Comparison

Online Payment vs Debt Tracker Master

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Online Payment

This app facilitates various online payment transactions, including mobile top-ups, recharge cards, and bill payments. Users can easily manage fund transfers and recharge services for multiple providers directly from their device.

Highlights
  • Mobile top-up and recharge
  • Bill payment facility
  • Fund transfers
  • Recharge for multiple providers
  • Easy user-to-user transfers
Features
Read full description

Online Payment allows you to process all types of online payments such as for telephone and mobile topup, recharge cards and Bill Payment Facility. User can Make Top and Recharge Card through Device. User can Make Bill Payment through Device. User can Make Fund Transfer through Device. Very easily to recharge NTC,NCELL,UTL,CDMA,SIMTV and DishHOME. Very easily fund transfer from one User to another User.

About

Debt Tracker Master

This app helps you manage personal debts by recording balances, due dates, and repayment progress. It offers a dashboard for an overview, payment planning tools, and customizable reminders to avoid missed payments. Additionally, it provides learning resources on personal finance and debt management.

Highlights
  • Debt recording and organization
  • Repayment progress tracking
  • Payment planning outlook
  • Customizable payment reminders
  • Personal finance learning resources
  • Debt reduction reports
Features
Read full description

Debt Tracker Master is a payoff tracker for credit cards, auto loans, student loans, and mortgages you already have. It does not lend money, check your credit, or offer loans. See every balance, the next due date, and principal versus interest for the next 6 months. Record a payment when you make it, set a reminder before the due date, and watch the balance come down. What you can track - Total balance, payoff countdown, overdue items, and upcoming payments on one dashboard - Each debt: lender, interest rate, start date, due date, and repayment method - Credit cards, installment loans, mortgages, and lines of credit - A 6-month view of principal and interest - Reminders on the due date, 1 day before, or 2 days before - Home Screen widgets for the next payment - Short lessons on loan terms, including how snowball and avalanche payoff methods work Free to record and plan. Debt Tracker Pro removes ads and adds iCloud sync. Debt Tracker Master does not provide loans, credit, or financial advice. It is your own record of what you owe and how you plan to repay it. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://d.bapps.uk/privacy-policy.html

Screenshots

Online Payment4 screens
Debt Tracker Master4 screens

Verdict

The call

The clearest difference is in-app purchases: Online Payment at none against Debt Tracker Master's 4. Online Payment also leads on ads (none vs shown) and rating (4.0 vs 3.7). Debt Tracker Master's advantage is ratings volume (3 vs 1). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Tracker Master sells 4 in-app purchases, starting at $3.99 per month. Online Payment asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Online Payment holds the better App Store score, 4.0 against 3.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

UpkeepUpdate frequency

Online Payment ships an update every 4 days, Debt Tracker Master every 3 days. The most recent releases landed on October 5, 2026 and October 9, 2026 respectively.

Scorecard6 real differences · 4 level
Online Payment versus Debt Tracker Master: the parameters behind the verdict, then further details
ParameterOnline PaymentDebt Tracker Master
PriceFreeFree
Rating4.0 (1 ratings) — better3.7 (3 ratings)
Positive reviews—0.0% of reviews
Number of ratings13 — better
Update frequencyEvery 4 daysEvery 3 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS10.0 — better16.6
Further details — not scored
Size26 MB50 MB
Age rating4+4+
DeveloperSubash Sapkota娜 杨

Customer experience

Online Payment

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Debt Tracker Master

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Online Payment

No in-app purchases

4 purchases

Debt Tracker Master

Subscriptions2
  • DebtTracker Pro Monthly$3.991 Month
  • DebtTracker Pro Yearly3 Days trial$17.991 Year
One-time2
  • Remove Ads$3.99
  • DebtTracker Pro Lifetime$39.99

Questions

Is Online Payment free?
Online Payment is free to download, with no in-app purchases.
Is Debt Tracker Master free?
Debt Tracker Master is free to download, with in-app purchases available.
Which has better reviews, Online Payment or Debt Tracker Master?
Online Payment is rated higher. Online Payment averages 4.0 out of 5 from 1 ratings, while Debt Tracker Master averages 3.7 from 3 ratings.
Do Online Payment or Debt Tracker Master have ads?
Debt Tracker Master shows ads; Online Payment does not.
Which is updated more often, Online Payment or Debt Tracker Master?
Online Payment ships an update every 4 days, and Debt Tracker Master every 3 days. Most recently, Online Payment was updated on October 5, 2026 and Debt Tracker Master on October 9, 2026.

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