Comparison

DOST vs digiBOP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DOST

This digital banking app offers comprehensive online financial services for account holders. Manage money transfers, savings, loans, and bill payments securely and conveniently. Features include biometric verification, personalized themes, and easy access to account information.

Highlights
  • Secure money transfers up to PKR 1,500,000 daily
  • Yearly profit on savings
  • In-app loan applications and renewals
  • Bill payments and mobile top-ups
  • Biometric and Face ID verification
  • Female-centric theme option
  • Account statement and certificate downloads
Features
Read full description

Introducing the Enhanced DOST App – Powered by Mobilink Microfinance Bank Limited (MMBL), Pakistan's largest digital bank, designed to offer convenient, secure, and accessible online banking services to MMBL account holders nationwide. At MMBL, we are committed to staying at the forefront of providing inclusive financial services to our valued customers. Now, effortlessly send up to PKR 1,500,000 per day from anywhere, at any time. Watch your savings grow with yearly profits at the market's best rates. Apply for loans right from the comfort of your home, pay your bills with ease, and top up your mobile phone in seconds. For our female customers, female-centric app layout is available, and Gold Loan customers can quickly renew their loans with ease. Experience hassle-free banking and save valuable time with the New DOST app. MMBL customers can access a wide range of functions offered by the new DOST app 24/7. Access to all of your account information is available in real-time. Key elements include: * New and Improved UI with New Logo (New Feature) * Account title fetched (New Feature) * Guest mode for Non-Account Holders * Account maintenance certificate * Statement downloads with date range selection (New Feature) * Withholding tax certificate & Bank statement download up to 2 years * In App Biometric verification * Face ID * Customised Women Centric theme (New Feature) * Repay and Repurchase Gold based loans from Dost app, without branch visit. * Open a New Account * Login (with Existing Account) * Signup (with Existing Account) * Account Summary * Customer Profile Management * Branch & ATM Locator * Contact us via email, WhatsApp or phone number * Money Transfer to MMBL * Money Transfer Other Bank Accounts * Loan Application * Fori cash, Fori cash Plus, just click on Loans section * Earn from Investment in Term Deposits (TDR) * Earn Profit UI Changed-TDR (New Feature) * Available in English & Urdu language * View MMBL loan products on login screen under product tab * Utility Bill Payment * Mobile Top-up * Favorites Management * Request for Instrument * Block Cheque * Loan Summary * Debit Card Management * PIN Changing * Temporary Card Blocking * Card Unblocking * Permanent Card Blocking * Complaint Registration * Password Changing/Reset With the enhanced UI design, MMBL customers can access a wide array of digital banking services and perform various transactions with ease using the New DOST App. Manage money transfers, bill payments, mobile top-ups, loan details, e-statements, check and debit card management, and much more, all with just a few clicks. The New DOST App provides access to over a hundred billers, including utility providers, telecom companies, government institutions, the Securities and Exchange Commission of Pakistan (SECP), airlines, internet service providers (ISPs), educational institutions, and more. In addition, the New DOST app provides 24/7 continuous and quick access to the MMBL Customer Support Team via instant WhatsApp Chat, email and Contact number which can be accessed from the homepage of the app. DOST-Aapka Mukammal Digital Bank empowers you with the convenience of digital banking wherever you are, as soon as you download the app. For Internet banking, you can also use the same set of features by going to dost.mobilinkbank.com from your browser. To learn more about our products and services and have an effortless digital banking experience, visit www.mobilinkbank.com or connect with us on Facebook: https://web.facebook.com/MobilinkMicrofinanceBankLimited Twitter: https://twitter.com/mobilinkbank LinkedIn: https://www.linkedin.com/company/mobilink-microfinance-bank-ltd YouTube Channel: https://www.youtube.com/@mobilinkmicrofinancebank2901 Tiktok Channel: https://www.tiktok.com/@mobilinkbank2?_t=8ftvUEhqenv&_r=1

About

digiBOP

Manage your everyday banking needs conveniently and securely from anywhere. This app allows for easy fund transfers, bill payments, mobile recharges, and account management. You can also activate and manage your debit cards, find nearby ATMs, and access exclusive discounts.

