OSON vs Tenge24
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OSON
Manage your finances with this app, offering commission-free payments for various services, card-to-card transfers, and QR code payments. Track expenses with detailed analytics and secure transactions. It also provides eSIM services for global internet access.
- Commission-free payments
- Card-to-card money transfers
- QR code payments
- Expense tracking and analytics
- OSON eSIM for global internet
- Secure transactions with PCI DSS certification
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OSON is an online payments app that helps you easily handle everyday financial tasks. — OSON e-wallet is a new stage of life without plastic cards. You can open and use it in the national currencies of Uzbekistan and Kazakhstan. — Commission-free payments — from mobile services and internet to government and international services. — Card-to-card money transfers — fast, convenient, and reliable. — Utility bills, traffic fines (GIBDD/GAI), taxes — everything in one app. Save payments so you don’t have to re-enter details every time. — No need to carry a card — pay in shops, cafés, and restaurants using QR codes. — Full control of your expenses — track when, where, and how much you spent. Detailed analytics by cards and categories, income history, and receipts that never get lost. — Universal transfers — whether it’s VISA, Mastercard, HUMO, or UZCARD, add them to OSON and use them for instant transactions. — Make traveling easier — connect to the internet anywhere in the world with OSON eSIM. — Security — all transactions are protected according to international PCI DSS certification standards. We’ve implemented fast identification via MyID, a Session Anti-Fraud system to prevent fraud, and a built-in antivirus to protect the app.
Tenge24
Manage your banking needs with a comprehensive suite of services. Apply for loans, open deposits, and make instant transfers. Pay bills, access government services, and track currency exchange rates all from your smartphone.
- Online loan applications and repayments
- Open deposits with competitive interest rates
- Virtual card issuance (UzCard, Humo, Mastercard)
- Instant card-to-card transfers
- International money transfers
- Bill payments and recurring payment saving
- Access to government services and currency rates
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- Возможности Tenge24 С помощью приложения вы получаете полный доступ к банковским услугам и сервисам без визита в отделение: - Кредиты Онлайн-заявка на микрозаймы. Удобное погашение кредитов в приложении. Прозрачные условия и полный контроль за выплатами. - Вклады Онлайн-вклад со ставкой до 19% годовых и валютный вклад до 4% годовых. Вклады онлайн — удобно, быстро, в любое время. Вклады доступны как в национальной, так и в иностранной валюте. - Карты и переводы Оформление карт виртуальных UzCard, Humo и Mastercard. Удобное управление всеми картами в одном приложении. Мгновенные переводы между картами Tenge Bank и не только. Международные переводы Moneysend и Visa Direct. Бесплатные переводы в Казахстан – быстро и без комиссии. Добавление карт других банков Узбекистана (Uzcard и Humo). - Платежи и сервисы Оплата мобильной связи, интернета и коммунальных услуг. Сохранение регулярных платежей. Мгновенная оплата через TezQR – быстро и удобно. История всех операций и полный контроль расходов. - Дополнительные сервисы Госуслуги прямо в приложении: информация об авто, справка о браке, разводе и рождении. Возврат денег от UzAuto – удобно и прозрачно. Курс валют: в приложении всегда те же значения, что и в кассе банка. - Удобство и безопасность Мы используем современные технологии защиты данных и транзакций, чтобы ваши финансы были в безопасности. Интерфейс приложения интуитивный и простой – все операции доступны в несколько кликов. Мы постоянно обновляем приложение, чтобы оно становилось ещё удобнее. Каждый ваш отзыв помогает нам улучшать Tenge24. Делитесь предложениями прямо в приложении или пишите нам на info@tengebank.uz. Tenge24 – все продукты и сервисы Tenge Bank у вас в смартфоне. Живите ярче вместе с Tenge Bank!
Screenshots
Verdict
The clearest difference is rating: Tenge24 at 4.8 against OSON's 3.8. Tenge24 also leads on review sentiment (47% vs 32%) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Tenge24 holds the better App Store score, 4.8 against 3.8. That said, the two scores are not equally well evidenced: Tenge24 has 281 ratings behind it against 34, so its average is the more settled of the two. Written reviews point the same way: 32% of OSON's written reviews are positive against 47% of Tenge24's.
OSON ships an update every 2 weeks, Tenge24 every 3 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | OSON | Tenge24 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (34 ratings) | 4.8 (281 ratings) — better |
| Positive reviews | 31.6% of reviews | 47.1% of reviews — better |
| Number of ratings | 34 | 281 — better |
| Update frequency | Every 2 weeks — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 145 MB | 128 MB |
| Age rating | 4+ | 4+ |
| Developer | Brio Group, MCJS | TENGE BANK |
Customer experience
OSON
Tenge24
In-app purchases
OSON
No in-app purchases
Tenge24
No in-app purchases








