Comparison

BI Mobile vs BYOND by BSI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

#SemuaJadiMudah

★ 4.025 ratingsView app →

About

BI Mobile

Features

Read full description

BI Mobile is the official app of Bank Indonesia (Central Bank of the Republic of Indonesia), providing access to the latest exchange rates, news, press releases, regulations, statistics and career opportunities as well as upcoming events, seminars and workshops, along with information concerning monetary policy, the payment system and financial system stability. The features of BI Mobile include: • About Bank Indonesia • Career information and Upload a CV • Exchange Rates and Exchange Rate Calculator • BI 7-Day (Reverse) Repo Rate Information • Reserve Assets • Event Information and Registration • Latest Info and Press Releases • Regulations and Circular Letters • Various Publications, including Survey Reports • Latest Events/Seminars • Public Information Requests • Bank Indonesia Infographics • Bank Indonesia Social Media

About

BYOND by BSI

This digital banking app offers a comprehensive suite of Sharia-compliant financial services. Easily manage accounts, make payments, invest in various assets, apply for financing, and access Islamic features like donations and prayer reminders.

Highlights

Open accounts remotely
QRIS and bill payments
E-wallet top-ups
Gold, SBSN, and deposit investments
Financing for various needs
Donations, zakat, and prayer reminders
Quran reader

Read full description

Selamat datang di BYOND by BSI! Aplikasi perbankan digital syariah terbesar di Indonesia. Saatnya bikin #SemuaJadiMudah aktivitas perbankanmu. Fleksibilitas Tanpa Batas BYOND by BSI hadir untuk meningkatkan aktivitas perbankanmu jadi lebih mudah. Mau buka rekening bisa tanpa keluar rumah dan bisa aktivasi akun BSI hanya melalui aplikasi BYOND. Bertransaksi Makin Lengkap & Mudah Terintegrasi dengan banyak partner sehingga aktivitas bayar dan beli beragam kebutuhan langsung dari satu aplikasi. Mau transaksi QRIS, token PLN, biaya pendidikan, top up E-Wallet, dan banyak lagi, #SemuaJadiMudah hanya untuk kamu. Persiapkan Hari Esok, Mulai Hari Ini! Rencanakan masa depan lebih pasti dengan beragam aset investasi di BYOND. Manfaatkan investasi emas, SBSN, Deposito, dan berbagai fitur investasi syariah lainnya. Wujudkan Impianmu Bareng BYOND! Punya impian? Segera wujudkan dengan produk pembiayaan yang semakin variatif. Ajukan pembiayaan untuk berbagai kebutuhan dan keinginanmu. Mulai dari cicil emas, gadai emas, Mitraguna Berkah Online, hingga kendaraan impian di BSI OTO. Dekatkan Diri Penuh Makna BYOND by BSI hadir untuk mempermudah ibadahmu dengan fitur islaminya. Berdonasi, infaq, bayar zakat, pengingat waktu shalat, baca Qur’an, hingga ibadah ke Tanah Suci, #SemuaJadiMudah dilakukan di BYOND. Saatnya bikin #SemuaJadiMudah bersama BYOND by BSI. Download sekarang!

Screenshots

BI Mobile4 screens

BYOND by BSI4 screens

Verdict

The call

The clearest difference is ads: BI Mobile at none against BYOND by BSI's shown. BI Mobile also leads on iOS requirement (12.0 vs 14.0). BYOND by BSI's advantage is update cadence (every 6 weeks vs every 26 months). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BI Mobile ships an update every 26 months, BYOND by BSI every 6 weeks. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level

BI Mobile versus BYOND by BSI: the parameters behind the verdict, then further details
Parameter	BI Mobile	BYOND by BSI
Price	Free	Free
Rating	—	4.0 (25 ratings) — better
Positive reviews	—	66.7% of reviews
Number of ratings	—	25 — better
Update frequency	Every 26 months	Every 6 weeks — better
Ads	No — better	Yes
In-app purchases	No	No
Monetization	—	Free
Devices	iPhone, iPad, iPod — better	iPhone, iPod
Requires iOS	12.0 — better	14.0
Further details — not scored
Size	35 MB	490 MB
Age rating	4+	4+
Developer	Bank Indonesia	PT Bank Syariah Indonesia, Tbk

In-app purchases

None

BI Mobile

No in-app purchases

None

BYOND by BSI

No in-app purchases

Questions

Is BI Mobile free?

BI Mobile is free to download, with no in-app purchases.

Is BYOND by BSI free?

BYOND by BSI is free to download, with no in-app purchases.

Do BI Mobile or BYOND by BSI have ads?

BYOND by BSI shows ads; BI Mobile does not.

Which is updated more often, BI Mobile or BYOND by BSI?

BI Mobile ships an update every 26 months, and BYOND by BSI every 6 weeks. Most recently, BI Mobile was updated on November 11, 2026 and BYOND by BSI on November 3, 2026.