Comparison

Money vs Budtra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money

This app is a comprehensive tool for managing your personal finances. It allows you to track expenses, create budgets, monitor investments, and gain a clear overview of your financial health. Stay organized and in control of your money with smart features and detailed reports.

Highlights
  • Smart budgeting with real-time tracking
  • Automatic expense categorization
  • Complete financial overview dashboard
  • Investment performance monitoring
  • Detailed financial reports with charts
  • iCloud sync and biometric security
Features
Read full description

Money 9.0 is a major update to our award-winning personal finance app, fully embracing Apple's most significant design evolution since iOS 7 - Liquid Glass. App UI has been updated for iOS 26, iPadOS 26, and macOS Tahoe 26, with Swift powering key parts of the app for better performance and tighter integration with Apple's latest platforms. Controls, navigation bars, and sidebars adopt Liquid Glass - the translucent material that refracts content, responds to light and motion, and keeps your financial data front and center. WHAT'S NEW IN 9.0 - Liquid Glass UI across all controls, tab bars, and sidebars - Swift-powered components for improved performance and platform integration - Faster performance and smoother animations - Effortless navigation with fewer taps to budgets, transactions, and reports - Unified experience on iPhone, iPad, and Mac - Updated typography, capsule controls, and full Dark Mode support PERSONAL FINANCE & MONEY MANAGEMENT Take control of your personal finance with Money - the comprehensive money manager that tracks every dollar, every account, and every financial goal. Budget your spending, track your expenses, manage your bills, and grow your savings - all in one beautifully designed app. BUDGET PLANNER & SPENDING TRACKER Create flexible budgets for every category - groceries, dining, transportation, housing, utilities, subscriptions. Track monthly budget vs actual spending with smart alerts. EXPENSE TRACKER & TRANSACTION CATEGORIZATION Log expenses in seconds with auto-categorization - food, shopping, travel, bills, healthcare. Add notes, attach receipts, split transactions, track recurring expenses. BILL REMINDER & RECURRING PAYMENT MANAGER Never miss a bill. Tracks rent, mortgage, utilities, subscriptions, credit cards, insurance, loans. Notifications before bills are due. SAVINGS GOAL TRACKER Set savings goals - emergency fund, vacation, home, retirement, wedding, education. Track progress with visual indicators. INVESTMENT PORTFOLIO TRACKER Track stocks, ETFs, mutual funds. Real-time performance, dividends, gains, and asset allocation across all brokerages and retirement accounts. CRYPTO PORTFOLIO TRACKING Track Bitcoin, Ethereum, and other crypto holdings alongside traditional investments. Monitor prices, portfolio value, and gains. NET WORTH TRACKER Watch net worth grow over time. Calculates total assets minus liabilities - bank accounts, investments, real estate, debts, mortgages. BANK SYNC & OPEN BANKING Connect to thousands of banks with secure bank sync. Auto-import transactions. Real-time balance updates for checking, savings, credit cards, loans. REPORTS & INSIGHTS Detailed reports - income vs expense, category breakdowns, monthly comparisons, cash flow charts, and forecasts. MULTI-CURRENCY SUPPORT Money supports multi-currency tracking with automatic exchange rate updates. Manage USD, EUR, GBP, JPY, and dozens more. PRIVACY & SECURITY Your financial data is yours alone. Local storage with optional iCloud sync. Face ID and Touch ID protect access. No tracking, no ads. WORKS EVERYWHERE iPhone, iPad, Mac, and Apple Watch - seamlessly synced via iCloud. ONE-TIME PURCHASE - no subscriptions, no recurring fees. Pay once, own forever. Money has helped people manage their finances for over 20 years. Version 9.0 is our biggest leap yet.

About

Budtra

Features
Read full description

Budtra helps you turn a clearer picture of spending into more room at the end of the month—so you can protect what matters and still enjoy life. Budgets that reflect how you really spend Plan by category, set amounts and dates, and tweak as life changes. When you know what’s committed versus what’s flexible, it’s easier to keep more disposable income free. See where money goes Track expenses and habits so waste is obvious and small wins add up—without living in a spreadsheet. A bank account built for budgeting Open an account in the app that you use only for budgeting: ring-fence money for rent, bills, savings, and goals so everyday spending does not quietly eat into what you planned to keep. When your budget has its own home, it is easier to stay disciplined and see what is truly disposable. Bank linking Connect supported accounts so transactions and balances can flow into one view. Less manual work means your budget stays current and your decisions stay informed. Shared budgets Invite others or join with an invite or code—households and groups stay on one plan together. Sign in and stay secure Email, Google, or Apple where available; biometrics on supported devices. Use a strong device passcode and never share your password or PIN outside the app. Built for every day Light and dark themes and flows designed for real use—not a one-size-fits-all template. Download Budtra and put “maximise your disposable income” into practice.

Screenshots

Money4 screens
Budtra4 screens

Verdict

The call

The clearest difference is in-app purchases: Budtra at none against Money's 3. Money's advantage is device support (4 vs 1) and iOS requirement (15.6 vs 17.5). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money sells 3 in-app purchases, starting at $6.99 per month. Budtra asks for nothing beyond the download.

Scorecard3 real differences · 7 level
Money versus Budtra: the parameters behind the verdict, then further details
ParameterMoneyBudtra
PriceFreeFree
Rating4.5 (451 ratings) — better—
Positive reviews53.2% of reviews—
Number of ratings451 — better—
Update frequencyMonthly—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, iPod, Mac — betteriPhone
Requires iOS15.6 — better17.5
Further details — not scored
Size55 MB46 MB
Age rating4+4+
DeveloperJumsoftBudtra Limited

Bugs and requests

Money

Reported bugs

3 issues
  • Frequent app crashes
  • Incorrect transaction import and balance issues
  • Syncing problems between devices

Requested features

4 requests
  • Dark mode option
  • Improved transaction categorization and rules
  • Ability to share accounts with family members
  • Better investment tracking and portfolio management

Budtra

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Money

Subscriptions2
  • Direct Downloads Monthly1 Month trial$6.991 Month
  • Direct Downloads Yearly1 Month trial$59.991 Year
One-time1
  • Money Standard$99.99
None

Budtra

No in-app purchases

Questions

Is Money free?
Money is free to download, with in-app purchases available.
Is Budtra free?
Budtra is free to download, with no in-app purchases.
Do Money or Budtra have ads?
Neither Money nor Budtra shows ads.

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