UCOPAY+ vs Canara ePassbook
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UCOPAY+
This digital wallet app allows users to manage finances, pay bills, and transfer money electronically. Load funds via net banking, cards, or from friends, then use it for recharges, utility payments, and online purchases. Merchants can also create QR codes for easy payment acceptance.
- Digital wallet for financial transactions
- Load money via net banking, debit/credit cards
- Pay bills and recharge mobile/DTH
- Send and receive money
- QR code scanning for payments
- Transaction statement access
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UCO Bank, a commercial Bank and Government of India undertaking provides various customer oriented services. To facilitate customers more towards the digital Banking and cashless environment, UCO Bank launches UCOPAY+ – a digital wallet app an alternative to your physical wallet/Batua. UCOPAY+ is a semi closed digital wallet application on iOS platform to cater your financial requirement. It is electronic virtual wallet where you can load money and spend it for your Mobile recharge/ DTH recharge/various utility Bill Payments including Gas, Electricity, Insurance, Mutual Funds, etc., sending money to your near & dear ones. It contains various features like adding money from your net banking/debit card/credit card, getting money from your pals, paying money to your pal’s wallet/UCO Bank account/Other bank account. It provides facility of QR Code scanning of merchants and doing quick payment. You can check all transaction statement and send it to your Email-IDs. How to Register:- • Download the app “ UCOPAY” from iTunes App Store. • Register in “UCOPAY” by entering your mobile number and creating your profile. • Load money into your wallet (through your net banking, debit card, Credit card, by asking from your Pal and by your Bank account). • Use the wallet money for your day to day expenses like bill payment, mobile/DTH recharge, online shopping etc. • Transfer money from wallet to UCO Bank account. • If you are a merchant, create your own QR code and receive the money by displaying the QR code to the customer. • Customer can pay the bill by scanning the QR code without any pain/complexity like writing account number/IFSC/Name etc. • Any complaints need to be forwarded to uco.mbanking@ucobank.co.in; uco.custcare@ucobank.co.in, 033-44559084/9059/9459/9460/9039. All you need to access the wallet is: • iOS phone • Access to Internet which can be via Wi-Fi or your mobile internet
Canara ePassbook
Access a digital version of your physical bank passbook, offering real-time updates on all your accounts and transactions. Manage personal finances, generate statements, and secure your data with advanced lock options. It also provides branch information and holiday details.
- Digital passbook summary
- Real-time account updates
- Transaction history
- Statement generation
- MPIN/Biometric security
- Personal ledger and expense tracking
- Offline functionality
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Features: • Concise form of physical passbook. • Easy and convenient to use. • Registration via. OTP authentication to registered mobile no. • Details of all accounts (SB, RD, FD and Loans) and transactions available in a bundled form. • Real-time updates of account details and transactions. • Customer details and Branch Details included with option to share via. SMS/ WhatsApp. • Statement generation option is available. • Loan accounts details and statement generation option. • Enhanced in-built security through MPIN/ Fingerprint/ Face ID lock. • Option for maintaining personal ledger(s) and entering personalized remarks for transaction(s). • Branch Holiday details are available. • Creation of personal Expenses heads, tagging passbook entries to those heads with graph capabilities. • Consolidate Asset/Liability View • Off-line functionality.
Screenshots
Verdict
The clearest difference is rating: Canara ePassbook at 2.6 against UCOPAY+'s 2.3. Canara ePassbook also leads on ratings volume (26 vs 3) and review sentiment (31% vs 19%). UCOPAY+'s advantage is iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Canara ePassbook holds the better App Store score, 2.6 against 2.3. That said, the two scores are not equally well evidenced: Canara ePassbook has 26 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 19% of UCOPAY+'s written reviews are positive against 31% of Canara ePassbook's.
UCOPAY+ ships an update every 6 months, Canara ePassbook every 3 months. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.
| Parameter | UCOPAY+ | Canara ePassbook |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) | 2.6 (26 ratings) — better |
| Positive reviews | 19.0% of reviews | 30.6% of reviews — better |
| Number of ratings | 3 | 26 — better |
| Update frequency | Every 6 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 24 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | UCO BANK | Canara Bank |
Customer experience
UCOPAY+
Canara ePassbook
In-app purchases
UCOPAY+
No in-app purchases
Canara ePassbook
No in-app purchases








