Velo vs Marble Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Velo
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Budgeting shouldn't feel like a second job. Meet Velo: the smartest, fastest way to master your money using a conversational chat interface. WHY VELO? Skip the complex forms and endless menus of traditional trackers. Velo is built for speed. Just type "Lunch 15" or "Salary 3000" and let Velo handle the rest. No complex forms, no endless clicking—just simple, fast tracking. KEY FEATURES: CHAT-BASED TRACKING: Log expenses and incomes in seconds using our intuitive conversational UI. CUSTOM FINANCIAL MONTH: Don't get paid on the 1st? No problem. Set your own start date for analytics that actually match your life. POWERFUL ANALYTICS: Visualize where your money goes with sleek, easy-to-read charts and trend reports. OFFLINE-FIRST PRIVACY: Your data stays on YOUR device. Velo works perfectly without an internet connection, keeping your finances 100% private. FLEXIBLE SPENDING GOALS: Take control with category-specific limits. Whether it's a daily coffee budget, a weekly grocery cap, or a monthly rent goal, Velo keeps you on track with real-time progress. DATA EXPORT: Unlock Velo Pro to export your history to CSV for professional accounting or personal backups. Stop overthinking your spending. Download Velo and start budgeting at the speed of chat. Privacy policy : https://sites.google.com/view/velo-app/ Terms of Use : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Marble Budget
Manage your personal finances with this ad-free budgeting app. Track spending, create unlimited categories, and sync across devices. Premium features offer automation, receipt scanning, and AI-powered insights.
- Unlimited budget categories
- Envelope budgeting system
- Fast transaction entry
- Spending tracking
- iCloud sync
- Shared budgets
- Receipt scanning (Premium)
- On-device AI Budget Assistant (Premium)
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A free, no ads budget app that is actually good. Whether you're building your first budget, replacing a spreadsheet, tracking shared spending, or just trying to keep tabs on your money, Marble Budget is the best place to do it. Some budgeting apps make you link your bank account, bury you in bloat, or sell your data. Marble Budget does none of that. You create your budget, you enter what you spend, and you stay in control - we couldn't access your data even if we wanted to. When you want to automate and simplify, Marble Budget Premium gives you those tools too. FREE • Monthly budgeting with unlimited categories and groups. • Envelopes to split your money by purpose — and move it between them anytime. • Fast transaction entry. • Spending tracking by category. • iCloud sync across your Apple devices. • Share a budget with a partner, family, or anyone you trust. • No ads. • No required bank sync. • No selling of your personal finance data. MARBLE PREMIUM • Unlimited recurring transactions for bills, income, and planned spending. • Receipt scanning — snap a photo, skip the typing. • Budget Assistant — private, on-device AI that answers questions about your money. • Calculators — see how a big decision plays out before you make it: debt payoff, a new loan, a raise, savings goals, and more. Make your first budget in a few minutes — for free. Terms of Use: https://www.marblebudget.com/terms Privacy Policy: https://www.marblebudget.com/privacy
Screenshots
Verdict
The clearest difference is ads: Marble Budget at none against Velo's shown. Velo's advantage is iOS requirement (15.6 vs 18.0). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Velo sells 2 in-app purchases, starting at $2.99 per month and Marble Budget sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Velo ships an update every 10 days, Marble Budget every 6 days. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.
| Parameter | Velo | Marble Budget |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (4 ratings) — better |
| Number of ratings | — | 4 — better |
| Update frequency | Every 10 days | Every 6 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.6 — better | 18.0 |
| Further details — not scored | ||
| Size | 88 MB | 14 MB |
| Age rating | 4+ | 4+ |
| Developer | vimukthi Madhusanka | Veldt LLC |
In-app purchases
Velo
- Velo Monthly Premium$2.991 Month
- Annual Premium$19.991 Year
Marble Budget
- Marble Premium - Monthly14 Days trial$2.991 Month
- Marble Premium Yearly14 Days trial$24.991 Year