Highlights
  • Funds Transfer (own accounts, BOP, other banks, wallets)
  • Bill Payments (utilities, credit cards, online shopping, government)
  • Mobile Recharge/Top-up
  • Account Information & Transaction History
  • Debit Card Management (activate, lock/unlock)
  • Locate ATMs and Branches
  • Secure Touch ID Login
Features
Read full description

A unique digital banking experience with digiBOP Mobile Banking App. Experience convenient and seamless digital banking with the latest digiBOP Mobile App. Offering unique features and improved interface, BOP customers can now attend their everyday banking needs anywhere, anytime with the redefined mobile banking app digiBOP. Funds Transfer: • Transfer within own Accounts • Transfer Funds to BOP Accounts, • Transfer Funds to other bank accounts via RAAST/1-Link • Transfer Funds to wallets/microfinance bank accounts/wallets Bill Payments: • Utility bill payments • Credit Card & Loan Accounts payments • Online Shopping Companies bill payment • Pay Government challans and fees (FBR payments) Mobile Recharge/ Top up • Recharge/ top up your prepaid/ postpaid mobile (Jazz, Telenor, Zong, Ufone) • Purchase prepaid super-card/bundles with BOP mobile banking Account Information • View your account(s) balance(s) and other account details (Branch, IBAN) • Manage multiple accounts with ease • View your transaction history and account statement Card Management: • Activate your debit card • Lock/unlock debit card • Manage permissions on your debit/credit cards Discount & Offers: • Search & Navigate to the nearby deals and discounts offered on BOP cards (Debit/Credit) with BOP mobile banking Locate Us: • Find the nearby BOP ATMs and Branches Basic Banking features: • Login through secure touch ID • Beneficiary Management • Payee Management • Contact Us for complaint and queries • Update your mobile number/password Feedback: • Leave a message and one of our customer care representatives will get back to you Let us know your feedback regarding the BOP mobile banking app Follow us • facebook.com/thebankofpunjab • twitter.com/thebankofpunjab • Visit us: bop.com.pk

Screenshots

DOST4 screens
digiBOP4 screens

Verdict

The call

The clearest difference is review sentiment: DOST at 50% against digiBOP's 2%. DOST also leads on rating (2.8 vs 1.1). digiBOP's advantage is ratings volume (12 vs 4) and iOS requirement (12.0 vs 16). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DOST holds the better App Store score, 2.8 against 1.1. Both are backed by a comparable volume of ratings — 4 and 12 respectively. Written reviews point the same way: 50% of DOST's written reviews are positive against 2% of digiBOP's.

UpkeepUpdate frequency

DOST ships an update every 2 months, digiBOP monthly. The most recent releases landed on September 23, 2026 and October 14, 2026 respectively.

Scorecard4 real differences · 6 level
DOST versus digiBOP: the parameters behind the verdict, then further details
ParameterDOSTdigiBOP
PriceFreeFree
Rating2.8 (4 ratings) — better1.1 (12 ratings)
Positive reviews50.0% of reviews — better1.5% of reviews
Number of ratings412 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS1612.0 — better
Further details — not scored
Size138 MB187 MB
Age rating4+4+
DeveloperMobilink Microfinance Bank LimitedThe Bank Of Punjab

Customer experience

DOST

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

digiBOP

All ratings12 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews65 reviews
Positive1.5%
Neutral0.0%
Negative98.5%

Bugs and requests

DOST

Not enough reviews yet to summarise bugs or requests.

digiBOP

Reported bugs

12 issues
  • OTP disappears automatically
  • OTP cannot be typed or pasted
  • OTP not received
  • App crashes on startup
  • Login screen freezes or shows errors
Show 7 more
  • Profile locked error
  • Cannot add new payees/beneficiaries
  • App hangs and gets stuck
  • Previous version worked better
  • New version not picking card data
  • Auto-fetch OTP error
  • App crashes on iPhone iOS version 12.5.5

Requested features

8 requests
  • Update app
  • Fix OTP issues
  • Improve login process
  • Improve customer service
  • Fix bugs and errors
Show 3 more
  • Improve UI/UX
  • Hire better developers
  • Make app work properly

In-app purchases

None

DOST

No in-app purchases

None

digiBOP

No in-app purchases

Questions

Is DOST free?
DOST is free to download, with no in-app purchases.
Is digiBOP free?
digiBOP is free to download, with no in-app purchases.
Which has better reviews, DOST or digiBOP?
DOST is rated higher. DOST averages 2.8 out of 5 from 4 ratings, while digiBOP averages 1.1 from 12 ratings.
Do DOST or digiBOP have ads?
Neither DOST nor digiBOP shows ads.
Which is updated more often, DOST or digiBOP?
DOST ships an update every 2 months, and digiBOP monthly. Most recently, DOST was updated on September 23, 2026 and digiBOP on October 14, 2026.

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