Upay.net vs Card Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Upay.net
Easily top up mobile phones, internet, and utility services for family and friends abroad. This secure service supports various payment methods and offers a convenient way to manage transactions.
- Mobile top-up for Uzbekistan and Tajikistan
- Internet and utility bill payments
- Multiple payment methods (Visa, Mastercard, PayPal)
- Transaction history
- Save favorite numbers
- Instant delivery after verification
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UPAYNET is a modern and secure mobile recharge service that enables to send credit to mobile phones, internet service providers, utilities and many other services in Uzbekistan and Tajikistan. Now everyone who lives, studies or works abroad will be able to top up mobile phones of their family members and friends quickly, safely and conveniently! Our company was founded in 2016 in New York and already has more than 100.000 users around the world, every day we are working to improve the quality of service, adding new destination countries and new mobile providers. Top up accounts of all cellular companies in Uzbekistan and Tajikistan; - Payment of Internet service providers services in Uzbekistan and Tajikistan; - Payment of utility services of Uzbekistan and Tajikistan; - Payment for various other services and providers in Uzbekistan and Tajikistan; - Different payment methods Visa, Master Card, Discovery, PayPal, AMEX etc.; - Your personal information and payment details are safe; - The history of your transactions directly on your phone; - Convenient and simple interface; - Ability to save favorite numbers; - Automatic payments and instant delivery after verification of your billing information; - The most reliable website for sending minutes to Uzbekistan; - Leader in sending mobile recharge from abroad to Uzbekistan and Tajikistan. Our webpage: https://upay.net Our channel in Telegram: https://t.me/uzpaynet4u Our page on Facebook: https://www.facebook.com/upaynet Our page on Instagram: https://www.instagram.com/upaynet/ 24/7 Customer support: +1 877 7738355, +1 718 5032282 Email: support@upay.net info@upay.net UPAYNET – это современный и безопасный сервис пополнения мобильных счетов Узбекистана и Таджикистана из заграницы. Теперь каждый, кто живет, работает или учиться заграницей, сможет пополнять счета своим родным и близким быстро, безопасно и удобно! Наша компания была основано в 2016 году в Нью – Йорке и уже имеет более 100.000 тысяч пользователей по всему миру, мы каждый день работаем над улучшением качества обслуживание, добавлением новых стран и операторов. - Пополнение счетов всех сотовых компаний Узбекистана,Таджикистан и США; - Оплата интернет провайдеров Узбекистана иТаджикистана; - Оплата коммунальных услуг Узбекистана и Таджикистана; - Оплата разных сервисов и провайдеров Узбекистана и Таджикистана; - Разные способы оплаты Visa, Master Card, Discovery, American Express, PayPal и т.д.; - Безопасность Ваших данных и Ваших платежей; - История Ваших транзакций прямо на Вашем телефоне; - Удобный и простой интерфейс; - Возможность сохранение любимых номеров; - Автоматические платежи и моментальная доставка после верификации Ваших платежных данных; - Самый надежный сайт отправки минут в Узбекистан и Таджикистан; - Лидер по количеству пополнений счетов мобильных телефонов отправляемых из заграницы в Узбекистан и Таджикистан. Наш сайт: https://upay.net Канал в Telegram: https://t.me/uzpaynet4u Мы в Facebook: https://www.facebook.com/upaynet Мы а в Instagram: https://www.instagram.com/upaynet/ 24/7 Службы поддержки: +1 877 7738355, +1 718 5032282 Email: support@upay.net info@upay.net #mobile recharge #mobile top up #mobile reload #mobile credit #mobile airtime #upaynet #мобильная оплата #пополнить баланс мобильного #upaynet #юпайнет #отправка мобильных минут #пополнение мобильного счёта #мобильный платёж
Card Authenticator
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Card Authenticator is a simple, free, two-factor authentication app to keep your fuel card transactions secure. Once your fleet manager enables Dynamic Prompt on your fuel card, you can use Card Authenticator to generate the time-sensitive code needed to complete a transaction. Here’s how it works: Step 1: Generate code Before swiping your card, open Card Authenticator to generate a code. Step 2: Swipe card Continue with your transaction as you normally would by swiping your card. Step 3: Enter code Enter the code provided from the app to complete your transaction. Fast, easy, and secure. Note: You will need to know your card number and PIN or passcode to log in.
Screenshots
Verdict
The clearest difference is ads: Card Authenticator at none against Upay.net's shown. Card Authenticator also leads on iOS requirement (13.0 vs 15.6). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Upay.net | Card Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (5.1K ratings) — better | — |
| Positive reviews | 90.9% of reviews | — |
| Number of ratings | 5.1K — better | — |
| Update frequency | Monthly | — |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 105 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | Uzrek Payment Systems Inc | WEX, Inc. |
Bugs and requests
Upay.net
Reported bugs
2 issues- Login issues
- Inconsistent app performance
Requested features
3 requests- Add support for more payment methods
- Improve exchange rate transparency
- Introduce a fee-free option for certain transactions
Card Authenticator
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Upay.net
No in-app purchases
Card Authenticator
No in-app purchases









