Swile BR vs payfy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Swile BR
This app simplifies managing employee benefits through a smart card and a mobile application. It offers real-time control over all your benefits, enhancing the employee experience. Designed for seamless integration between companies and their workforce.
- Employee benefits management
- Smart card integration
- Real-time benefit control
- Enhanced employee experience
- Workplace engagement tool
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Swile is a global WorkTech, created in 2018 in France, with the aim of promoting happiness at work. Using technology as the engine of engagement between employees and companies, it developed the Swile Card, a smartcard that brings together all the benefits, and the Swile App, which allows the management of all of them in real time, with an incomparable experience. In 2021, Swile began its global expansion, starting with the largest benefits market in the world, Brazil, through the acquisition of Vee Benefits. Today, flexibility and ease are part of the routine of more than 500,000 users from 15,000 companies, including Carrefour, Le Monde, Paris Saint-Germain, Spotify, Airbnb and Red Bull in France, and Bayer, FIAT, Whirlpool, Ambev and Petlove in Brazil.
payfy
Manage company expenses and employee spending with smart corporate cards. Streamline payment processes, reduce administrative tasks, and simplify accounting. Offers features like Pix transfers, bill payments, and expense reimbursements.
- Smart corporate cards
- Employee spending autonomy
- Pix transfers
- Boleto bill payments
- Virtual and physical card management
- Expense and KM reimbursements
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Payfy é a solução ideal para empresas que buscam controle total sobre seus gastos. Com cartões corporativos inteligentes, garantimos a autonomia dos funcionários para realizar pagamentos necessários para o trabalho, enquanto mantemos a empresa no comando de todas as transações. Reduza a complexidade dos relatórios, elimine processos administrativos manuais e simplifique a contabilidade — tudo em um só app. Principais Funcionalidades: - Transferências via Pix - Fluxo intuitivo para gerar e editar despesas - Pagamento de Boleto com o saldo do cartão - Gestão e recarga de cartões virtuais e físicos. - Reembolsos de despesas e de KM rodado E muito mais Baixe Payfy Agora e Transforme a Gestão Financeira da Sua Empresa Conheça a Payfy https://payfy.io/
Screenshots
Verdict
The clearest difference is review sentiment: payfy at 60% against Swile BR's 7%. Swile BR's advantage is rating (4.1 vs 1.0) and ratings volume (38 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Swile BR holds the better App Store score, 4.1 against 1.0. That said, the two scores are not equally well evidenced: Swile BR has 38 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 7% of Swile BR's written reviews are positive against 60% of payfy's, so the app with the better star average is not the one people write more warmly about.
Swile BR ships an update weekly, payfy fortnightly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | Swile BR | payfy |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (38 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 7.0% of reviews | 60.0% of reviews — better |
| Number of ratings | 38 — better | 1 |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 187 MB | 61 MB |
| Age rating | +17 | 4+ |
| Developer | Swile do Brasil S.A | PAYFY S/A |
Customer experience
Swile BR
payfy
In-app purchases
Swile BR
No in-app purchases
payfy
No in-app purchases
