Comparison

随借 vs 乐盈花

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

随借

Features
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内容提要 随借app由红星美凯龙控股旗下红星小贷倾力研发,专注服务家居行业的中小微企业,为其打造实惠、高效、灵活的全线上信用贷款解决方案。 产品特色 1)低:年化利率低至7.8% 2)快:资料齐全,最快1小时放款 3)简:资料简,全线上操作 关于红星小贷 上海黄浦红星小额贷款有限公司(以下简称“红星小贷”)成立于2016年8月15日,经上海市金融办批准可在全国开展小额贷款业务。公司注册资本3亿元, 控股股东红星美凯龙控股集团有限公司亦是家居行业A+H上市龙头企业红星美凯龙家居集团股份有限公司(以下简称“红星美凯龙”) 控股股东。基于对家居行业的解读,红星小贷提供的家居供应链金融产品覆盖家具建材品牌工厂、上游供应商以及下游经销商,针对中小微企业轻资产的特点,红星小贷的贷款产品以信用贷款为主,贷款期限2个月至一年,且信用贷款综合年利率低至7.8%。 客服电话: 021-60256898(工作日9:00 - 17:30)

About

乐盈花

Offers secure, low-interest small loan services. Loan amounts, disbursement times, and approval rates are subject to actual review. Borrow responsibly based on personal capacity.

Highlights
  • Small loan services
  • Low interest rates
  • Secure platform
  • Cash advances
  • Credit loans
Features
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乐盈花-为您提供安全,低利息的小额贷款服务! 温馨提示:贷款额度、放款时间、通过率等以实际审批为准。贷款有风险,借款需谨慎,请根据个人能力合理贷款。

Screenshots

随借2 screens
乐盈花4 screens

Verdict

The call

The clearest difference is update cadence: 随借 at every 4 weeks against 乐盈花's every 2 months. 随借 also leads on iOS requirement (10.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

随借 ships an update every 4 weeks, 乐盈花 every 2 months. The most recent releases landed on October 6, 2026 and September 22, 2026 respectively.

Scorecard2 real differences · 6 level
随借 versus 乐盈花: the parameters behind the verdict, then further details
Parameter随借乐盈花
PriceFreeFree
Positive reviews—50.0% of reviews
Update frequencyEvery 4 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS10.0 — better12.0
Further details — not scored
Size72 MB33 MB
Age rating4+17+
Developer上海黄浦红星小额贷款有限公司武汉小紫啧科技有限公司

In-app purchases

None

随借

No in-app purchases

None

乐盈花

No in-app purchases

Questions

Is 随借 free?
随借 is free to download, with no in-app purchases.
Is 乐盈花 free?
乐盈花 is free to download, with no in-app purchases.
Do 随借 or 乐盈花 have ads?
Neither 随借 nor 乐盈花 shows ads.
Which is updated more often, 随借 or 乐盈花?
随借 ships an update every 4 weeks, and 乐盈花 every 2 months. Most recently, 随借 was updated on October 6, 2026 and 乐盈花 on September 22, 2026.

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