Comparison

OSON vs Tenge24

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OSON

Manage your finances with this app, offering commission-free payments for various services, card-to-card transfers, and QR code payments. Track expenses with detailed analytics and secure transactions. It also provides eSIM services for global internet access.

Highlights
  • Commission-free payments
  • Card-to-card money transfers
  • QR code payments
  • Expense tracking and analytics
  • OSON eSIM for global internet
  • Secure transactions with PCI DSS certification
Features
Read full description

OSON is an online payments app that helps you easily handle everyday financial tasks. — OSON e-wallet is a new stage of life without plastic cards. You can open and use it in the national currencies of Uzbekistan and Kazakhstan. — Commission-free payments — from mobile services and internet to government and international services. — Card-to-card money transfers — fast, convenient, and reliable. — Utility bills, traffic fines (GIBDD/GAI), taxes — everything in one app. Save payments so you don’t have to re-enter details every time. — No need to carry a card — pay in shops, cafés, and restaurants using QR codes. — Full control of your expenses — track when, where, and how much you spent. Detailed analytics by cards and categories, income history, and receipts that never get lost. — Universal transfers — whether it’s VISA, Mastercard, HUMO, or UZCARD, add them to OSON and use them for instant transactions. — Make traveling easier — connect to the internet anywhere in the world with OSON eSIM. — Security — all transactions are protected according to international PCI DSS certification standards. We’ve implemented fast identification via MyID, a Session Anti-Fraud system to prevent fraud, and a built-in antivirus to protect the app.

About

Tenge24

Manage your banking needs with a comprehensive suite of services. Apply for loans, open deposits, and make instant transfers. Pay bills, access government services, and track currency exchange rates all from your smartphone.

Highlights
  • Online loan applications and repayments
  • Open deposits with competitive interest rates
  • Virtual card issuance (UzCard, Humo, Mastercard)
  • Instant card-to-card transfers
  • International money transfers
  • Bill payments and recurring payment saving
  • Access to government services and currency rates
Read full description

- Возможности Tenge24 С помощью приложения вы получаете полный доступ к банковским услугам и сервисам без визита в отделение: - Кредиты Онлайн-заявка на микрозаймы. Удобное погашение кредитов в приложении. Прозрачные условия и полный контроль за выплатами. - Вклады Онлайн-вклад со ставкой до 19% годовых и валютный вклад до 4% годовых. Вклады онлайн — удобно, быстро, в любое время. Вклады доступны как в национальной, так и в иностранной валюте. - Карты и переводы Оформление карт виртуальных UzCard, Humo и Mastercard. Удобное управление всеми картами в одном приложении. Мгновенные переводы между картами Tenge Bank и не только. Международные переводы Moneysend и Visa Direct. Бесплатные переводы в Казахстан – быстро и без комиссии. Добавление карт других банков Узбекистана (Uzcard и Humo). - Платежи и сервисы Оплата мобильной связи, интернета и коммунальных услуг. Сохранение регулярных платежей. Мгновенная оплата через TezQR – быстро и удобно. История всех операций и полный контроль расходов. - Дополнительные сервисы Госуслуги прямо в приложении: информация об авто, справка о браке, разводе и рождении. Возврат денег от UzAuto – удобно и прозрачно. Курс валют: в приложении всегда те же значения, что и в кассе банка. - Удобство и безопасность Мы используем современные технологии защиты данных и транзакций, чтобы ваши финансы были в безопасности. Интерфейс приложения интуитивный и простой – все операции доступны в несколько кликов. Мы постоянно обновляем приложение, чтобы оно становилось ещё удобнее. Каждый ваш отзыв помогает нам улучшать Tenge24. Делитесь предложениями прямо в приложении или пишите нам на info@tengebank.uz. Tenge24 – все продукты и сервисы Tenge Bank у вас в смартфоне. Живите ярче вместе с Tenge Bank!

Screenshots

OSON4 screens
Tenge244 screens

Verdict

The call

The clearest difference is rating: Tenge24 at 4.8 against OSON's 3.8. Tenge24 also leads on review sentiment (47% vs 32%) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Tenge24 holds the better App Store score, 4.8 against 3.8. That said, the two scores are not equally well evidenced: Tenge24 has 281 ratings behind it against 34, so its average is the more settled of the two. Written reviews point the same way: 32% of OSON's written reviews are positive against 47% of Tenge24's.

UpkeepUpdate frequency

OSON ships an update every 2 weeks, Tenge24 every 3 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
OSON versus Tenge24: the parameters behind the verdict, then further details
ParameterOSONTenge24
PriceFreeFree
Rating3.8 (34 ratings)4.8 (281 ratings) — better
Positive reviews31.6% of reviews47.1% of reviews — better
Number of ratings34281 — better
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.5 — better
Further details — not scored
Size145 MB128 MB
Age rating4+4+
DeveloperBrio Group, MCJSTENGE BANK

Customer experience

OSON

All ratings34 ratings
Positive67.6%
Neutral2.9%
Negative29.4%
Written reviews76 reviews
Positive31.6%
Neutral7.9%
Negative60.5%

Tenge24

All ratings281 ratings
Positive94.7%
Neutral1.4%
Negative3.9%
Written reviews34 reviews
Positive47.1%
Neutral11.8%
Negative41.2%

In-app purchases

None

OSON

No in-app purchases

None

Tenge24

No in-app purchases

Questions

Is OSON free?
OSON is free to download, with no in-app purchases.
Is Tenge24 free?
Tenge24 is free to download, with no in-app purchases.
Which has better reviews, OSON or Tenge24?
Tenge24 is rated higher. OSON averages 3.8 out of 5 from 34 ratings, while Tenge24 averages 4.8 from 281 ratings.
Do OSON or Tenge24 have ads?
Neither OSON nor Tenge24 shows ads.
Which is updated more often, OSON or Tenge24?
OSON ships an update every 2 weeks, and Tenge24 every 3 weeks. Most recently, OSON was updated on November 2, 2026 and Tenge24 on November 3, 2026.

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