BCU Bank vs fund$
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCU Bank
Manage all your banking needs on the go with this app. Make instant payments, transfer funds domestically and internationally, pay bills, and open new accounts. It also offers comprehensive card management, secure login options, and easy access to customer support and branch locations.
- Instant payments via Osko and PayID
- Domestic and international money transfers
- BPAY bill payments
- Account balance and transaction history
- Card activation, locking, and replacement
- Biometric login (fingerprint/facial recognition)
- Secure in-app messaging
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The BCU Bank app is easy to use and gives you access to all your banking needs on the go. Payments • Make payments using Osko, or to a PayID, to have funds received in minutes • Create and manage your PAY IDs • Transfer money to any bank within Australia • Transfer money overseas • Pay your bills with BPAY • Create, modify or cancel scheduled and recurring payments • Transact on multi to sign accounts Everyday banking • Open a new transaction, savings or term deposit account instantly • Check your account balances and recent transaction history • Pay&Save – round up your purchases and save the difference • Set up alerts for credits, direct debits and due payments • Request transaction limit changes Cards • View important card information • Activate, lock, cancel or replace your card using card controls • Report cards lost or stolen and get a digital replacement instantly • Change your card PIN at any time • View your credit card repayment and due date information Easy access • Login with a PIN or use your fingerprint or facial recognition on supported devices • Check your available balance without logging in • Share your BSB and account information Services • Contact the team directly using secure mail • Find your nearest branch • View and manage your eStatements • Update your contact details • Let us know when you’re travelling overseas More useful features • Drag and drop to reorder your accounts • Customise your dashboard shortcuts • Personalise your accounts by giving them nicknames NOTE: mobile data usage charges may apply, check with your mobile service provider for details. We collect anonymous information on how you use the application to perform analysis of user behaviour. We do not collect personal information about you. By installing this app you are giving your consent to this information being collected.
fund$
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This app saves aggregates of income versus bills, taxes versus savings and sales versus expenses. However, there are other creative ways to use the aggregate functionality of the app. It can be a sort of backup when banks a temporarily down, catch duplicate bills/payments...etc. It is a convenient and quick way to see how your money is spent. No more logging into a bank account, checking ATM receipts or asking the teller for a bank balance. This is a great way to organize, document and track all your debts and payments. Fantastic for fixed incomes. Store all your insurance policy information like policy numbers, claim numbers contact information etc. in the note pad. It is a great way to keep track of where you keep all paper work that you may need at the end of the year or when filing a claim. The app has piecharts, customizable lists and a summary page to display the aggregate data. A balance ledger is located in the bottom right corner of the pie charts that will display a green background for positive balances and red for negative balances. The list of items also has an aggregate number of items in the list and total dollar and cents amount of the items in the list. You may choose list item icons from your library or shoot a photo. You can save icons from the app to your library. Each item in the list has a note pad to save details. Easy to use, quick and beneficial for personal, home or small business financial prudence. Great reference for end of the year tax filing.
Screenshots
Verdict
The clearest difference is price: BCU Bank at Free against fund$'s $1.99. BCU Bank also leads on device support (4 vs 2). fund$'s advantage is update cadence (monthly vs every 3 months). On ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
BCU Bank is free to download; fund$ costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.
BCU Bank ships an update every 3 months, fund$ monthly. Both last shipped on November 2, 2026.
| Parameter | BCU Bank | fund$ |
|---|---|---|
| Price | Free — better | $1.99 |
| Rating | 1.0 (1 ratings) — better | — |
| Positive reviews | 28.6% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.3 |
| Further details — not scored | ||
| Size | 103 MB | 8 MB |
| Age rating | 4+ | 17+ |
| Developer | Police & Nurses Limited | YourStoreCentral.com LLC |
In-app purchases
BCU Bank
No in-app purchases
fund$
No in-app purchases









