Comparison

Swile vs Akari

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Swile

This app consolidates all your employee benefits, including meal vouchers, gift cards, and personal funds, onto a single virtual card. Manage your balance, view transactions, and access your PIN code all within the application.

Highlights
  • Consolidated employee benefits
  • Virtual card for mobile payments
  • View balance and transactions
  • Access PIN code
  • Donate to charities
  • Exclusive deals and offers
Features
Read full description

Swile, the card and app for employees. We can't make it any simpler than that. Swile is: - The card that makes it ultra-easy to spend all your employee benefits: Meal vouchers, gift cards, mobility vouchers, holiday benefits, and even your personal money. Why spend time shuffling through different cards and vouchers when there's one card that can do it all? - The card that you can use almost anywhere: You heard us right - if you're out and about right now, look up and walk into the restaurant or store in front of you. And voilà, your Swile card will work in there! - The card that lets you spend down to the very last penny. You never need to hear "Sorry, we don't give change!" again! ». - The card you can use to pay for anything without worrying about the payment limit or remaining balance. Sure, we were all told at school that mental maths is great and all, but you don't need it with us. - Plus, it's a 100% virtual card. You can choose to have it on your phone or on your phone, and not in your wallet. So, no plastic, even if it used to be seen as fantastic. Swile is also: - The application that lets you view your balance, past transactions and PIN code. In short, anything that can be view, you can view it with Swile. - The app that makes it easier to donate to your charities of choice. - The app that boosts your purchasing power with good deals. The Swile app is all about off course, there are many new features to come that will totally blow your mind, sweep you off your feet, take your breath away, but we don't want to get carried away. If you want to let us know how much you love Swile, get in touch at: hello@swile.fr Why not give us a follow? Find us on: Linkedin - Twitter - Instagram - Facebook - but not on the streets! Have a good day with Swile.

About

Akari

This app provides strong authentication for secure online card payments. It simplifies and secures your transactions, offering a smoother and more intuitive user experience on your smartphone.

Highlights
  • Strong authentication for online payments
  • Secures card transactions
  • Simplifies payment process
  • Intuitive user experience
  • Available for cardholders of BPCE Payment Services clients
Features
Read full description

With the Akari app, online payments are more secure with strong authentication verification. Always at hand, Akari app is a strong authentication solution that simplifies and secures your online card payment. Akari application is a free service available to cardholders of establishments where BPCE Payment Services is a payment processor. The app is evolving to give you a smoother and more intuitive user experience available on your smartphone. Please use the new version of the “Akari” application. In this up-to-date version, we provide various patches to give you a better user experience.

Screenshots

Swile4 screens
Akari4 screens

Verdict

The call

The clearest difference is review sentiment: Swile at 88% against Akari's 11%. Swile also leads on update cadence (weekly vs every 4 weeks). Akari's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Swile ships an update weekly, Akari every 4 weeks. The most recent releases landed on October 26, 2026 and October 13, 2026 respectively.

Scorecard3 real differences · 7 level
Swile versus Akari: the parameters behind the verdict, then further details
ParameterSwileAkari
PriceFreeFree
Rating4.7 (353 ratings) — better—
Positive reviews88.5% of reviews — better11.1% of reviews
Number of ratings353 — better—
Update frequencyWeekly — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size243 MB60 MB
Age rating4+4+
DeveloperSwileBPCE

Customer experience

Swile

All ratings353 ratings
Positive91.8%
Neutral4.2%
Negative4.0%
Written reviews26 reviews
Positive88.5%
Neutral3.8%
Negative7.7%

Akari

Written reviews18 reviews
Positive11.1%
Neutral16.7%
Negative72.2%

In-app purchases

None

Swile

No in-app purchases

None

Akari

No in-app purchases

Questions

Is Swile free?
Swile is free to download, with no in-app purchases.
Is Akari free?
Akari is free to download, with no in-app purchases.
Do Swile or Akari have ads?
Neither Swile nor Akari shows ads.
Which is updated more often, Swile or Akari?
Swile ships an update weekly, and Akari every 4 weeks. Most recently, Swile was updated on October 26, 2026 and Akari on October 13, 2026.

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