Comparison

Money Focus vs Balance Forecasting

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Focus

Manage personal and business finances with this comprehensive app. Track accounts, create budgets, monitor bills, and generate detailed reports. Supports multiple profiles, currencies, and offers passcode protection for your financial data.

Highlights
  • Account transaction and balance tracking
  • Budget creation and tracking
  • Bill management with reminders
  • Income and expense tracking
  • Multiple profile support
  • Financial reports and charts
  • Passcode protection
Features
Read full description

A simple but comprehensive, brief and clear personal & business finance management app. Be good at managing money matters will make your life relaxed and well-organized. Check your Accounts transactions and balance; Check Transactions under a Category; Create Budgets and track transactions under them; Track income and expense Bills and make sure they are paid on time. View Transactions by date. It supports multiple profiles; you can track yours, family members or business finance separately. It can list your transaction by daily, weekly, monthly or yearly, and generate kinds of reports, so you can see clearly about your earnings and spending. Key Features: ⁃ Add a transaction with photo of receipt, payees, account, category, budget, check number, and date. ⁃ Track total accounts balance and balance of each account. ⁃ Check transactions of each account. ⁃ Create categories and sub-categories. ⁃ Check transactions and amounts under a category. ⁃ Create budgets and transaction their transactions. ⁃ Calendar and list view of bills. ⁃ Mark bills as fully or partially paid. ⁃ Create bills reminders to make sure they are paid on time. ⁃ Calendar and list view of Bills. ⁃ Track income and expense bills with or without a repeat cycle. ⁃ Show all transactions by daily, weekly, monthly and yearly. ⁃ Copy transaction to quick add a new one. ⁃ Hide or show cleared transactions. ⁃ Add repeat and one time transactions. ⁃ Mark transaction as cleared or not. ⁃ Dividing one transaction to multiple. ⁃ Built-in calculator or default keyboard to enter amount. ⁃ Check total accounts balance chart view. ⁃ Supports multiple currencies. ⁃ Search transactions by payee, category, account, amount or note. ⁃ Over view of recently finance status. ⁃ Nine finance reports. ⁃ Supports multiple groups, manage your personal, family member and business finance separately. ⁃ Passcode protection. ⁃ Share data by email. ⁃ Supports AirPrint. ⁃ iCloud backup and restore. ⁃ Dropbox backup and restore. ⁃ Create multiple reminders. ⁃ Refresh exchange rate or change them manually. ⁃ Supports Today Widget. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). Payment: Payment will be charged to iTunes Account at confirmation of purchase. Subscribe semiannual. You will be charged in your local currency at the prevailing exchange rate as defined by iTunes." Purchase semiannual subscription for all features for USD$2.99. Auto Renew: Once subscribes, your account will be charged USD$2.99/semiannual, based on your previous subscription, for renewal within 24-hours before the end of the current period. Change Subscription Type: If you want to change your subscription type, Open the "Settings" app. Tap your name, then tap "Subscribe." Tap the name of the subscription you want to change. If different types of subscriptions are available, a list will be displayed. Tap the desired option.Tap "Buy". Share Subscription: If you want to share a subscription with family, please open the Settings app, tap your name and Subscriptions. Then tap the name of the subscription that you can share with family, scroll down and turn on Share with Family. Cancel Subscription: Subscriptions are managed by your Apple account and auto-renewal can be turned off at least 24 hours before the end of the current period, in Account Settings after purchase. By completing your subscription, you agree to app's Term of Use & Privacy Policy. Term of Use:https://www.thelinklinks.com/term.html Privacy Policy:https://www.thelinklinks.com/privacypolicy.html If you have any question or want to add more units, please email to linklinksapp@tom.com.

About

Balance Forecasting

Create a detailed cash flow forecast of your financial future by entering income and expenses. See how your account balance changes over time, plan ahead, and analyze the impact of future transactions. Manage multiple accounts and categorize items for easy tracking.

Highlights
  • Cash flow forecasting up to 30 years
  • Detailed income and expense tracking
  • Future transaction impact analysis
  • Multiple account management
  • Categorization and budgeting
  • Calendar and chart visualization
Features
Read full description

