Twisto vs Surnix
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Twisto
This payment app allows for quick, safe, and convenient online and in-store transactions. It offers easy registration, helps you control your spending with summaries, and provides secure payments with excellent exchange rates for international use.
- Quick online and in-store payments
- Easy registration process
- Spending summary and control
- Secure payment institution
- Competitive foreign exchange rates
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Twisto is a modern payment application that makes your life easier. Use it to make payments online or in stores. It’s quick, safe, and convenient. *Registration is a breeze Open a Twisto account and take advantage of all that Twisto offers. Download the app and finish your registration in just a couple of minutes. *Spending under control See a quick summary of all of your purchases in one place. It even shows you the total amount you’ve spent as well as how much you still have available on your account. We also send you a daily spending summary along after each purchase so you can always stay on top of your finances. *A secure way to pay Twisto operates as a licensed payment institution with a track record going back several years. Your Twisto account won’t be connected to your personal banking account in any way. *The best exchange rates Take advantage of foreign exchange rates that you just can’t get anywhere else. So whether you’re going on holiday, or just surfing the web from your living room, Twisto makes all of your adventures a little sweeter.
Surnix
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Upload one statement. See your recurring payments. Decide what to keep. Surnix reads a bank statement (CSV, PDF or XLSX) on your phone, picks out the payments that repeat and shows them for review. Nothing is added until you confirm it. Detection depends on the statement format and the period it covers. START WITHOUT AN ACCOUNT Open the app and begin. In guest mode your data stays on your device. Want a cloud backup? Create a free account later, and what you added as a guest stays. FREE • Up to 5 subscriptions • Statement import (CSV, PDF, XLSX), parsed on your device • Renewal calendar and reminders before you are charged • Monthly and yearly totals • Subscription Score and Wrapped summaries you can share as images • Export to CSV and JSON • Light and dark appearance PREMIUM • Unlimited subscriptions • Guided cancellation for about 110 services: step-by-step instructions, you finish the cancellation with the service itself • 4 extra Wrapped themes • Custom categories • Annual PDF report Try it free for 14 days. Plans: €2.99 per month, €19.99 per year (44% less than paying monthly) or €39.99 once for lifetime. The price in your currency is shown before you pay. PRIVACY Your subscriptions are stored on your device. Cloud backup is optional and needs an account. Analytics are optional and off by default. Details are in the privacy policy. 8 LANGUAGES, 5 CURRENCIES English, Czech, Slovak, Polish, Ukrainian, Russian, German, French. Totals in EUR, USD, CZK, UAH and PLN. Surnix is made by Gearby s.r.o. Premium is available as an auto-renewing subscription (monthly or yearly) or as a one-time lifetime purchase. Payment is charged to your Apple ID account when you confirm the purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. You can manage or cancel subscriptions in your App Store account settings. Any unused part of a free trial is forfeited when you buy a subscription. Terms of Use (EULA): https://gearby.cz/privacy/terms-of-use.html Privacy Policy: https://gearby.cz/privacy/privacy-policy.html
Screenshots
Verdict
The clearest difference is in-app purchases: Twisto at none against Surnix's 3. Twisto also leads on update cadence (every 4 days vs fortnightly). Surnix's advantage is iOS requirement (15.0 vs 17.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Surnix sells 3 in-app purchases, starting at $2.99 per month. Twisto asks for nothing beyond the download.
Twisto ships an update every 4 days, Surnix fortnightly. Both last shipped on October 24, 2026.
| Parameter | Twisto | Surnix |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) — better | — |
| Positive reviews | 38.7% of reviews | — |
| Number of ratings | 5 — better | — |
| Update frequency | Every 4 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 154 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | Twisto.cz | Gearby s.r.o. |
In-app purchases
Twisto
No in-app purchases
Surnix
- Surnix Premium14 Days trial$2.991 Month
- Surnix Premium14 Days trial$17.991 Year
- Surnix Premium Lifetime$34.99









