ABHI Bank vs Payloop
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ABHI Bank
A digital banking app offering seamless account management, bill payments, and instant money transfers. It provides secure access with biometric options and allows users to manage multiple accounts and top-up mobile credit easily. Open an account quickly with minimal requirements.
- Seamless digital banking sign-up
- No minimum balance or paperwork
- Safe and secure microfinance banking
- View balance and e-statements
- Biometric login (Face ID, Touch ID)
- Instant money send/receive
- Manage and pay 500+ billers
- Instant mobile top-ups
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About the App: FINCA Pay is now ABHI Bank! Your trusted digital wallet has a fresh new identity – same secure banking, now with more control and flexibility. Here’s what we have in store for you: FEATURES • Sign up in just a few clicks to experience seamless digital banking! • No minimum balance requirement, no paperwork needed • Safe & secure banking with ABHI Microfinance Bank – a fully regulated microfinance bank trusted by millions across Pakistan • View your balance and access e-statements anytime • Login securely using Face ID, Touch ID, or Passcode • Send and receive money instantly, 24/7 • Manage and pay bills for 500+ billers from the comfort of your home • Instant mobile top-ups • Link and manage multiple ABHI Bank accounts – all in one app! HOW TO OPEN AN ABHI BANK ACCOUNT • Download the app and enter your mobile number & OTP to sign up • Provide a few basic details to verify your identity • Set your 4-digit login PIN • That’s it – your ABHI Bank account is ready! ABOUT ABHI BANK ABHI Bank (formerly FINCA Pay) is the new digital banking app of ABHI Microfinance Bank, formerly known as FINCA Microfinance Bank. As a fully regulated microfinance bank in Pakistan, ABHI Bank continues to offer safe, reliable, and innovative digital financial services to millions. Through our powerful mobile wallet, we make it easier than ever to send money, pay bills, and manage your finances — all in one place. With a fresh name and the same trusted foundation, we’re here to help you bank with ease, flexibility, and confidence. Experience the same reliability and service – now as ABHI Bank.
Payloop
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All your subscriptions and payments on one screen. Netflix, Spotify, iCloud, YouTube Premium, your phone plan, the gym… Do you know what you pay every month? Payloop lets you add subscriptions in two taps and shows your monthly and yearly total instantly, reminds you before each renewal and keeps a record of every payment. • Built-in catalog: 60+ services with billing cycles. Select several at once, add with one tap. • Renewal reminders: 1, 3 or 7 days ahead. No surprises on your statement. • Payment history: every renewal is logged automatically; mark it paid or correct it. • Stats: spending by category, last 6 months, your biggest subscriptions; year-to-date totals. • Home screen widget (free): monthly total and upcoming renewals at a glance. • Receipt scanning (Pro): photograph a receipt or bill; amount and date are read on your device. • Multiple currencies: USD, EUR, GBP, TRY and more, with each payment's exchange rate on the day. • Pause and resume: keep history when you cancel a service. Privacy first. No account, no servers, no data collection. Everything stays on your device and syncs through your own iCloud. No ads, no analytics. The free version tracks up to 5 active subscriptions. Payloop Pro unlocks unlimited subscriptions, charts, receipt scanning and CSV export. Payloop Pro is an auto-renewing subscription, monthly or yearly (the yearly plan includes a 7-day free trial). Payment is charged to your Apple Account at confirmation. The subscription renews automatically unless cancelled at least 24 hours before the end of the period; manage or cancel anytime in your App Store account settings. Privacy: https://abonem-app.vercel.app/privacy · Terms: https://abonem-app.vercel.app/terms
Screenshots
Verdict
The clearest difference is in-app purchases: ABHI Bank at none against Payloop's 2. ABHI Bank also leads on iOS requirement (13.0 vs 17.0). Payloop's advantage is update cadence (every 4 days vs every 3 weeks). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Payloop sells 2 in-app purchases, starting at $0.99 per month. ABHI Bank asks for nothing beyond the download.
ABHI Bank ships an update every 3 weeks, Payloop every 4 days. The most recent releases landed on October 16, 2026 and October 12, 2026 respectively.
| Parameter | ABHI Bank | Payloop |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (38 ratings) — better | — |
| Positive reviews | 19.2% of reviews | — |
| Number of ratings | 38 — better | — |
| Update frequency | Every 3 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 374 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | ABHI Microfinance Bank Limited | Tomris Bilge Bilgic |
In-app purchases
ABHI Bank
No in-app purchases
Payloop
- Abonem Pro Aylık$0.991 Month
- Abonem Pro Yıllık7 Days trial$3.991 Year









