Comparison

Money vs LelaPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money

This app is a comprehensive tool for managing your personal finances. It allows you to track expenses, create budgets, monitor investments, and gain a clear overview of your financial health. Stay organized and in control of your money with smart features and detailed reports.

Highlights
  • Smart budgeting with real-time tracking
  • Automatic expense categorization
  • Complete financial overview dashboard
  • Investment performance monitoring
  • Detailed financial reports with charts
  • iCloud sync and biometric security
Features
Read full description

Money 9.0 is a major update to our award-winning personal finance app, fully embracing Apple's most significant design evolution since iOS 7 - Liquid Glass. App UI has been updated for iOS 26, iPadOS 26, and macOS Tahoe 26, with Swift powering key parts of the app for better performance and tighter integration with Apple's latest platforms. Controls, navigation bars, and sidebars adopt Liquid Glass - the translucent material that refracts content, responds to light and motion, and keeps your financial data front and center. WHAT'S NEW IN 9.0 - Liquid Glass UI across all controls, tab bars, and sidebars - Swift-powered components for improved performance and platform integration - Faster performance and smoother animations - Effortless navigation with fewer taps to budgets, transactions, and reports - Unified experience on iPhone, iPad, and Mac - Updated typography, capsule controls, and full Dark Mode support PERSONAL FINANCE & MONEY MANAGEMENT Take control of your personal finance with Money - the comprehensive money manager that tracks every dollar, every account, and every financial goal. Budget your spending, track your expenses, manage your bills, and grow your savings - all in one beautifully designed app. BUDGET PLANNER & SPENDING TRACKER Create flexible budgets for every category - groceries, dining, transportation, housing, utilities, subscriptions. Track monthly budget vs actual spending with smart alerts. EXPENSE TRACKER & TRANSACTION CATEGORIZATION Log expenses in seconds with auto-categorization - food, shopping, travel, bills, healthcare. Add notes, attach receipts, split transactions, track recurring expenses. BILL REMINDER & RECURRING PAYMENT MANAGER Never miss a bill. Tracks rent, mortgage, utilities, subscriptions, credit cards, insurance, loans. Notifications before bills are due. SAVINGS GOAL TRACKER Set savings goals - emergency fund, vacation, home, retirement, wedding, education. Track progress with visual indicators. INVESTMENT PORTFOLIO TRACKER Track stocks, ETFs, mutual funds. Real-time performance, dividends, gains, and asset allocation across all brokerages and retirement accounts. CRYPTO PORTFOLIO TRACKING Track Bitcoin, Ethereum, and other crypto holdings alongside traditional investments. Monitor prices, portfolio value, and gains. NET WORTH TRACKER Watch net worth grow over time. Calculates total assets minus liabilities - bank accounts, investments, real estate, debts, mortgages. BANK SYNC & OPEN BANKING Connect to thousands of banks with secure bank sync. Auto-import transactions. Real-time balance updates for checking, savings, credit cards, loans. REPORTS & INSIGHTS Detailed reports - income vs expense, category breakdowns, monthly comparisons, cash flow charts, and forecasts. MULTI-CURRENCY SUPPORT Money supports multi-currency tracking with automatic exchange rate updates. Manage USD, EUR, GBP, JPY, and dozens more. PRIVACY & SECURITY Your financial data is yours alone. Local storage with optional iCloud sync. Face ID and Touch ID protect access. No tracking, no ads. WORKS EVERYWHERE iPhone, iPad, Mac, and Apple Watch - seamlessly synced via iCloud. ONE-TIME PURCHASE - no subscriptions, no recurring fees. Pay once, own forever. Money has helped people manage their finances for over 20 years. Version 9.0 is our biggest leap yet.

About

LelaPay

This payment app facilitates small transactions with a curated list of vendors. Businesses can easily sign up to be included in the app's offerings.

Highlights
  • Make small transactions
  • Purchase from listed vendors
  • Business sign-up option
  • Easy vendor integration
Features
Read full description

LelaPay is a payment app for making small transactions. Use it to make purchases from the list of available vendors on the app. If you would like your business to be part of this app, please contact us on omalaeti@omalaetiit.com to sign you up.

Screenshots

Money4 screens
LelaPay4 screens

Verdict

The call

The clearest difference is in-app purchases: LelaPay at none against Money's 3. LelaPay also leads on rating (5.0 vs 4.5) and update cadence (every 2 weeks vs monthly). Money's advantage is ratings volume (451 vs 1). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money sells 3 in-app purchases, starting at $6.99 per month. LelaPay asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

LelaPay holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Money has 451 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Money ships an update monthly, LelaPay every 2 weeks. The most recent releases landed on November 2, 2026 and October 12, 2026 respectively.

Scorecard5 real differences · 5 level
Money versus LelaPay: the parameters behind the verdict, then further details
ParameterMoneyLelaPay
PriceFreeFree
Rating4.5 (451 ratings)5.0 (1 ratings) — better
Positive reviews53.2% of reviews—
Number of ratings451 — better1
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size55 MB19 MB
Age rating4+4+
DeveloperJumsoftOmalaeti Productions

Customer experience

Money

All ratings450 ratings
Positive87.8%
Neutral4.4%
Negative7.8%
Written reviews586 reviews
Positive53.2%
Neutral11.6%
Negative35.2%

LelaPay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Money

Reported bugs

3 issues
  • Frequent app crashes
  • Incorrect transaction import and balance issues
  • Syncing problems between devices

Requested features

4 requests
  • Dark mode option
  • Improved transaction categorization and rules
  • Ability to share accounts with family members
  • Better investment tracking and portfolio management

LelaPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Money

Subscriptions2
  • Direct Downloads Monthly1 Month trial$6.991 Month
  • Direct Downloads Yearly1 Month trial$59.991 Year
One-time1
  • Money Standard$99.99
None

LelaPay

No in-app purchases

Questions

Is Money free?
Money is free to download, with in-app purchases available.
Is LelaPay free?
LelaPay is free to download, with no in-app purchases.
Which has better reviews, Money or LelaPay?
LelaPay is rated higher. Money averages 4.5 out of 5 from 451 ratings, while LelaPay averages 5.0 from 1 ratings.
Do Money or LelaPay have ads?
Neither Money nor LelaPay shows ads.
Which is updated more often, Money or LelaPay?
Money ships an update monthly, and LelaPay every 2 weeks. Most recently, Money was updated on November 2, 2026 and LelaPay on October 12, 2026.

Other comparisons