See your financial future before it happens. Balance Forecasting is a personal finance app that projects your account balance forward — day by day — so you always know if you're headed toward a shortfall before it's too late. Most budgeting apps only show you where your money went. Balance Forecasting shows you where it's going. Enter your income and recurring expenses once, and the app builds a rolling cash flow forecast for every account, so you can plan ahead with confidence instead of guessing. WHY BALANCE FORECASTING • Cash flow forecasting — see your projected balance for every day, weeks or months in advance, not just your current total • Budget tracking — set monthly budgets by category and watch your remaining balance update in real time • Recurring income & expenses — model paychecks, rent, subscriptions, loan payments and any repeating transaction with flexible schedules (daily, weekly, monthly, custom intervals) • Multiple accounts — track checking, savings and other accounts side by side, each with its own forecast • Visual charts — balance trend lines and income vs. expense bar charts make it easy to spot a low-balance month coming • Calendar view — see every upcoming transaction laid out on a calendar, so nothing catches you by surprise • Expense categories — organize spending into custom categories with budgets, colors and progress tracking • Automatic bank sync (USA) — link your bank and have new transactions matched against your forecast automatically, so you only review what doesn't line up (Pro) • PDF bank statement import — no bank link needed: upload a PDF statement and every transaction is read and reconciled against your forecast, the same way a live sync works (Pro) • Receipt scanning — scan a receipt and document intelligence extracts the merchant, amount and date, then auto-categorizes it into a ready-to-confirm expense (Pro) • Secure cloud sync — your data is protected and available wherever you sign in WHO IT'S FOR Balance Forecasting is built for anyone who wants to stop being surprised by their bank balance — freelancers and gig workers with irregular income, families managing a tight monthly budget, and anyone tired of manually doing the math on whether a big expense will cause an overdraft. Whether you're planning around a paycheck-to-paycheck budget, saving for a goal, or just want a clearer picture of your cash flow than your bank app gives you, Balance Forecasting turns your income and expenses into a forecast you can actually plan around. Download Balance Forecasting today and start seeing your balance before it happens.

Screenshots

Money Focus4 screens
Balance Forecasting4 screens

Verdict

The call

The clearest difference is rating: Balance Forecasting at 5.0 against Money Focus's 4.2. Balance Forecasting also leads on in-app purchases (none vs 2) and ads (none vs shown). Money Focus's advantage is review sentiment (79% vs 47%) and ratings volume (72 vs 1). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Focus sells 2 in-app purchases, starting at $2.99 per 6 months. Balance Forecasting asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Balance Forecasting holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Money Focus has 72 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 79% of Money Focus's written reviews are positive against 47% of Balance Forecasting's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Money Focus ships an update every 4 months, Balance Forecasting every 2 days. The most recent releases landed on October 26, 2026 and October 14, 2026 respectively.

Scorecard7 real differences · 3 level
Money Focus versus Balance Forecasting: the parameters behind the verdict, then further details
ParameterMoney FocusBalance Forecasting
PriceFreeFree
Rating4.2 (72 ratings)5.0 (1 ratings) — better
Positive reviews79.1% of reviews — better47.1% of reviews
Number of ratings72 — better1
Update frequencyEvery 4 monthsEvery 2 days — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationSubscriptionFree — better
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size46 MB57 MB
Age rating4+4+
DeveloperLINKLINKS LTDTiny Town Software, LLC

Customer experience

Money Focus

All ratings72 ratings
Positive81.9%
Neutral2.8%
Negative15.3%
Written reviews91 reviews
Positive79.1%
Neutral6.6%
Negative14.3%

Balance Forecasting

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews17 reviews
Positive47.1%
Neutral5.9%
Negative47.1%

Bugs and requests

Money Focus

Reported bugs

14 issues
  • Auto-fill for payers and payees not working after update 7.0
  • SALDI DEI CONTI and FLUSSO CONTANTI fields not working
  • QUEST’ANNO search not working
  • Decimal point not available in calculator
  • App crashes when updating category
Show 9 more
  • App crashes when selecting an account
  • App crashes immediately upon opening after iOS 14.2 update
  • Transactions disappear when clearing others
  • Dropbox crashes when selected
  • Email and print button not working
  • App crashes when putting in a new bill and choosing category
  • Data lost after app crash
  • Keyboard lost decimal point after update
  • Beneficiary/payer loading is very slow

Requested features

14 requests
  • Add decimal point/period to calculator
  • Add Arabic language support
  • Improve auto-fill for payers and payees
  • Add import functionality
  • Implement stack to add view money transactions and budget
Show 9 more
  • Add dark mode
  • Improve sync between devices
  • Allow splitting transactions across multiple budgets
  • Add money goal setting
  • Allow adding transactions from any page/account
  • Add account logos
  • Add different theme options
  • Improve budgeting module
  • Add tutorials for features

Balance Forecasting

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Money Focus

Subscriptions1
  • Premium - 6 months$2.996 Months
One-time1
  • Pro Version$4.99
None

Balance Forecasting

No in-app purchases

Questions

Is Money Focus free?
Money Focus is free to download, with in-app purchases available.
Is Balance Forecasting free?
Balance Forecasting is free to download, with no in-app purchases.
Which has better reviews, Money Focus or Balance Forecasting?
Balance Forecasting is rated higher. Money Focus averages 4.2 out of 5 from 72 ratings, while Balance Forecasting averages 5.0 from 1 ratings.
Do Money Focus or Balance Forecasting have ads?
Money Focus shows ads; Balance Forecasting does not.
Which is updated more often, Money Focus or Balance Forecasting?
Money Focus ships an update every 4 months, and Balance Forecasting every 2 days. Most recently, Money Focus was updated on October 26, 2026 and Balance Forecasting on October 14, 2026.

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