Payline Mobile vs Zulio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payline Mobile
Transform your mobile device into a powerful point-of-sale system. Accept various payment methods, manage inventory, track customer data, and send customizable receipts. Ideal for businesses of all sizes seeking a flexible and secure payment solution.
- Accept credit and debit card payments
- Inventory tracking
- Customer data management
- Customizable digital receipts
- Barcode scanning support
- Transaction history and refunds
- Merchant portal for reporting
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Payline Mobile is a free app that transforms your iPhone or iPad into a true mobile point of sale. Accept credit and debit cards with our magstripe reader or full functioning EMV/NFC reader. Run your business on your POS, which includes inventory tracking, customer data, and customizable receipts. No contracts and no hidden fees. FEATURES: • Configure tax and discounts. • Record cash payments. • Accept tip for both cash and card transactions. • Have customers sign right on your iPhone or iPad. • Send customized receipts via email with your logo, message for your customers, and contact information. • Manage a catalog of products with photos, names, and prices. • Support for barcode scanning. • View transaction history and issue refunds. • Highest levels of security with end-to-end encryption. • Enterprise-ready and configurable to support merchants of all sizes. • Native tablet experience on iPad • Merchant Portal for self-service reporting & management. GET STARTED: • Download the app • Sign up for a merchant account at paylinedata.com • Choose the reader you want for your business AVAILABLE READERS: Payline Mobile Chip Card Reader: • Accept EMV, contactless payments like Apple Pay, and magstripe cards Payline Mobile Magstripe Reader: • Swipe cards or key in card information to process all major cards. **IMPORTANT NOTICE – This app is free for Payline Mobile customers and requires that you have a merchant account. Contact Payline Data if you are having trouble logging in.
Zulio
Empower your business to accept card payments without incurring additional costs. This app allows you to automatically include credit card fees in your pricing and offer cash discounts. Enjoy no processing fees, simple reporting, and dedicated customer support.
- Accept card payments
- No processing fees
- Auto-calculate fees
- Offer cash discounts
- Send invoices
- Clean reporting
- Personal customer support
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Give customers choice in how they pay without increasing your costs. Accepting card payments using traditional processors with high fees, and complicated PCI requirements can feel unfair. You shouldn't have to pay another “gross income tax” to get paid for the work you do. Auto calculate and include the credit card fee in your regular price and offer discount for paying with cash. No Processing Fees Accept Payments Send Invoices Personal Customer Support No Annual PCI Requirements Clean reporting. Keep 100% of everything that hits your account.
Screenshots
Verdict
The clearest difference is rating: Zulio at 3.8 against Payline Mobile's 3.3. Zulio also leads on update cadence (every 3 weeks vs every 7 months) and review sentiment (50% vs 33%). Payline Mobile's advantage is iOS requirement (9.0 vs 15.4). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Zulio holds the better App Store score, 3.8 against 3.3. Both are backed by a comparable volume of ratings — 3 and 11 respectively. Written reviews point the same way: 33% of Payline Mobile's written reviews are positive against 50% of Zulio's.
Payline Mobile ships an update every 7 months, Zulio every 3 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | Payline Mobile | Zulio |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (3 ratings) | 3.8 (11 ratings) — better |
| Positive reviews | 33.3% of reviews | 50.0% of reviews — better |
| Number of ratings | 3 | 11 — better |
| Update frequency | Every 7 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 9.0 — better | 15.4 |
| Further details — not scored | ||
| Size | 28 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | ROAM Data | Provident Payments Central LLC |
Customer experience
Payline Mobile
Zulio
In-app purchases
Payline Mobile
No in-app purchases
Zulio
No in-app purchases
