SIBNET vs THE CODE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SIBNET
Manage your bank accounts digitally 24/7 with real-time updates, secure transfers within the UEMOA zone, and easy access to statements and transaction history. Plan your finances with a loan simulator and locate branches and ATMs.
- Real-time account viewing
- Secure UEMOA zone transfers
- Loan simulator
- Branch and ATM locator
- Instant card blocking
- Currency exchange rates
- Bill payments
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“SIBNET” – Your 100% digital bank, always with you! With SIBNET, manage your accounts with ease and security, wherever you are, 24/7. Free to download, the app offers a smooth and modern experience, staying true to our commitment: bringing your bank closer to you. Your everyday services: • View your accounts in real time (checking, savings, and term deposits). • Access your account statements and check the status of issued or deposited cheques. • Make and track your transfers (standard, scheduled, recurring, multiple, and salary transfers) safely within the UEMOA zone. • Manage your beneficiaries, download, and send your bank details (RIB) by email in just one click. • Review your transactions and stay in control of your finances. • Easily locate our branches and ATMs. • Use the loan simulator to plan your projects. • Choose your language: French or English. • Explore the demo to discover all the app’s features. • View your cards and transaction history. • Block a card instantly in case of loss or theft. • Check currency exchange rates. • Pay your bills (E-CNPS). • … and much more. And now, discover PI-SPI ! • Use a unique “ALIAS” ID to carry out all your transactions. • Make instant payments and transfers, available 24/7 throughout the UEMOA zone. • Send payment requests to other users. • Schedule your payments to be executed automatically at your chosen date and frequency. • Track all your transactions in real time and access your detailed history anytime. The entire SIB team remains committed to continuously developing new features to make your bank even closer to you.
THE CODE
Manage all your banking operations 24/7 from your smartphone with this secure and convenient app. It offers a digital savings account with attractive interest rates and a MasterCard for payments and withdrawals.
- Free banking services
- Secure mobile access
- Digital savings account
- Attractive interest rates
- MasterCard for payments and withdrawals
- 24/7 transaction management
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Bienvenue dans l'univers THE CODE, où la banque devient simple et gratuite. THE CODE est spécialement conçu pour vous et vous donne un accès sans frais à une gamme complète de services bancaires via une seule application facile à utiliser, sécurisée, et pratique pour gérer toutes vos opérations 24h/24 et 7j/7 à partir de votre smartphone. Avec THE CODE, profitez d'un Mansa Express pour gérer facilement vos transactions, d'un Compte d'Épargne digital avec un taux d’intérêt avantageux, et d'une carte MasterCard pour vos paiements et retraits, et bien plus ! Facilitez-vous la vie avec THE CODE, disponible dès maintenant !
Screenshots
Verdict
The clearest difference is review sentiment: THE CODE at 43% against SIBNET's 0%. THE CODE also leads on rating (5.0 vs 2.0) and update cadence (every 2 weeks vs every 6 months). SIBNET's advantage is iOS requirement (11.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
THE CODE holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews point the same way: 0% of SIBNET's written reviews are positive against 43% of THE CODE's.
SIBNET ships an update every 6 months, THE CODE every 2 weeks. The most recent releases landed on September 15, 2026 and September 18, 2026 respectively.
| Parameter | SIBNET | THE CODE |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (3 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 0.0% of reviews | 42.9% of reviews — better |
| Number of ratings | 3 — better | 2 |
| Update frequency | Every 6 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 337 MB | 138 MB |
| Age rating | 4+ | 4+ |
| Developer | Société Ivoirienne de Banque (SIB) | MANSA BANK SA |
Customer experience
SIBNET
THE CODE
In-app purchases
SIBNET
No in-app purchases
THE CODE
No in-app purchases
