Comparison

Money Focus vs Runrate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Focus

Manage personal and business finances with this comprehensive app. Track accounts, create budgets, monitor bills, and generate detailed reports. Supports multiple profiles, currencies, and offers passcode protection for your financial data.

Highlights
  • Account transaction and balance tracking
  • Budget creation and tracking
  • Bill management with reminders
  • Income and expense tracking
  • Multiple profile support
  • Financial reports and charts
  • Passcode protection
Features
Read full description

A simple but comprehensive, brief and clear personal & business finance management app. Be good at managing money matters will make your life relaxed and well-organized. Check your Accounts transactions and balance; Check Transactions under a Category; Create Budgets and track transactions under them; Track income and expense Bills and make sure they are paid on time. View Transactions by date. It supports multiple profiles; you can track yours, family members or business finance separately. It can list your transaction by daily, weekly, monthly or yearly, and generate kinds of reports, so you can see clearly about your earnings and spending. Key Features: ⁃ Add a transaction with photo of receipt, payees, account, category, budget, check number, and date. ⁃ Track total accounts balance and balance of each account. ⁃ Check transactions of each account. ⁃ Create categories and sub-categories. ⁃ Check transactions and amounts under a category. ⁃ Create budgets and transaction their transactions. ⁃ Calendar and list view of bills. ⁃ Mark bills as fully or partially paid. ⁃ Create bills reminders to make sure they are paid on time. ⁃ Calendar and list view of Bills. ⁃ Track income and expense bills with or without a repeat cycle. ⁃ Show all transactions by daily, weekly, monthly and yearly. ⁃ Copy transaction to quick add a new one. ⁃ Hide or show cleared transactions. ⁃ Add repeat and one time transactions. ⁃ Mark transaction as cleared or not. ⁃ Dividing one transaction to multiple. ⁃ Built-in calculator or default keyboard to enter amount. ⁃ Check total accounts balance chart view. ⁃ Supports multiple currencies. ⁃ Search transactions by payee, category, account, amount or note. ⁃ Over view of recently finance status. ⁃ Nine finance reports. ⁃ Supports multiple groups, manage your personal, family member and business finance separately. ⁃ Passcode protection. ⁃ Share data by email. ⁃ Supports AirPrint. ⁃ iCloud backup and restore. ⁃ Dropbox backup and restore. ⁃ Create multiple reminders. ⁃ Refresh exchange rate or change them manually. ⁃ Supports Today Widget. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). Payment: Payment will be charged to iTunes Account at confirmation of purchase. Subscribe semiannual. You will be charged in your local currency at the prevailing exchange rate as defined by iTunes." Purchase semiannual subscription for all features for USD$2.99. Auto Renew: Once subscribes, your account will be charged USD$2.99/semiannual, based on your previous subscription, for renewal within 24-hours before the end of the current period. Change Subscription Type: If you want to change your subscription type, Open the "Settings" app. Tap your name, then tap "Subscribe." Tap the name of the subscription you want to change. If different types of subscriptions are available, a list will be displayed. Tap the desired option.Tap "Buy". Share Subscription: If you want to share a subscription with family, please open the Settings app, tap your name and Subscriptions. Then tap the name of the subscription that you can share with family, scroll down and turn on Share with Family. Cancel Subscription: Subscriptions are managed by your Apple account and auto-renewal can be turned off at least 24 hours before the end of the current period, in Account Settings after purchase. By completing your subscription, you agree to app's Term of Use & Privacy Policy. Term of Use:https://www.thelinklinks.com/term.html Privacy Policy:https://www.thelinklinks.com/privacypolicy.html If you have any question or want to add more units, please email to linklinksapp@tom.com.

About

Runrate

This app helps you understand your finances by projecting your future account balances. It focuses on upcoming income and expenses rather than historical data, providing a clear view of your money flow.

