Swile BR vs PayX
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Swile BR
This app streamlines employee benefits management for companies and their staff. It offers a smart card and a mobile application for real-time control over various workplace perks, enhancing employee engagement and happiness.
- Employee benefits management
- Smart card integration
- Real-time benefit tracking
- Enhanced employee engagement
- Workplace perk management
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Swile is a global WorkTech, created in 2018 in France, with the aim of promoting happiness at work. Using technology as the engine of engagement between employees and companies, it developed the Swile Card, a smartcard that brings together all the benefits, and the Swile App, which allows the management of all of them in real time, with an incomparable experience. In 2021, Swile began its global expansion, starting with the largest benefits market in the world, Brazil, through the acquisition of Vee Benefits. Today, flexibility and ease are part of the routine of more than 500,000 users from 15,000 companies, including Carrefour, Le Monde, Paris Saint-Germain, Spotify, Airbnb and Red Bull in France, and Bayer, FIAT, Whirlpool, Ambev and Petlove in Brazil.
PayX
This app facilitates payment arrangements, allowing users to pay bills and make Pix transfers. It offers a convenient way to manage your financial transactions.
- Payment arrangements
- Bill payments
- Pix transfers
- Cash-out options
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PayX é uma ferramenta de arranjo pagamento com as seguintes saídas cash-out : pagamento de boletos e pix.
Screenshots
Verdict
The clearest difference is rating: Swile BR at 4.1 against PayX's 1.0. Swile BR also leads on ratings volume (38 vs 1) and update cadence (weekly vs fortnightly). PayX's advantage is monetization model (free vs ad-supported) and review sentiment (18% vs 7%). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Swile BR holds the better App Store score, 4.1 against 1.0. That said, the two scores are not equally well evidenced: Swile BR has 38 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 7% of Swile BR's written reviews are positive against 18% of PayX's, so the app with the better star average is not the one people write more warmly about.
Swile BR ships an update weekly, PayX fortnightly. The most recent releases landed on September 25, 2026 and August 29, 2026 respectively.
| Parameter | Swile BR | PayX |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (38 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 7.0% of reviews | 17.9% of reviews — better |
| Number of ratings | 38 — better | 1 |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 186 MB | 23 MB |
| Age rating | +17 | 4+ |
| Developer | Swile do Brasil S.A | Incentive SA |
Customer experience
Swile BR
PayX
Bugs and requests
Swile BR
Not enough reviews yet to summarise bugs or requests.
PayX
Reported bugs
22 issues- Verification code not arriving
- Code expiring too quickly
- White screen on opening
- Difficult to access app
- Human verification failing
Show 17 moreShow fewer
- SMS codes not being sent
- App freezing constantly
- Slow loading times
- API errors
- Login issues
- App not opening
- App stops working after closing
- Money disappearing
- Cannot reset password
- WhatsApp support not responding
- No information on limits
- No QR code payment option
- Proximity payment not working
- Support not responding
- Cannot access account
- Cannot change password
- No phone support
Requested features
4 requests- Option to reset password
- Information on limits
- QR code payment option
- Proximity payment functionality
In-app purchases
Swile BR
No in-app purchases
PayX
No in-app purchases
