Comparison

DNB Authenticator vs Balance

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

DNB Authenticator

Features
Read full description

DNB Authenticator is more now … DNB Authenticator still provides you with 2-Step Verification. This means a stronger security for your DNB Luxembourg Account by requiring a second step of verification when signing in.Β  The DNB Authenticator now adds Strong Customer Authentication for PSD2. This includes authentication with the camera of your mobile device.Β  The new payments feature makes it easy and secure to authorize orders and payments. Before a transaction is authorized, a QR code is displayed. Just scan the code in your DNB Luxembourg app. This immediately generates a transaction number that you can use to release the order.

About

Balance

Features
Read full description

Balance makes budgeting effortless. Get a complete overview of your finances with ease. Say goodbye to complicated spreadsheets and complex jargon. Balance helps you track your income, expenses, assets and debt while providing smart tips on how to improve. The goal isn’t to track every penny β€” it’s to minimize fixed costs so you can spend more on what truly matters to you. Features * Easily add income and expenses to get a clear financial overview. * Track your debt and calculate your debt ratio β€” perfect for homebuyers. * Visualize your spending and see how much goes toward savings, fixed expenses, and fun. * Create an overview of all your financial assets and see your personal financial timeline. * Privacy first: Your budget stays private, stored only in your personal iCloud. * Seamless sync with iCloud: Available on iPhone, iPad, and Mac. Feedback I hope you enjoy using Balance! Your feedback is always welcome.

Screenshots

DNB Authenticator2 screens
Balance4 screens

Verdict

The call

The clearest difference is in-app purchases: DNB Authenticator at none against Balance's 2. DNB Authenticator also leads on iOS requirement (11.0 vs 18.0). Balance's advantage is update cadence (every 6 weeks vs every 8 months). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Balance sells 2 in-app purchases, starting at $2.99 per month. DNB Authenticator asks for nothing beyond the download.

UpkeepUpdate frequency

DNB Authenticator ships an update every 8 months, Balance every 6 weeks. The most recent releases landed on September 17, 2026 and September 16, 2026 respectively.

Scorecard3 real differences Β· 3 level
DNB Authenticator versus Balance: the parameters behind the verdict, then further details
ParameterDNB AuthenticatorBalance
PriceFreeFree
Update frequencyEvery 8 monthsEvery 6 weeks β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPodiPhone, iPad
Requires iOS11.0 β€” better18.0
Further details β€” not scored
Size10 MB12 MB
Age rating4+4+
DeveloperSchmoose S.A.Markus Jahnsrud

In-app purchases

None

DNB Authenticator

No in-app purchases

2 purchases

Balance

Subscriptions2
  • Balance Plus (1 month)$2.991 Month
  • Balance Plus (1 year)7 Days trial$9.991 Year

Questions

Is DNB Authenticator free?
DNB Authenticator is free to download, with no in-app purchases.
Is Balance free?
Balance is free to download, with in-app purchases available.
Do DNB Authenticator or Balance have ads?
Neither DNB Authenticator nor Balance shows ads.
Which is updated more often, DNB Authenticator or Balance?
DNB Authenticator ships an update every 8 months, and Balance every 6 weeks. Most recently, DNB Authenticator was updated on September 17, 2026 and Balance on September 16, 2026.

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