Comparison

BI Mobile vs BSI Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BI Mobile

Features
Read full description

BI Mobile is the official app of Bank Indonesia (Central Bank of the Republic of Indonesia), providing access to the latest exchange rates, news, press releases, regulations, statistics and career opportunities as well as upcoming events, seminars and workshops, along with information concerning monetary policy, the payment system and financial system stability. The features of BI Mobile include: • About Bank Indonesia • Career information and Upload a CV • Exchange Rates and Exchange Rate Calculator • BI 7-Day (Reverse) Repo Rate Information • Reserve Assets • Event Information and Registration • Latest Info and Press Releases • Regulations and Circular Letters • Various Publications, including Survey Reports • Latest Events/Seminars • Public Information Requests • Bank Indonesia Infographics • Bank Indonesia Social Media

About

BSI Mobile

Manage your bank accounts, make transfers, and pay bills directly from your smartphone. This app offers a comprehensive suite of banking services, including online account opening and cash withdrawals without a card.

Highlights
  • Account information (balance, mutations, portfolio)
  • Transfers (inter-branch, online, SKN, QRIS)
  • Bill payments (utilities, academic, insurance, BPJS, etc.)
  • Purchases (phone credit, prepaid PLN, e-money, data packages)
  • Online account opening
  • Cardless cash withdrawal
  • Scheduled transactions
Read full description

BSI Mobile adalah salah satu saluran distribusi yang dimiliki oleh Bank Syariah Indonesia untuk mengakses rekening yang dimiliki nasabah dengan menggunakan teknologi 3G/4G dan WIFI melalui smartphone. Fitur: • Info rekening (informasi saldo, mutase, dan informasi portofolio). • Transfer (pindah buku, online, SKN, QRIS). • Pembayaran (PLN, telepon/HP, akademik, institusi, tiket, asuransi, zakat/infaq, BPJS, MPN, PDAM, Internet/TVKabel, dan Ecommerce). • Pembelian (voucher HP, PLN prabayar, E-money, Paket Data, Top Up EWallet, Aqiqah, Streaming Video & Musik, Kartu Debit OTP). • Buka rekening online. • E-mas • Tarik Tunai Tanpa Kartu • BSI Keyboard • Transaksi Terjadwal • Akses Menu Favorit • Update lokasi ATM dan Cabang. • Penyimpan data transaksi favorit. • Share aktivitas ke sosial media. • Jadwal shalat dan kalimat inspiratif. • Akses sosial media Bank Syariah Indonesia • Akses langsung Bank Syariah Indonesia call 14040 • Informasi produk dan promo Bank Syariah Indonesia • Notifikasi detil transaksi ke email yang didaftarkan • Bukti transaksi otomatis tersimpan di kotak masuk • Penambahan biller pembayaran dan pembelian • Menu Rate Mata Uang Asing • Portfolio Nasabah • Permintaan ulang kode aktivasi • Digital Wakaf Registrasi: 1. Proses Pendaftaran/Registrasi a. Nasabah bisa melakukan registrasi BSI Mobile via Kantor Cabang, ATM BSI, ataupun via Bank Syariah Indonesia Call b. Setelah registrasi berhasil, nasabah akan menerima SMS yang berisi kode aktivasi. 2. Proses Download Untuk ponsel dengan IOS App Store dengan keyword ‘BSI Mobile’. Pastikan aplikasi BSI Mobile offered by / publisher / by PT Bank Syariah Indonesia, Tbk. 3. Proses Aktivasi Nasabah meng-input nomor ponsel dan kode aktivasi yang didapat dari cabang pada saat pendaftaran/registrasi. Informasi lebih lanjut, kunjungi Bank Syariah Indonesia terdekat atau hubungi: Bank Syariah Indonesia Call 14040. www.bankbsi.co.id

Screenshots

BI Mobile4 screens
BSI Mobile4 screens

Verdict

The call

The clearest difference is update cadence: BSI Mobile at every 3 weeks against BI Mobile's every 26 months. BI Mobile's advantage is iOS requirement (12.0 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BI Mobile ships an update every 26 months, BSI Mobile every 3 weeks. The most recent releases landed on October 11, 2026 and October 21, 2026 respectively.

Scorecard2 real differences · 8 level
BI Mobile versus BSI Mobile: the parameters behind the verdict, then further details
ParameterBI MobileBSI Mobile
PriceFreeFree
Rating—3.7 (26 ratings) — better
Positive reviews—64.5% of reviews
Number of ratings—26 — better
Update frequencyEvery 26 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better14.0
Further details — not scored
Size35 MB150 MB
Age rating4+4+
DeveloperBank IndonesiaPT Bank Syariah Indonesia, Tbk

In-app purchases

None

BI Mobile

No in-app purchases

None

BSI Mobile

No in-app purchases

Questions

Is BI Mobile free?
BI Mobile is free to download, with no in-app purchases.
Is BSI Mobile free?
BSI Mobile is free to download, with no in-app purchases.
Do BI Mobile or BSI Mobile have ads?
Neither BI Mobile nor BSI Mobile shows ads.
Which is updated more often, BI Mobile or BSI Mobile?
BI Mobile ships an update every 26 months, and BSI Mobile every 3 weeks. Most recently, BI Mobile was updated on October 11, 2026 and BSI Mobile on October 21, 2026.

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