Twisto vs KB Klíč
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Twisto
This payment app allows for quick, safe, and convenient online and in-store transactions. It offers easy registration, helps you control your spending with summaries, and provides secure payments with excellent exchange rates for international use.
- Quick online and in-store payments
- Easy registration process
- Spending summary and control
- Secure payment institution
- Competitive foreign exchange rates
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Twisto is a modern payment application that makes your life easier. Use it to make payments online or in stores. It’s quick, safe, and convenient. *Registration is a breeze Open a Twisto account and take advantage of all that Twisto offers. Download the app and finish your registration in just a couple of minutes. *Spending under control See a quick summary of all of your purchases in one place. It even shows you the total amount you’ve spent as well as how much you still have available on your account. We also send you a daily spending summary along after each purchase so you can always stay on top of your finances. *A secure way to pay Twisto operates as a licensed payment institution with a track record going back several years. Your Twisto account won’t be connected to your personal banking account in any way. *The best exchange rates Take advantage of foreign exchange rates that you just can’t get anywhere else. So whether you’re going on holiday, or just surfing the web from your living room, Twisto makes all of your adventures a little sweeter.
KB Klíč
Securely log into online banking and authorize payments with this app. It replaces texted codes with in-app confirmation, offering PIN and fingerprint authentication for enhanced security.
- Identity verification
- Secure online banking login
- Payment authorization
- PIN authentication
- Fingerprint authentication
- Replaces texted codes
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The KB Klíč app verifies your identity and safely logs you into MojeBanka online banking and Komerční banka's other online apps. You don't have to enter a texted code and you also authorise payments through the app. You need the following for KB Klíč activation: - KB ID, which you will find in the Electronic Signature Agreement. You can also use your username/email - An activation code that you will receive at a KB branch or when you log into mujprofil.kb.cz otherwise than via KB Klíč The activation guide is available at https://www.kb.cz/en/faq-and-support/how-to-sign-in Set the PIN on the occasion of activation. You can set up your fingerprint if your phone supports them. Komerční banka will never see your fingerprints; they are retained in a secure repository in the phone. If your phone is connected to the internet the request to confirm the activation will be received automatically in your phone. Check and confirm the request. If offline, select 'The device is not connected to the internet' option in your computer. Using the KB Klíč app, scan the pictorial code from the computer's screen. Then confirm the code by the PIN or fingerprint. Finally, type the generated code in your computer. Please note: If you enter an incorrect PIN five times KB Klíč blocks access. You will then activate the apps using an activation code that you will receive in an ATM, at a KB branch or after logging into mujprofil.kb.cz otherwise than via KB Klíč. KB Klíč will not work for you if you have reinstalled software on your phone and your platform (root) is therefore not protected. All of this for the sake of security.
Screenshots
Verdict
The clearest difference is review sentiment: KB Klíč at 83% against Twisto's 39%. KB Klíč also leads on ratings volume (124 vs 5) and iOS requirement (15.0 vs 17.0). Twisto's advantage is update cadence (every 4 days vs every 2 months) and rating (5.0 vs 4.7). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Twisto holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: KB Klíč has 124 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 39% of Twisto's written reviews are positive against 83% of KB Klíč's, so the app with the better star average is not the one people write more warmly about.
Twisto ships an update every 4 days, KB Klíč every 2 months. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.
| Parameter | Twisto | KB Klíč |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) — better | 4.7 (124 ratings) |
| Positive reviews | 38.7% of reviews | 83.3% of reviews — better |
| Number of ratings | 5 | 124 — better |
| Update frequency | Every 4 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 154 MB | 80 MB |
| Age rating | 4+ | 4+ |
| Developer | Twisto.cz | Komercni banka a.s. |
Customer experience
Twisto
KB Klíč
In-app purchases
Twisto
No in-app purchases
KB Klíč
No in-app purchases








