Upay.net vs OSON
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Upay.net
Easily top up mobile phones, internet, and utility services for family and friends abroad. This secure service supports various payment methods and offers a convenient way to manage transactions.
- Mobile top-up for Uzbekistan and Tajikistan
- Internet and utility bill payments
- Multiple payment methods (Visa, Mastercard, PayPal)
- Transaction history
- Save favorite numbers
- Instant delivery after verification
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UPAYNET is a modern and secure mobile recharge service that enables to send credit to mobile phones, internet service providers, utilities and many other services in Uzbekistan and Tajikistan. Now everyone who lives, studies or works abroad will be able to top up mobile phones of their family members and friends quickly, safely and conveniently! Our company was founded in 2016 in New York and already has more than 100.000 users around the world, every day we are working to improve the quality of service, adding new destination countries and new mobile providers. Top up accounts of all cellular companies in Uzbekistan and Tajikistan; - Payment of Internet service providers services in Uzbekistan and Tajikistan; - Payment of utility services of Uzbekistan and Tajikistan; - Payment for various other services and providers in Uzbekistan and Tajikistan; - Different payment methods Visa, Master Card, Discovery, PayPal, AMEX etc.; - Your personal information and payment details are safe; - The history of your transactions directly on your phone; - Convenient and simple interface; - Ability to save favorite numbers; - Automatic payments and instant delivery after verification of your billing information; - The most reliable website for sending minutes to Uzbekistan; - Leader in sending mobile recharge from abroad to Uzbekistan and Tajikistan. Our webpage: https://upay.net Our channel in Telegram: https://t.me/uzpaynet4u Our page on Facebook: https://www.facebook.com/upaynet Our page on Instagram: https://www.instagram.com/upaynet/ 24/7 Customer support: +1 877 7738355, +1 718 5032282 Email: support@upay.net info@upay.net UPAYNET – это современный и безопасный сервис пополнения мобильных счетов Узбекистана и Таджикистана из заграницы. Теперь каждый, кто живет, работает или учиться заграницей, сможет пополнять счета своим родным и близким быстро, безопасно и удобно! Наша компания была основано в 2016 году в Нью – Йорке и уже имеет более 100.000 тысяч пользователей по всему миру, мы каждый день работаем над улучшением качества обслуживание, добавлением новых стран и операторов. - Пополнение счетов всех сотовых компаний Узбекистана,Таджикистан и США; - Оплата интернет провайдеров Узбекистана иТаджикистана; - Оплата коммунальных услуг Узбекистана и Таджикистана; - Оплата разных сервисов и провайдеров Узбекистана и Таджикистана; - Разные способы оплаты Visa, Master Card, Discovery, American Express, PayPal и т.д.; - Безопасность Ваших данных и Ваших платежей; - История Ваших транзакций прямо на Вашем телефоне; - Удобный и простой интерфейс; - Возможность сохранение любимых номеров; - Автоматические платежи и моментальная доставка после верификации Ваших платежных данных; - Самый надежный сайт отправки минут в Узбекистан и Таджикистан; - Лидер по количеству пополнений счетов мобильных телефонов отправляемых из заграницы в Узбекистан и Таджикистан. Наш сайт: https://upay.net Канал в Telegram: https://t.me/uzpaynet4u Мы в Facebook: https://www.facebook.com/upaynet Мы а в Instagram: https://www.instagram.com/upaynet/ 24/7 Службы поддержки: +1 877 7738355, +1 718 5032282 Email: support@upay.net info@upay.net #mobile recharge #mobile top up #mobile reload #mobile credit #mobile airtime #upaynet #мобильная оплата #пополнить баланс мобильного #upaynet #юпайнет #отправка мобильных минут #пополнение мобильного счёта #мобильный платёж
OSON
Manage your finances with this app, offering commission-free payments for various services, card-to-card transfers, and QR code payments. Track expenses with detailed analytics and secure transactions. It also provides eSIM services for global internet access.
- Commission-free payments
- Card-to-card money transfers
- QR code payments
- Expense tracking and analytics
- OSON eSIM for global internet
- Secure transactions with PCI DSS certification
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OSON is an online payments app that helps you easily handle everyday financial tasks. — OSON e-wallet is a new stage of life without plastic cards. You can open and use it in the national currencies of Uzbekistan and Kazakhstan. — Commission-free payments — from mobile services and internet to government and international services. — Card-to-card money transfers — fast, convenient, and reliable. — Utility bills, traffic fines (GIBDD/GAI), taxes — everything in one app. Save payments so you don’t have to re-enter details every time. — No need to carry a card — pay in shops, cafés, and restaurants using QR codes. — Full control of your expenses — track when, where, and how much you spent. Detailed analytics by cards and categories, income history, and receipts that never get lost. — Universal transfers — whether it’s VISA, Mastercard, HUMO, or UZCARD, add them to OSON and use them for instant transactions. — Make traveling easier — connect to the internet anywhere in the world with OSON eSIM. — Security — all transactions are protected according to international PCI DSS certification standards. We’ve implemented fast identification via MyID, a Session Anti-Fraud system to prevent fraud, and a built-in antivirus to protect the app.
Screenshots
Verdict
The clearest difference is review sentiment: Upay.net at 92% against OSON's 32%. Upay.net also leads on rating (4.9 vs 3.8) and ratings volume (5.1K vs 34). OSON's advantage is ads (none vs shown) and monetization model (ad-supported vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Upay.net holds the better App Store score, 4.9 against 3.8. That said, the two scores are not equally well evidenced: Upay.net has 5.1K ratings behind it against 34, so its average is the more settled of the two. Written reviews point the same way: 92% of Upay.net's written reviews are positive against 32% of OSON's.
Upay.net ships an update monthly, OSON every 3 weeks. The most recent releases landed on October 20, 2026 and October 14, 2026 respectively.
| Parameter | Upay.net | OSON |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (5.1K ratings) — better | 3.8 (34 ratings) |
| Positive reviews | 91.7% of reviews — better | 31.6% of reviews |
| Number of ratings | 5.1K — better | 34 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 106 MB | 131 MB |
| Age rating | 4+ | 4+ |
| Developer | Uzrek Payment Systems Inc | Brio Group, MCJS |
Customer experience
Upay.net
OSON
Bugs and requests
Upay.net
Reported bugs
2 issues- Login issues
- Inconsistent app performance
Requested features
3 requests- Add support for more payment methods
- Improve exchange rate transparency
- Introduce a fee-free option for certain transactions
OSON
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Upay.net
No in-app purchases
OSON
No in-app purchases









