Comparison

Velo vs Marble Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Velo

Read full description

Budgeting shouldn't feel like a second job. Meet Velo: the smartest, fastest way to master your money using a conversational chat interface. WHY VELO? Skip the complex forms and endless menus of traditional trackers. Velo is built for speed. Just type "Lunch 15" or "Salary 3000" and let Velo handle the rest. No complex forms, no endless clicking—just simple, fast tracking. KEY FEATURES: CHAT-BASED TRACKING: Log expenses and incomes in seconds using our intuitive conversational UI. CUSTOM FINANCIAL MONTH: Don't get paid on the 1st? No problem. Set your own start date for analytics that actually match your life. POWERFUL ANALYTICS: Visualize where your money goes with sleek, easy-to-read charts and trend reports. OFFLINE-FIRST PRIVACY: Your data stays on YOUR device. Velo works perfectly without an internet connection, keeping your finances 100% private. FLEXIBLE SPENDING GOALS: Take control with category-specific limits. Whether it's a daily coffee budget, a weekly grocery cap, or a monthly rent goal, Velo keeps you on track with real-time progress. DATA EXPORT: Unlock Velo Pro to export your history to CSV for professional accounting or personal backups. Stop overthinking your spending. Download Velo and start budgeting at the speed of chat. Privacy policy : https://sites.google.com/view/velo-app/ Terms of Use : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Marble Budget

Manage your personal finances with this ad-free budgeting app. Track spending, create unlimited categories, and sync across devices. Premium features offer automation, receipt scanning, and AI-powered insights.

Highlights
  • Unlimited budget categories
  • Envelope budgeting system
  • Fast transaction entry
  • Spending tracking
  • iCloud sync
  • Shared budgets
  • Receipt scanning (Premium)
  • On-device AI Budget Assistant (Premium)
Features
Read full description

A free, no ads budget app that is actually good. Whether you're building your first budget, replacing a spreadsheet, tracking shared spending, or just trying to keep tabs on your money, Marble Budget is the best place to do it. Some budgeting apps make you link your bank account, bury you in bloat, or sell your data. Marble Budget does none of that. You create your budget, you enter what you spend, and you stay in control - we couldn't access your data even if we wanted to. When you want to automate and simplify, Marble Budget Premium gives you those tools too. FREE • Monthly budgeting with unlimited categories and groups. • Envelopes to split your money by purpose — and move it between them anytime. • Fast transaction entry. • Spending tracking by category. • iCloud sync across your Apple devices. • Share a budget with a partner, family, or anyone you trust. • No ads. • No required bank sync. • No selling of your personal finance data. MARBLE PREMIUM • Unlimited recurring transactions for bills, income, and planned spending. • Receipt scanning — snap a photo, skip the typing. • Budget Assistant — private, on-device AI that answers questions about your money. • Calculators — see how a big decision plays out before you make it: debt payoff, a new loan, a raise, savings goals, and more. Make your first budget in a few minutes — for free. Terms of Use: https://www.marblebudget.com/terms Privacy Policy: https://www.marblebudget.com/privacy

Screenshots

Velo4 screens
Marble Budget4 screens

Verdict

The call

The clearest difference is ads: Marble Budget at none against Velo's shown. Velo's advantage is iOS requirement (15.6 vs 18.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Velo sells 2 in-app purchases, starting at $2.99 per month and Marble Budget sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Velo ships an update every 10 days, Marble Budget every 6 days. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

Scorecard2 real differences · 7 level
Velo versus Marble Budget: the parameters behind the verdict, then further details
ParameterVeloMarble Budget
PriceFreeFree
Rating—5.0 (4 ratings) — better
Number of ratings—4 — better
Update frequencyEvery 10 daysEvery 6 days — better
AdsYesNo — better
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better18.0
Further details — not scored
Size88 MB14 MB
Age rating4+4+
Developervimukthi MadhusankaVeldt LLC

In-app purchases

2 purchases

Velo

Subscriptions2
  • Velo Monthly Premium$2.991 Month
  • Annual Premium$19.991 Year
2 purchases

Marble Budget

Subscriptions2
  • Marble Premium - Monthly14 Days trial$2.991 Month
  • Marble Premium Yearly14 Days trial$24.991 Year

Questions

Is Velo free?
Velo is free to download, with in-app purchases available.
Is Marble Budget free?
Marble Budget is free to download, with in-app purchases available.
Do Velo or Marble Budget have ads?
Velo shows ads; Marble Budget does not.
Which is updated more often, Velo or Marble Budget?
Velo ships an update every 10 days, and Marble Budget every 6 days. Most recently, Velo was updated on October 24, 2026 and Marble Budget on October 20, 2026.

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