Comparison

Subtrak vs Velo

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Subtrak

Features
Read full description

Stop losing money to forgotten subscriptions. Subtrak gives you a clear, visual overview of all your recurring expenses so you can finally take control of your budget. YOUR SUBSCRIPTIONS AT A GLANCE Subtrak's unique treemap visualization shows your subscriptions as proportional blocks β€” the bigger the block, the bigger the cost. Instantly see which services are eating most of your budget, without scrolling through lists or spreadsheets. NEVER MISS A RENEWAL Set customizable reminders 1 to 7 days before any subscription renews. You will always know what is coming up β€” no more surprise charges on your card. TRACK EVERY DETAIL - Add subscriptions with name, price, billing cycle, and category - Support for weekly, monthly, quarterly, and yearly billing - Track free trials with end dates so you cancel before being charged - Add custom logos and notes to each subscription - Share subscription details with family or roommates POWERFUL STATISTICS (PRO) Unlock detailed spending insights with Subtrak Pro. See your total monthly and yearly costs, average spend per subscription, top spending categories, and most expensive services β€” all at a glance. MULTI-CURRENCY SUPPORT Choose from 30+ currencies. All your subscriptions are tracked in your preferred currency, no manual conversion needed. DEACTIVATE, DON'T DELETE Paused a service? Deactivate it instead of deleting. Reactivate anytime without re-entering any details. DESIGNED FOR SIMPLICITY A clean, modern interface with warm colors and smooth animations. No clutter, no complexity β€” just the information you need. SUBTRAK PRO - Unlimited subscriptions - Advanced spending statistics - Support future development Download Subtrak today and stop paying for subscriptions you forgot you had. Privacy Policy https://baransel.dev/subtrak/privacy Terms of Use https://baransel.dev/subtrak/terms

About

Velo

Read full description

Budgeting shouldn't feel like a second job. Meet Velo: the smartest, fastest way to master your money using a conversational chat interface. WHY VELO? Skip the complex forms and endless menus of traditional trackers. Velo is built for speed. Just type "Lunch 15" or "Salary 3000" and let Velo handle the rest. No complex forms, no endless clickingβ€”just simple, fast tracking. KEY FEATURES: CHAT-BASED TRACKING: Log expenses and incomes in seconds using our intuitive conversational UI. CUSTOM FINANCIAL MONTH: Don't get paid on the 1st? No problem. Set your own start date for analytics that actually match your life. POWERFUL ANALYTICS: Visualize where your money goes with sleek, easy-to-read charts and trend reports. OFFLINE-FIRST PRIVACY: Your data stays on YOUR device. Velo works perfectly without an internet connection, keeping your finances 100% private. FLEXIBLE SPENDING GOALS: Take control with category-specific limits. Whether it's a daily coffee budget, a weekly grocery cap, or a monthly rent goal, Velo keeps you on track with real-time progress. DATA EXPORT: Unlock Velo Pro to export your history to CSV for professional accounting or personal backups. Stop overthinking your spending. Download Velo and start budgeting at the speed of chat. Privacy policy : https://sites.google.com/view/velo-app/ Terms of Use : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Subtrak4 screens
Velo4 screens

Verdict

The call

The clearest difference is ads: Subtrak at none against Velo's shown. Velo's advantage is update cadence (every 10 days vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Subtrak sells 3 in-app purchases, starting at $1.99 per 7 days and Velo sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subtrak ships an update every 2 months, Velo every 10 days. The most recent releases landed on October 17, 2026 and October 24, 2026 respectively.

Scorecard2 real differences Β· 4 level
Subtrak versus Velo: the parameters behind the verdict, then further details
ParameterSubtrakVelo
PriceFreeFree
Update frequencyEvery 2 monthsEvery 10 days β€” better
AdsNo β€” betterYes
In-app purchasesYesYes
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS15.0 β€” better15.6
Further details β€” not scored
Size48 MB88 MB
Age rating4+4+
DeveloperBaransel Arslanvimukthi Madhusanka

In-app purchases

3 purchases

Subtrak

Subscriptions3
  • Subtrak - Weekly3 Days trial$1.997 Days
  • Subtrak - Monthly$4.991 Month
  • Subtrak - Yearly$29.991 Year
2 purchases

Velo

Subscriptions2
  • Velo Monthly Premium$2.991 Month
  • Annual Premium$19.991 Year

Questions

Is Subtrak free?
Subtrak is free to download, with in-app purchases available.
Is Velo free?
Velo is free to download, with in-app purchases available.
Do Subtrak or Velo have ads?
Velo shows ads; Subtrak does not.
Which is updated more often, Subtrak or Velo?
Subtrak ships an update every 2 months, and Velo every 10 days. Most recently, Subtrak was updated on October 17, 2026 and Velo on October 24, 2026.

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