Comparison

随借 vs 时小融

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

随借

Features
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内容提要 随借app由红星美凯龙控股旗下红星小贷倾力研发,专注服务家居行业的中小微企业,为其打造实惠、高效、灵活的全线上信用贷款解决方案。 产品特色 1)低:年化利率低至7.8% 2)快:资料齐全,最快1小时放款 3)简:资料简,全线上操作 关于红星小贷 上海黄浦红星小额贷款有限公司(以下简称“红星小贷”)成立于2016年8月15日,经上海市金融办批准可在全国开展小额贷款业务。公司注册资本3亿元, 控股股东红星美凯龙控股集团有限公司亦是家居行业A+H上市龙头企业红星美凯龙家居集团股份有限公司(以下简称“红星美凯龙”) 控股股东。基于对家居行业的解读,红星小贷提供的家居供应链金融产品覆盖家具建材品牌工厂、上游供应商以及下游经销商,针对中小微企业轻资产的特点,红星小贷的贷款产品以信用贷款为主,贷款期限2个月至一年,且信用贷款综合年利率低至7.8%。 客服电话: 021-60256898(工作日9:00 - 17:30)

About

时小融

Features
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时小融-信贷服务平台,便捷、合规、智能的信贷服务平台。 轻松解决您的资金问题,借款更快捷 (产品优势) 1.安全合规:正规持牌金融机构放款,让您更放心。 2.息费透明:利率合规,借款费用透明可见。 3.申请简单:3项简易认证,线上极速审批。 4.活动多样化:新人首次尊享7天免息券。 (温馨提示) 贷款额度、放款时间、通过率、利率等以实际审批为准。 贷款有风险,借款需谨慎;请根据个人能力合理贷款,理性消费,避免逾期。 若有不法分子冒充时小融工作人员,以帮助您申请贷款、协商减免还款等理由向你索要佣金,或套取您身份证信息、银行卡账号密码、短信验证码等敏感信息,请您注意辨别,保留好相关截图,并联系时小融官方客服加以核对确认。

Screenshots

随借2 screens
时小融4 screens

Verdict

The call

The clearest difference is update cadence: 时小融 at every 8 days against 随借's every 4 weeks. 随借's advantage is iOS requirement (10.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

随借 ships an update every 4 weeks, 时小融 every 8 days. The most recent releases landed on September 19, 2026 and September 23, 2026 respectively.

Scorecard2 real differences · 4 level
随借 versus 时小融: the parameters behind the verdict, then further details
Parameter随借时小融
PriceFreeFree
Update frequencyEvery 4 weeksEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS10.0 — better12.0
Further details — not scored
Size72 MB58 MB
Age rating4+17+
Developer上海黄浦红星小额贷款有限公司Shishi Huxin (Wuhan) Digital Technology Co., Ltd.

In-app purchases

None

随借

No in-app purchases

None

时小融

No in-app purchases

Questions

Is 随借 free?
随借 is free to download, with no in-app purchases.
Is 时小融 free?
时小融 is free to download, with no in-app purchases.
Do 随借 or 时小融 have ads?
Neither 随借 nor 时小融 shows ads.
Which is updated more often, 随借 or 时小融?
随借 ships an update every 4 weeks, and 时小融 every 8 days. Most recently, 随借 was updated on September 19, 2026 and 时小融 on September 23, 2026.

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