Comparison

集保e手掌握(集保e存摺/手機存摺) vs SHIN理想記帳

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

集保e手掌握(集保e存摺/手機存摺)

Manage your securities assets and stay updated on investment information with this app. It consolidates various investment accounts, provides shareholder information, and offers market data for stocks and funds. Access personalized settings and receive important notifications.

Highlights
  • Consolidated asset overview
  • Shareholder rights information
  • Stock market data and news
  • Fund information and performance
  • TISA account access
  • Personalized settings and help
  • Notification center
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臺灣集中保管結算所創新之e化服務,可整合不同證券帳戶,呈現完整證券資產配置,並結合多元資訊平台和主動訊息推播服務,便於投資人行動管理證券資產和即時掌握投資訊息。 本App主要功能: 1、我的資產 提供投資人查詢證券、基金、銀行等資產整合資訊。 2、股東權益 提供投資人查詢有權參與之股務事件。 3、e搜股 提供全體證券市場之證券股權分散數據、重大訊息與公開收購等資訊。 4、找基金 提供境內外基金基本資料、淨值漲跌幅比較及最新統計資訊。 5、TISA 提供用戶連結至TISA帳戶查詢平台查詢開立之帳戶、所持有之TISA基金單位數及異動明細資料。 6、個人專區 App操作之個人化設定、操作教學、常見問題等。 7、通知中心 提供投資人檢視個人訊息內容 為提供更完整的服務,臺灣集中保管結算所 App 於安裝後可能會存取的行動裝置部分功能,相關權限及用途如下: ● 電話 ・撥打電話號碼 ● 儲存空間 ・讀取共用儲存空間中的內容 ・修改或刪除共用儲存空間中的內容 ● 其他權限 ・讀取裝置的廣告 ID ・存取完整的網路連線 ・查看目前的網路狀態 ・防止裝置進入待命狀態 ・使用指紋辨識硬體 ・顯示通知並接收網路資料 ◎提醒您,為守護您的資產,建議您於行動裝置安裝防護軟體。

About

SHIN理想記帳

This finance app helps users manage their money through a unique proportional budgeting method, allowing them to allocate income into living, investment, and savings accounts. It also categorizes spending as 'wants' or 'needs' to promote smarter financial decisions and provides detailed reports.

Highlights
  • Proportional budgeting method
  • Allocate income to living, investment, savings
  • Categorize spending as 'wants' or 'needs'
  • Consumption analysis reports
  • Cloud automatic data upload
  • Customizable category icons
  • Daily journaling reminders
Features
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李勛 SHIN LI/新生代理財投資YouTuber 在沒有富爸爸和任何財經科系背景下,透過自行學習投資理財幸運地在25歲存到了第一桶金!將自己花心思整理的各式小資理財資訊製作成影片,在Youtube成功吸引了超過30萬人訂閱、累積4000萬次觀看。 李勛本次與台灣財經資訊龍頭公司CMoney合作,將自己獨家的記帳方法和理財思維產品化,開發了這款「Shin理想記帳」。 ––––功能特色介紹–––– 獨家1>>比例記帳法 理想記帳中的比例記帳法,是利用比例分配的方式,將每個月的收入按比例分配至「生活、投資、儲蓄」三種帳戶,並可以時時檢視各帳戶狀態,且能夠在帳戶間彼此轉帳。 能夠幫助使用者量入為出,在消費支出前就先將每個月的現金流妥善規劃,確實將財富穩定累積下來。 獨家2>>【想要/需要】報表 更在日常記帳中規劃了【想要/需要】標籤,幫助使用者在記帳時能夠思考消費目的,並能透過報表定期檢視消費細節,真正做到聰明消費。 ◆消費分析 統整整月消費狀況,幫你一眼抓出財務漏洞。 ◆雲端自動上傳資料 換手機、換平台、換版本,安全還原完整資料。 ◆帳務報表 詳盡多彩的報表,即時掌握收支狀況 ◆自訂分類icons 自由調整分類icon,多款可愛icon任你選 ◆記帳提醒 自訂每日提醒時間,系統自動提醒,不用再擔心金魚腦袋 ------- 希望透過ShinLi個人實證有效的理財記帳方法, 與你交朋友,陪伴你存下每一分夢想的基礎。 利用簡單的記帳流程,幫助你養成理財的好習慣 規劃三大帳戶讓你可以清楚看見財富的累積 協助你思考並清楚規劃每筆現金流的意義 搭配 ShinLi 總是第一手更新的各家銀行 信用卡&帳戶 優惠資訊 真正做到『聰明消費,輕鬆理財,理想記帳。』

Screenshots

集保e手掌握(集保e存摺/手機存摺)4 screens
SHIN理想記帳4 screens

Verdict

The call

The clearest difference is rating: SHIN理想記帳 at 4.8 against 集保e手掌握(集保e存摺/手機存摺)'s 3.2. SHIN理想記帳 also leads on update cadence (every 3 weeks vs every 2 months) and iOS requirement (13.2 vs 15.0). 集保e手掌握(集保e存摺/手機存摺)'s advantage is monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SHIN理想記帳 holds the better App Store score, 4.8 against 3.2. Both are backed by a comparable volume of ratings — 5 and 5 respectively.

UpkeepUpdate frequency

集保e手掌握(集保e存摺/手機存摺) ships an update every 2 months, SHIN理想記帳 every 3 weeks. The most recent releases landed on September 25, 2026 and August 25, 2026 respectively.

Scorecard4 real differences · 6 level
集保e手掌握(集保e存摺/手機存摺) versus SHIN理想記帳: the parameters behind the verdict, then further details
Parameter集保e手掌握(集保e存摺/手機存摺)SHIN理想記帳
PriceFreeFree
Rating3.2 (5 ratings)4.8 (5 ratings) — better
Positive reviews61.7% of reviews—
Number of ratings55
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.2 — better
Further details — not scored
Size63 MB98 MB
Age rating4+4+
Developer臺灣集中保管結算所KINGWAY MEDIA CO., LTD.

Customer experience

集保e手掌握(集保e存摺/手機存摺)

All ratings5 ratings
Positive60.0%
Neutral0.0%
Negative40.0%
Written reviews60 reviews
Positive61.7%
Neutral13.3%
Negative25.0%

SHIN理想記帳

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

集保e手掌握(集保e存摺/手機存摺)

No in-app purchases

None

SHIN理想記帳

No in-app purchases

Questions

Is 集保e手掌握(集保e存摺/手機存摺) free?
集保e手掌握(集保e存摺/手機存摺) is free to download, with no in-app purchases.
Is SHIN理想記帳 free?
SHIN理想記帳 is free to download, with no in-app purchases.
Which has better reviews, 集保e手掌握(集保e存摺/手機存摺) or SHIN理想記帳?
SHIN理想記帳 is rated higher. 集保e手掌握(集保e存摺/手機存摺) averages 3.2 out of 5 from 5 ratings, while SHIN理想記帳 averages 4.8 from 5 ratings.
Do 集保e手掌握(集保e存摺/手機存摺) or SHIN理想記帳 have ads?
Neither 集保e手掌握(集保e存摺/手機存摺) nor SHIN理想記帳 shows ads.
Which is updated more often, 集保e手掌握(集保e存摺/手機存摺) or SHIN理想記帳?
集保e手掌握(集保e存摺/手機存摺) ships an update every 2 months, and SHIN理想記帳 every 3 weeks. Most recently, 集保e手掌握(集保e存摺/手機存摺) was updated on September 25, 2026 and SHIN理想記帳 on August 25, 2026.

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