Comparison

Upay.net vs Zoomrad

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Upay.net

Easily top up mobile phones, internet, and utility services for family and friends abroad. This secure service supports various payment methods and offers a convenient way to manage transactions.

Highlights
  • Mobile top-up for Uzbekistan and Tajikistan
  • Internet and utility bill payments
  • Multiple payment methods (Visa, Mastercard, PayPal)
  • Transaction history
  • Save favorite numbers
  • Instant delivery after verification
Features
Read full description

UPAYNET is a modern and secure mobile recharge service that enables to send credit to mobile phones, internet service providers, utilities and many other services in Uzbekistan and Tajikistan. Now everyone who lives, studies or works abroad will be able to top up mobile phones of their family members and friends quickly, safely and conveniently! Our company was founded in 2016 in New York and already has more than 100.000 users around the world, every day we are working to improve the quality of service, adding new destination countries and new mobile providers. Top up accounts of all cellular companies in Uzbekistan and Tajikistan; - Payment of Internet service providers services in Uzbekistan and Tajikistan; - Payment of utility services of Uzbekistan and Tajikistan; - Payment for various other services and providers in Uzbekistan and Tajikistan; - Different payment methods Visa, Master Card, Discovery, PayPal, AMEX etc.; - Your personal information and payment details are safe; - The history of your transactions directly on your phone; - Convenient and simple interface; - Ability to save favorite numbers; - Automatic payments and instant delivery after verification of your billing information; - The most reliable website for sending minutes to Uzbekistan; - Leader in sending mobile recharge from abroad to Uzbekistan and Tajikistan. Our webpage: https://upay.net Our channel in Telegram: https://t.me/uzpaynet4u Our page on Facebook: https://www.facebook.com/upaynet Our page on Instagram: https://www.instagram.com/upaynet/ 24/7 Customer support: +1 877 7738355, +1 718 5032282 Email: support@upay.net info@upay.net UPAYNET – это современный и безопасный сервис пополнения мобильных счетов Узбекистана и Таджикистана из заграницы. Теперь каждый, кто живет, работает или учиться заграницей, сможет пополнять счета своим родным и близким быстро, безопасно и удобно! Наша компания была основано в 2016 году в Нью – Йорке и уже имеет более 100.000 тысяч пользователей по всему миру, мы каждый день работаем над улучшением качества обслуживание, добавлением новых стран и операторов. - Пополнение счетов всех сотовых компаний Узбекистана,Таджикистан и США; - Оплата интернет провайдеров Узбекистана иТаджикистана; - Оплата коммунальных услуг Узбекистана и Таджикистана; - Оплата разных сервисов и провайдеров Узбекистана и Таджикистана; - Разные способы оплаты Visa, Master Card, Discovery, American Express, PayPal и т.д.; - Безопасность Ваших данных и Ваших платежей; - История Ваших транзакций прямо на Вашем телефоне; - Удобный и простой интерфейс; - Возможность сохранение любимых номеров; - Автоматические платежи и моментальная доставка после верификации Ваших платежных данных; - Самый надежный сайт отправки минут в Узбекистан и Таджикистан; - Лидер по количеству пополнений счетов мобильных телефонов отправляемых из заграницы в Узбекистан и Таджикистан. Наш сайт: https://upay.net Канал в Telegram: https://t.me/uzpaynet4u Мы в Facebook: https://www.facebook.com/upaynet Мы а в Instagram: https://www.instagram.com/upaynet/ 24/7 Службы поддержки: +1 877 7738355, +1 718 5032282 Email: support@upay.net info@upay.net #mobile recharge #mobile top up #mobile reload #mobile credit #mobile airtime #upaynet #мобильная оплата #пополнить баланс мобильного #upaynet #юпайнет #отправка мобильных минут #пополнение мобильного счёта #мобильный платёж

About

Zoomrad

Manage your finances with this all-in-one app. It offers microloans, high-interest savings, and convenient payment options for services and transit. Track your finances in real-time with a modern, user-friendly interface.

Highlights
  • Microloans
  • High-interest deposits
  • Service payments
  • Transit payments
  • Credit ban
  • Real-time tracking
Read full description

Zoomrad is a modern and convenient app for managing your finances. We’ve brought together everything you need in one place: payments, savings, microloans, and security features. With Zoomrad, you can get a convenient microloan, open a high-interest deposit, pay for window tinting services, and set a credit ban for extra protection. For your convenience, you can also pay for metro and bus rides directly in the app. The app features a refreshed modern design, making your experience smoother and more intuitive. Track your balance, payments, and transaction history in real time through a user-friendly dashboard. Zoomrad is more than just a payment app — it’s your all-in-one financial ecosystem. Stay tuned — we’re preparing many more useful updates for you.

Screenshots

Upay.net4 screens
Zoomrad4 screens

Verdict

The call

Upay.net and Zoomrad both sit at 4.9 stars, but that hides the real split: 92% of Upay.net's written reviews are positive against 24% of Zoomrad's. Upay.net also leads on ratings volume (5.2K vs 346) and device support (3 vs 1). Zoomrad's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Upay.net against 4.8 for Zoomrad. That said, the two scores are not equally well evidenced: Upay.net has 5.2K ratings behind it against 346, so its average is the more settled of the two. Written reviews are what separate them: 92% of Upay.net's written reviews are positive against 24% of Zoomrad's.

UpkeepUpdate frequency

Upay.net ships an update monthly, Zoomrad fortnightly. The most recent releases landed on October 26, 2026 and October 21, 2026 respectively.

Scorecard5 real differences · 5 level
Upay.net versus Zoomrad: the parameters behind the verdict, then further details
ParameterUpay.netZoomrad
PriceFreeFree
Rating4.9 (5.2K ratings) — better4.8 (346 ratings)
Positive reviews91.7% of reviews — better24.0% of reviews
Number of ratings5.2K — better346
Update frequencyMonthlyFortnightly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.0
Further details — not scored
Size106 MB222 MB
Age rating4+4+
DeveloperUzrek Payment Systems IncAloqabank ATB

Customer experience

Upay.net

All ratings5,149 ratings
Positive98.0%
Neutral0.4%
Negative1.7%
Written reviews108 reviews
Positive91.7%
Neutral0.9%
Negative7.4%

Zoomrad

All ratings346 ratings
Positive95.1%
Neutral0.9%
Negative4.0%
Written reviews25 reviews
Positive24.0%
Neutral4.0%
Negative72.0%

Bugs and requests

Upay.net

Reported bugs

2 issues
  • Login issues
  • Inconsistent app performance

Requested features

3 requests
  • Add support for more payment methods
  • Improve exchange rate transparency
  • Introduce a fee-free option for certain transactions

Zoomrad

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Upay.net

No in-app purchases

None

Zoomrad

No in-app purchases

Questions

Is Upay.net free?
Upay.net is free to download, with no in-app purchases.
Is Zoomrad free?
Zoomrad is free to download, with no in-app purchases.
Which has better reviews, Upay.net or Zoomrad?
Upay.net is rated higher. Upay.net averages 4.9 out of 5 from 5.2K ratings, while Zoomrad averages 4.8 from 346 ratings.
Do Upay.net or Zoomrad have ads?
Upay.net shows ads; Zoomrad does not.
Which is updated more often, Upay.net or Zoomrad?
Upay.net ships an update monthly, and Zoomrad fortnightly. Most recently, Upay.net was updated on October 26, 2026 and Zoomrad on October 21, 2026.

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