Comparison

OTR Clutch vs Card Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OTR Clutch

This app offers an online banking solution tailored for trucking companies, providing unlimited cash back on debit purchases and helping to build business credit for financing options. It's a secure, FDIC-insured platform with no hidden fees or minimums.

Highlights
  • Unlimited cash back on debit purchases
  • Build business credit
  • Access to financing options
  • FDIC-insured banking
  • No fees, minimums, or credit checks
  • Integrates with OTR Solutions services
Features
Read full description

Shift your business into high gear with OTR Clutch, the first online banking solution designed specifically for trucking companies. Earn unlimited cash back on debit purchases including recurring insurance and finance payments, and build business credit to gain access to credit and financing options. Backed by the Most Trusted Name in Transportation OTR Clutch is the newest innovation from OTR Solutions expanding their reputation as a trusted and reliable factoring provider into the banking world. In partnership with FDIC insured Thread Bank, OTR Clutch delivers unparalleled security and peace of mind where you need it most. Earn on Every Card Swipe on Debit Purchases Earn cash back on your everyday purchases and your high dollar expenses like insurance, equipment financing, and more. No Fees, No Minimums, No Credit Checks Open an account and start spending for free. There are no monthly balance minimums, usage requirements, or fees. Keep Your Current Account Open an OTR Clutch account and use it the way you want to, no need to close out your other accounts. But, we don’t think it will be long until you make OTR Clutch your preferred banking option. Access OTR Solutions' Suite of Services Need a factoring company? How about the best fuel discounts in the industry? With OTR Solutions factoring, OTR Fuel Card, and their vast network of insurance, load board, and compliance partners you won’t have to go far for more deals, savings, and resources.

About

Card Authenticator

Features
Read full description

Card Authenticator is a simple, free, two-factor authentication app to keep your fuel card transactions secure. Once your fleet manager enables Dynamic Prompt on your fuel card, you can use Card Authenticator to generate the time-sensitive code needed to complete a transaction. Here’s how it works: Step 1: Generate code Before swiping your card, open Card Authenticator to generate a code. Step 2: Swipe card Continue with your transaction as you normally would by swiping your card. Step 3: Enter code Enter the code provided from the app to complete your transaction. Fast, easy, and secure. Note: You will need to know your card number and PIN or passcode to log in.

Screenshots

OTR Clutch4 screens
Card Authenticator4 screens

Verdict

The call

The clearest difference is iOS requirement: Card Authenticator at 13.0 against OTR Clutch's 16.4. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
OTR Clutch versus Card Authenticator: the parameters behind the verdict, then further details
ParameterOTR ClutchCard Authenticator
PriceFreeFree
Rating4.8 (194 ratings) — better—
Positive reviews22.2% of reviews—
Number of ratings194 — better—
Update frequencyEvery 5 weeks—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS16.413.0 — better
Further details — not scored
Size111 MB46 MB
Age rating4+4+
DeveloperOTR Capital LLCWEX, Inc.

In-app purchases

None

OTR Clutch

No in-app purchases

None

Card Authenticator

No in-app purchases

Questions

Is OTR Clutch free?
OTR Clutch is free to download, with no in-app purchases.
Is Card Authenticator free?
Card Authenticator is free to download, with no in-app purchases.
Do OTR Clutch or Card Authenticator have ads?
Neither OTR Clutch nor Card Authenticator shows ads.

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