Highlights
  • Projected future account balances
  • Input recurring bills and income
  • Track one-time transactions
  • Forward-looking financial overview
  • Secure bank account integration
Features
Read full description

Runrate is the quick, easy budgeting app people use to understand their finances at a glance. Instead of focusing on categories and historical data, Runrate only looks forward. Simply set up your bank accounts, then input your recurring bills, income, and any one-time transactions. Runrate will project your future account balance, giving you a clear picture of how your money will flow over time. Keep track of bills and see your future money — smart, simple, and secure. To get started, download and open the app, click on the Get Started button, go through the quick tutorial, and enter your email address. An email will be sent to you containing a verification code. Enter the verification code in the app to continue the sign-up process. https://myrunrate.com/privacy-policy?l=en_us https://myrunrate.com/terms-of-use?l=en_us

Screenshots

Money Focus4 screens
Runrate4 screens

Verdict

The call

The clearest difference is rating: Runrate at 4.9 against Money Focus's 4.2. Runrate also leads on monetization model (free with in-app purchases vs subscription) and ads (none vs shown). Money Focus's advantage is device support (4 vs 2) and iOS requirement (15.6 vs 18.0). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Focus sells 2 in-app purchases, starting at $2.99 per 6 months and Runrate sells 6 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Runrate holds the better App Store score, 4.9 against 4.2. Both are backed by a comparable volume of ratings — 72 and 39 respectively. Written reviews complicate that: 79% of Money Focus's written reviews are positive against 77% of Runrate's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Money Focus ships an update every 4 months, Runrate every 4 days. The most recent releases landed on October 20, 2026 and October 21, 2026 respectively.

Scorecard6 real differences · 4 level
Money Focus versus Runrate: the parameters behind the verdict, then further details
ParameterMoney FocusRunrate
PriceFreeFree
Rating4.2 (72 ratings)4.9 (39 ratings) — better
Positive reviews79.1% of reviews — better76.9% of reviews
Number of ratings72 — better39
Update frequencyEvery 4 monthsEvery 4 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationSubscriptionFree with in-app purchases — better
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS15.6 — better18.0
Further details — not scored
Size46 MB25 MB
Age rating4+4+
DeveloperLINKLINKS LTDRunrate LLC

Customer experience

Money Focus

All ratings72 ratings
Positive81.9%
Neutral2.8%
Negative15.3%
Written reviews91 reviews
Positive79.1%
Neutral6.6%
Negative14.3%

Runrate

All ratings38 ratings
Positive97.4%
Neutral0.0%
Negative2.6%
Written reviews13 reviews
Positive76.9%
Neutral7.7%
Negative15.4%

Bugs and requests

Money Focus

Reported bugs

14 issues
  • Auto-fill for payers and payees not working after update 7.0
  • SALDI DEI CONTI and FLUSSO CONTANTI fields not working
  • QUEST’ANNO search not working
  • Decimal point not available in calculator
  • App crashes when updating category
Show 9 more
  • App crashes when selecting an account
  • App crashes immediately upon opening after iOS 14.2 update
  • Transactions disappear when clearing others
  • Dropbox crashes when selected
  • Email and print button not working
  • App crashes when putting in a new bill and choosing category
  • Data lost after app crash
  • Keyboard lost decimal point after update
  • Beneficiary/payer loading is very slow

Requested features

14 requests
  • Add decimal point/period to calculator
  • Add Arabic language support
  • Improve auto-fill for payers and payees
  • Add import functionality
  • Implement stack to add view money transactions and budget
Show 9 more
  • Add dark mode
  • Improve sync between devices
  • Allow splitting transactions across multiple budgets
  • Add money goal setting
  • Allow adding transactions from any page/account
  • Add account logos
  • Add different theme options
  • Improve budgeting module
  • Add tutorials for features

Runrate

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Money Focus

Subscriptions1
  • Premium - 6 months$2.996 Months
One-time1
  • Pro Version$4.99
6 purchases

Runrate

Subscriptions6
  • Runrate Starter$6.991 Month
  • Runrate Plus$9.991 Month
  • Runrate Pro$19.991 Month
Show 3 more
  • Runrate Starter$59.991 Year
  • Runrate Plus$89.991 Year
  • Runrate Pro$189.991 Year

Questions

Is Money Focus free?
Money Focus is free to download, with in-app purchases available.
Is Runrate free?
Runrate is free to download, with in-app purchases available.
Which has better reviews, Money Focus or Runrate?
Runrate is rated higher. Money Focus averages 4.2 out of 5 from 72 ratings, while Runrate averages 4.9 from 39 ratings.
Do Money Focus or Runrate have ads?
Money Focus shows ads; Runrate does not.
Which is updated more often, Money Focus or Runrate?
Money Focus ships an update every 4 months, and Runrate every 4 days. Most recently, Money Focus was updated on October 20, 2026 and Runrate on October 21, 2026.

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