Comparison

1stbago Mobile Banking vs ChipInPool

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

1stbago Mobile Banking

Manage your bank accounts on the go. View balances, schedule transfers, and deposit checks remotely. This app provides convenient access to your finances anytime, anywhere.

Highlights
  • View bank account balances
  • Schedule transfers between accounts
  • Deposit checks remotely
  • Access finances anytime, anywhere
Features
Read full description

1stbago Mobile Banking allows you to view your bank accounts, schedule transfers between them, and even deposit checks from anywhere!

About

ChipInPool

Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.

Highlights
  • Pool funds for trips, events, and gifts
  • Virtual Visa card for spending
  • Pay Me Back links for easy collection
  • Spend Now Marketplace with discounts
  • Wallet and bank transfers
  • Smart auto-contributions
  • Real-time notifications
Features
Read full description

ChipIn makes group money simple. Whether you're splitting a trip, collecting for a gift, or pooling funds with friends for a big purchase — ChipIn handles it all in one app. Create a pool, invite your crew, and watch contributions roll in. When you're ready to spend, use your virtual Visa card linked directly to your pool — online or in-store. KEY FEATURES Pool Funds Together Set up pools for trips, events, gifts, or anything else. Share a link, and anyone can chip in. Track progress with real-time updates and hit your goal faster. Virtual Visa Cards (Coming Soon) Get a virtual debit card tied to your pool. Use it anywhere Visa is accepted — online shopping, subscriptions, or tap-to-pay in stores. Pay Me Back Links Send a simple link to collect money from anyone — no sign-up required for them. Spend Now Marketplace Browse curated partner stores and shop directly with your pool funds. Exclusive discounts from partnered businesses. Wallet & Bank Transfers Deposit funds, track your balance, and withdraw to your bank account whenever you want. Smart Auto-Contributions Set up recurring contributions so you never forget to chip in. Weekly, biweekly, or monthly — you choose. Secure by Design Identity verification (KYC), two-factor authentication, and encrypted transactions keep your money safe. Real-Time Notifications Get instant alerts when someone contributes, when your pool hits a milestone, or when your card is used. Rewards & Badges Earn points and unlock badges as you contribute and create pools. Climb the leaderboard and show off your ChipIn status. Download ChipIn today and take the hassle out of group money.

Screenshots

1stbago Mobile Banking4 screens
ChipInPool4 screens

Verdict

The call

The clearest difference is update cadence: ChipInPool at every 5 days against 1stbago Mobile Banking's every 5 months. ChipInPool also leads on ratings volume (4 vs 1). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for 1stbago Mobile Banking against 5.0 for ChipInPool. Both are backed by a comparable volume of ratings — 1 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

1stbago Mobile Banking ships an update every 5 months, ChipInPool every 5 days. Both last shipped on October 24, 2026.

Scorecard2 real differences · 8 level
1stbago Mobile Banking versus ChipInPool: the parameters behind the verdict, then further details
Parameter1stbago Mobile BankingChipInPool
PriceFreeFree
Rating5.0 (1 ratings)5.0 (4 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings14 — better
Update frequencyEvery 5 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size132 MB40 MB
Age rating4+12+
DeveloperFirst Financial Bank in WinnebagoJordan Pollard

Customer experience

1stbago Mobile Banking

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

ChipInPool

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

1stbago Mobile Banking

No in-app purchases

None

ChipInPool

No in-app purchases

Questions

Is 1stbago Mobile Banking free?
1stbago Mobile Banking is free to download, with no in-app purchases.
Is ChipInPool free?
ChipInPool is free to download, with no in-app purchases.
Which has better reviews, 1stbago Mobile Banking or ChipInPool?
1stbago Mobile Banking and ChipInPool are both rated 5.0 out of 5 on the App Store, from 1 and 4 ratings respectively.
Do 1stbago Mobile Banking or ChipInPool have ads?
Neither 1stbago Mobile Banking nor ChipInPool shows ads.
Which is updated more often, 1stbago Mobile Banking or ChipInPool?
1stbago Mobile Banking ships an update every 5 months, and ChipInPool every 5 days. Most recently, 1stbago Mobile Banking was updated on October 24, 2026 and ChipInPool on October 24, 2026.

Other comparisons