Comparison

UCOPAY+ vs Canara ePassbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UCOPAY+

This digital wallet app allows users to manage finances, pay bills, and transfer money electronically. Load funds via net banking, cards, or from friends, then use it for recharges, utility payments, and online purchases. Merchants can also create QR codes for easy payment acceptance.

Highlights
  • Digital wallet for financial transactions
  • Load money via net banking, debit/credit cards
  • Pay bills and recharge mobile/DTH
  • Send and receive money
  • QR code scanning for payments
  • Transaction statement access
Features
Read full description

UCO Bank, a commercial Bank and Government of India undertaking provides various customer oriented services. To facilitate customers more towards the digital Banking and cashless environment, UCO Bank launches UCOPAY+ – a digital wallet app an alternative to your physical wallet/Batua. UCOPAY+ is a semi closed digital wallet application on iOS platform to cater your financial requirement. It is electronic virtual wallet where you can load money and spend it for your Mobile recharge/ DTH recharge/various utility Bill Payments including Gas, Electricity, Insurance, Mutual Funds, etc., sending money to your near & dear ones. It contains various features like adding money from your net banking/debit card/credit card, getting money from your pals, paying money to your pal’s wallet/UCO Bank account/Other bank account. It provides facility of QR Code scanning of merchants and doing quick payment. You can check all transaction statement and send it to your Email-IDs. How to Register:- • Download the app “ UCOPAY” from iTunes App Store. • Register in “UCOPAY” by entering your mobile number and creating your profile. • Load money into your wallet (through your net banking, debit card, Credit card, by asking from your Pal and by your Bank account). • Use the wallet money for your day to day expenses like bill payment, mobile/DTH recharge, online shopping etc. • Transfer money from wallet to UCO Bank account. • If you are a merchant, create your own QR code and receive the money by displaying the QR code to the customer. • Customer can pay the bill by scanning the QR code without any pain/complexity like writing account number/IFSC/Name etc. • Any complaints need to be forwarded to uco.mbanking@ucobank.co.in; uco.custcare@ucobank.co.in, 033-44559084/9059/9459/9460/9039. All you need to access the wallet is: • iOS phone • Access to Internet which can be via Wi-Fi or your mobile internet

About

Canara ePassbook

Access a digital version of your physical bank passbook, offering real-time updates on all your accounts and transactions. Manage personal finances, generate statements, and secure your data with advanced lock options. It also provides branch information and holiday details.

Highlights
  • Digital passbook summary
  • Real-time account updates
  • Transaction history
  • Statement generation
  • MPIN/Biometric security
  • Personal ledger and expense tracking
  • Offline functionality
Features
Read full description

Features: • Concise form of physical passbook. • Easy and convenient to use. • Registration via. OTP authentication to registered mobile no. • Details of all accounts (SB, RD, FD and Loans) and transactions available in a bundled form. • Real-time updates of account details and transactions. • Customer details and Branch Details included with option to share via. SMS/ WhatsApp. • Statement generation option is available. • Loan accounts details and statement generation option. • Enhanced in-built security through MPIN/ Fingerprint/ Face ID lock. • Option for maintaining personal ledger(s) and entering personalized remarks for transaction(s). • Branch Holiday details are available. • Creation of personal Expenses heads, tagging passbook entries to those heads with graph capabilities. • Consolidate Asset/Liability View • Off-line functionality.

Screenshots

UCOPAY+4 screens
Canara ePassbook4 screens

Verdict

The call

The clearest difference is rating: Canara ePassbook at 2.6 against UCOPAY+'s 2.3. Canara ePassbook also leads on ratings volume (26 vs 3) and review sentiment (31% vs 19%). UCOPAY+'s advantage is iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Canara ePassbook holds the better App Store score, 2.6 against 2.3. That said, the two scores are not equally well evidenced: Canara ePassbook has 26 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 19% of UCOPAY+'s written reviews are positive against 31% of Canara ePassbook's.

UpkeepUpdate frequency

UCOPAY+ ships an update every 6 months, Canara ePassbook every 3 months. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

Scorecard5 real differences · 5 level
UCOPAY+ versus Canara ePassbook: the parameters behind the verdict, then further details
ParameterUCOPAY+Canara ePassbook
PriceFreeFree
Rating2.3 (3 ratings)2.6 (26 ratings) — better
Positive reviews19.0% of reviews30.6% of reviews — better
Number of ratings326 — better
Update frequencyEvery 6 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better17.0
Further details — not scored
Size24 MB11 MB
Age rating4+4+
DeveloperUCO BANKCanara Bank

Customer experience

UCOPAY+

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews21 reviews
Positive19.0%
Neutral0.0%
Negative81.0%

Canara ePassbook

All ratings26 ratings
Positive38.5%
Neutral3.8%
Negative57.7%
Written reviews62 reviews
Positive30.6%
Neutral14.5%
Negative54.8%

In-app purchases

None

UCOPAY+

No in-app purchases

None

Canara ePassbook

No in-app purchases

Questions

Is UCOPAY+ free?
UCOPAY+ is free to download, with no in-app purchases.
Is Canara ePassbook free?
Canara ePassbook is free to download, with no in-app purchases.
Which has better reviews, UCOPAY+ or Canara ePassbook?
Canara ePassbook is rated higher. UCOPAY+ averages 2.3 out of 5 from 3 ratings, while Canara ePassbook averages 2.6 from 26 ratings.
Do UCOPAY+ or Canara ePassbook have ads?
Neither UCOPAY+ nor Canara ePassbook shows ads.
Which is updated more often, UCOPAY+ or Canara ePassbook?
UCOPAY+ ships an update every 6 months, and Canara ePassbook every 3 months. Most recently, UCOPAY+ was updated on October 29, 2026 and Canara ePassbook on October 27, 2026.

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