. LTD.

Customer experience

Booster NZ

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews33 reviews
Positive54.5%
Neutral6.1%
Negative39.4%

Circum Pay

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Booster NZ

No in-app purchases

None

Circum Pay

No in-app purchases

Questions

Is Booster NZ free?
Booster NZ is free to download, with no in-app purchases.
Is Circum Pay free?
Circum Pay is free to download, with no in-app purchases.
Which has better reviews, Booster NZ or Circum Pay?
Booster NZ is rated higher. Booster NZ averages 5.0 out of 5 from 3 ratings, while Circum Pay averages 1.0 from 1 ratings.
Do Booster NZ or Circum Pay have ads?
Neither Booster NZ nor Circum Pay shows ads.
Which is updated more often, Booster NZ or Circum Pay?
Booster NZ ships an update every 3 weeks, and Circum Pay every 2 months. Most recently, Booster NZ was updated on November 2, 2026 and Circum Pay on November 3, 2026.

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