MoneyBe vs Velo

Own your financial data, track your money privately, even when offline. PRIVACY & SECURITY Your financial data is yours. • Data stays in an encrypted container on your device. • No third-party SDKs or data sharing. • Lock access with Face ID and blur the screen when switching apps. • No sign-up, no email required. EVERYDAY TRACKING All you need, right on the main screen. • See total income, expenses, and balances across all accounts at a glance. • Add transactions fast with templates and long press actions from the Home Screen. • Unlimited categories, sortable by usage or color. • Find any transaction instantly by name, amount, or comment. • Multi-currency support with automatic total conversion and rates updated twice a day. REPORTS & BUDGETS Track and analyze your spending. • Set budgets for specific categories and track progress with a quick widget check. • View clear reports on income, expenses, and net balance over any date range. • Filter by account, category, or project for detailed breakdowns. • Use Projects to monitor cash flow for a business, event, or debt. DATA CONTROL & BACKUP Maintain full control over your financial records. • Automatic backups for up to 10 days plus manual save options. • Store backups on device or iCloud Drive. Import and share them. • Export to CSV for external analysis. SUPPORT Need help? We are here. • Write to us directly from the app. • We always read and respond to all your messages. Terms of use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Budgeting shouldn't feel like a second job. Meet Velo: the smartest, fastest way to master your money using a conversational chat interface. WHY VELO? Skip the complex forms and endless menus of traditional trackers. Velo is built for speed. Just type "Lunch 15" or "Salary 3000" and let Velo handle the rest. No complex forms, no endless clicking—just simple, fast tracking. KEY FEATURES: CHAT-BASED TRACKING: Log expenses and incomes in seconds using our intuitive conversational UI. CUSTOM FINANCIAL MONTH: Don't get paid on the 1st? No problem. Set your own start date for analytics that actually match your life. POWERFUL ANALYTICS: Visualize where your money goes with sleek, easy-to-read charts and trend reports. OFFLINE-FIRST PRIVACY: Your data stays on YOUR device. Velo works perfectly without an internet connection, keeping your finances 100% private. FLEXIBLE SPENDING GOALS: Take control with category-specific limits. Whether it's a daily coffee budget, a weekly grocery cap, or a monthly rent goal, Velo keeps you on track with real-time progress. DATA EXPORT: Unlock Velo Pro to export your history to CSV for professional accounting or personal backups. Stop overthinking your spending. Download Velo and start budgeting at the speed of chat. Privacy policy : https://sites.google.com/view/velo-app/ Terms of Use : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/