Comparison

ABHI Bank vs Payloop

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ABHI Bank

A digital banking app offering seamless account management, bill payments, and instant money transfers. It provides secure access with biometric options and allows users to manage multiple accounts and top-up mobile credit easily. Open an account quickly with minimal requirements.

Highlights
  • Seamless digital banking sign-up
  • No minimum balance or paperwork
  • Safe and secure microfinance banking
  • View balance and e-statements
  • Biometric login (Face ID, Touch ID)
  • Instant money send/receive
  • Manage and pay 500+ billers
  • Instant mobile top-ups
Features
Read full description

About the App: FINCA Pay is now ABHI Bank! Your trusted digital wallet has a fresh new identity – same secure banking, now with more control and flexibility. Here’s what we have in store for you: FEATURES • Sign up in just a few clicks to experience seamless digital banking! • No minimum balance requirement, no paperwork needed • Safe & secure banking with ABHI Microfinance Bank – a fully regulated microfinance bank trusted by millions across Pakistan • View your balance and access e-statements anytime • Login securely using Face ID, Touch ID, or Passcode • Send and receive money instantly, 24/7 • Manage and pay bills for 500+ billers from the comfort of your home • Instant mobile top-ups • Link and manage multiple ABHI Bank accounts – all in one app! HOW TO OPEN AN ABHI BANK ACCOUNT • Download the app and enter your mobile number & OTP to sign up • Provide a few basic details to verify your identity • Set your 4-digit login PIN • That’s it – your ABHI Bank account is ready! ABOUT ABHI BANK ABHI Bank (formerly FINCA Pay) is the new digital banking app of ABHI Microfinance Bank, formerly known as FINCA Microfinance Bank. As a fully regulated microfinance bank in Pakistan, ABHI Bank continues to offer safe, reliable, and innovative digital financial services to millions. Through our powerful mobile wallet, we make it easier than ever to send money, pay bills, and manage your finances — all in one place. With a fresh name and the same trusted foundation, we’re here to help you bank with ease, flexibility, and confidence. Experience the same reliability and service – now as ABHI Bank.

About

Payloop

Features
Read full description

All your subscriptions and payments on one screen. Netflix, Spotify, iCloud, YouTube Premium, your phone plan, the gym… Do you know what you pay every month? Payloop lets you add subscriptions in two taps and shows your monthly and yearly total instantly, reminds you before each renewal and keeps a record of every payment. • Built-in catalog: 60+ services with billing cycles. Select several at once, add with one tap. • Renewal reminders: 1, 3 or 7 days ahead. No surprises on your statement. • Payment history: every renewal is logged automatically; mark it paid or correct it. • Stats: spending by category, last 6 months, your biggest subscriptions; year-to-date totals. • Home screen widget (free): monthly total and upcoming renewals at a glance. • Receipt scanning (Pro): photograph a receipt or bill; amount and date are read on your device. • Multiple currencies: USD, EUR, GBP, TRY and more, with each payment's exchange rate on the day. • Pause and resume: keep history when you cancel a service. Privacy first. No account, no servers, no data collection. Everything stays on your device and syncs through your own iCloud. No ads, no analytics. The free version tracks up to 5 active subscriptions. Payloop Pro unlocks unlimited subscriptions, charts, receipt scanning and CSV export. Payloop Pro is an auto-renewing subscription, monthly or yearly (the yearly plan includes a 7-day free trial). Payment is charged to your Apple Account at confirmation. The subscription renews automatically unless cancelled at least 24 hours before the end of the period; manage or cancel anytime in your App Store account settings. Privacy: https://abonem-app.vercel.app/privacy · Terms: https://abonem-app.vercel.app/terms

Screenshots

ABHI Bank4 screens
Payloop4 screens

Verdict

The call

The clearest difference is in-app purchases: ABHI Bank at none against Payloop's 2. ABHI Bank also leads on iOS requirement (13.0 vs 17.0). Payloop's advantage is update cadence (every 4 days vs every 3 weeks). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Payloop sells 2 in-app purchases, starting at $0.99 per month. ABHI Bank asks for nothing beyond the download.

UpkeepUpdate frequency

ABHI Bank ships an update every 3 weeks, Payloop every 4 days. The most recent releases landed on October 16, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 7 level
ABHI Bank versus Payloop: the parameters behind the verdict, then further details
ParameterABHI BankPayloop
PriceFreeFree
Rating3.3 (38 ratings) — better—
Positive reviews19.2% of reviews—
Number of ratings38 — better—
Update frequencyEvery 3 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better17.0
Further details — not scored
Size374 MB2 MB
Age rating4+4+
DeveloperABHI Microfinance Bank LimitedTomris Bilge Bilgic

In-app purchases

None

ABHI Bank

No in-app purchases

2 purchases

Payloop

Subscriptions2
  • Abonem Pro Aylık$0.991 Month
  • Abonem Pro Yıllık7 Days trial$3.991 Year

Questions

Is ABHI Bank free?
ABHI Bank is free to download, with no in-app purchases.
Is Payloop free?
Payloop is free to download, with in-app purchases available.
Do ABHI Bank or Payloop have ads?
Neither ABHI Bank nor Payloop shows ads.
Which is updated more often, ABHI Bank or Payloop?
ABHI Bank ships an update every 3 weeks, and Payloop every 4 days. Most recently, ABHI Bank was updated on October 16, 2026 and Payloop on October 12, 2026.

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