Comparison

homefile vs BT Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

homefile

This app facilitates transparent management for homeowner associations. Residents can pay dues, view payment history, and track expenses. Administrators can manage tenant payments, issue receipts, and update resident information.

Highlights
  • Pay association dues
  • View payment history
  • Track expenses
  • Enter meter readings
  • Manage tenant payments
  • Issue mobile receipts
Features
Read full description

Homefile.ro este soluția online pentru administrarea transparentă a asociațiilor de proprietari. Functionalități oferite de aplicație: Pentru locatari: - Posibilitatea achitării sumelor datorate asociației - Vizualizarea istoricului plăților - Vizualizarea detaliată a cheltuielilor de plată - Posibilitatea introducerii indecșilor contoarelor - Vizualizarea istoricului indecșilor contoarelor Pentru administratori: - Încasarea locatarilor - Emiterea de chitanțe prin intermediul imprimantei mobile gratuite - Vizualizarea cheltuielilor detaliate ale locatarilor și imprimarea acestora - Introducerea indecșilor contoarelor - Vizualizezarea istoricului indecșilor contoarelor - Schimbarea informațiilor locatarilor (număr persoane, număr persoane în luni viitoare, denumire locatar)

About

BT Pay

Send and receive money easily using just a phone number. Manage your bank cards, view transaction history, and access exclusive offers. Integrates with HealthKit for personalized deals based on your activity.

Highlights
  • Send and receive money via phone number
  • Transfer money between your cards
  • View transaction history and card balances
  • Access STAR loyalty points and credit card payment info
  • Receive exclusive STAR partner offers
  • Personalized offers based on HealthKit data
Features
Read full description

Acum poti sa transferi bani în cel mai simplu mod în care ai făcut-o vreodată …cu telefonul! Inregistreaza-te in aplicatia BT Pay, lansata de Banca Transilvania, completand urmatoarele informatii: numarul de telefon, data nasterii si detaliile cardurilor BT pe care le doresti sa fie incluse in aplicatie, in format digital. Ce poti face cu aplicatia BT Pay? Multe: • Trimiti bani catre cine doresti sau poti solicita sa ti se trimita bani cand ai nevoie. Tot ce trebuie sa stii pentru transfer este numarul de telefon al persoanei catre care/de la care este transferul de bani; • Poti transfera bani intre conturile cardurilor tale BT; • Poti vedea istoricul tranzactiilor cardurilor cuprinse in BT Pay si cati bani mai ai pe cardul BT. Daca ai si card de credit BT, poti afla inclusiv sumele lunare de plata si cate puncte de loialitate STAR ai acumulate, pentru a le folosi ulterior la alte cumparaturi. Totul, in timp real; • Primesti in exclusivitate oferte ale partenerilor STAR si ale BT; • BT Pay integreaza HealthKit pentru a-ti oferi oferte personalizate in functie de numarul de pasi facuti, dar numai daca tu oferi acces acestei functionalitati. Bucura-te de experienta BT Pay!

Screenshots

homefile4 screens
BT Pay4 screens

Verdict

The call

The clearest difference is ratings volume: BT Pay at 2K against homefile's 1. BT Pay also leads on update cadence (every 2 weeks vs every 2 months). homefile's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

homefile holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: BT Pay has 2K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

homefile ships an update every 2 months, BT Pay every 2 weeks. The most recent releases landed on July 18, 2026 and September 23, 2026 respectively.

Scorecard3 real differences · 7 level
homefile versus BT Pay: the parameters behind the verdict, then further details
ParameterhomefileBT Pay
PriceFreeFree
Rating5.0 (1 ratings) — better4.8 (2K ratings)
Positive reviews—36.7% of reviews
Number of ratings12K — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS16.016.0
Further details — not scored
Size106 MB317 MB
Age rating4+4+
DeveloperHomefile SRLBanca Transilvania

Customer experience

homefile

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

BT Pay

All ratings1,956 ratings
Positive94.8%
Neutral0.8%
Negative4.4%
Written reviews229 reviews
Positive36.7%
Neutral7.0%
Negative56.3%

Bugs and requests

homefile

Not enough reviews yet to summarise bugs or requests.

BT Pay

Reported bugs

4 issues
  • Unable to add/update personal details
  • Payments and transfers often fail or get stuck
  • App freezes during verification steps
  • Inconsistent behavior when switching devices

Requested features

4 requests
  • Add option to manually enter SMS verification codes
  • Improve transaction history and notification features
  • Enable support for non-Romanian users and devices
  • Integrate advanced budgeting and analytics tools

In-app purchases

None

homefile

No in-app purchases

None

BT Pay

No in-app purchases

Questions

Is homefile free?
homefile is free to download, with no in-app purchases.
Is BT Pay free?
BT Pay is free to download, with no in-app purchases.
Which has better reviews, homefile or BT Pay?
homefile is rated higher. homefile averages 5.0 out of 5 from 1 ratings, while BT Pay averages 4.8 from 2K ratings.
Do homefile or BT Pay have ads?
Neither homefile nor BT Pay shows ads.
Which is updated more often, homefile or BT Pay?
homefile ships an update every 2 months, and BT Pay every 2 weeks. Most recently, homefile was updated on July 18, 2026 and BT Pay on September 23, 2026.

Other comparisons