Comparison

Swile vs Laymoon

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Swile

This app consolidates all your employee benefits, including meal vouchers, gift cards, and personal funds, onto a single virtual card. Manage your balance, view transactions, and access your PIN code all within the application.

Highlights
  • Consolidated employee benefits
  • Virtual card for mobile payments
  • View balance and transactions
  • Access PIN code
  • Donate to charities
  • Exclusive deals and offers
Features
Read full description

Swile, the card and app for employees. We can't make it any simpler than that. Swile is: - The card that makes it ultra-easy to spend all your employee benefits: Meal vouchers, gift cards, mobility vouchers, holiday benefits, and even your personal money. Why spend time shuffling through different cards and vouchers when there's one card that can do it all? - The card that you can use almost anywhere: You heard us right - if you're out and about right now, look up and walk into the restaurant or store in front of you. And voilà, your Swile card will work in there! - The card that lets you spend down to the very last penny. You never need to hear "Sorry, we don't give change!" again! ». - The card you can use to pay for anything without worrying about the payment limit or remaining balance. Sure, we were all told at school that mental maths is great and all, but you don't need it with us. - Plus, it's a 100% virtual card. You can choose to have it on your phone or on your phone, and not in your wallet. So, no plastic, even if it used to be seen as fantastic. Swile is also: - The application that lets you view your balance, past transactions and PIN code. In short, anything that can be view, you can view it with Swile. - The app that makes it easier to donate to your charities of choice. - The app that boosts your purchasing power with good deals. The Swile app is all about off course, there are many new features to come that will totally blow your mind, sweep you off your feet, take your breath away, but we don't want to get carried away. If you want to let us know how much you love Swile, get in touch at: hello@swile.fr Why not give us a follow? Find us on: Linkedin - Twitter - Instagram - Facebook - but not on the streets! Have a good day with Swile.

About

Laymoon

Features
Read full description

Laymoon est bien plus qu'une simple application de finance. En quelques minutes, inscrivez-vous et recevez votre RIB ainsi que votre carte. Conçue pour être intuitive, Laymoon simplifie la gestion de vos finances avec des comptes adaptés à vos besoins et des tarifs parmi les plus compétitifs en Europe. Nos engagements : - Sécurité et transparence : Vos fonds sont protégés dans un compte de cantonnement, sans risque inutile. - Gestion de budget simplifiée : Classification intuitive des transactions par domaine pour une vue claire de vos dépenses et une gestion facile. - Virements instantanés : Vos transactions sont rapides et traçables. - Documents partagés : Envoi de documents simplifié en quelques clics. - Cashback et offres exclusives : Comme une Amex accessible à tous, profitez de réductions et de cashback pour maximiser votre pouvoir d'achat et bénéficier de partenariats exclusifs. - Service client à l’écoute : Toujours disponible pour répondre à vos questions. - Expérience utilisateur optimale : Interface intuitive pour une navigation fluide. Laymoon propose également des offres spéciales pour les étudiants et les associations, grâce à un large réseau de partenaires pour toujours mieux soutenir notre communauté. Rejoignez Laymoon et découvrez une solution mobile, rapide et éthique, respectueuse de vos valeurs, pour une gestion financière simple et efficace !

Screenshots

Swile4 screens

Verdict

The call

The clearest difference is device support: Laymoon at 3 against Swile's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Swile ships an update weekly, Laymoon every 10 days. The most recent releases landed on October 18, 2026 and October 10, 2026 respectively.

Scorecard1 real difference · 9 level
Swile versus Laymoon: the parameters behind the verdict, then further details
ParameterSwileLaymoon
PriceFreeFree
Rating4.7 (346 ratings) — better—
Positive reviews88.5% of reviews—
Number of ratings346 — better—
Update frequencyWeekly — betterEvery 10 days
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size239 MB194 MB
Age rating4+17+
DeveloperSwileADL CAPITAL

In-app purchases

None

Swile

No in-app purchases

None

Laymoon

No in-app purchases

Questions

Is Swile free?
Swile is free to download, with no in-app purchases.
Is Laymoon free?
Laymoon is free to download, with no in-app purchases.
Do Swile or Laymoon have ads?
Neither Swile nor Laymoon shows ads.
Which is updated more often, Swile or Laymoon?
Swile ships an update weekly, and Laymoon every 10 days. Most recently, Swile was updated on October 18, 2026 and Laymoon on October 10, 2026.

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