Comparison

Upshur Rural vs TMRS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Upshur Rural

Manage your electric utility account on the go. View billing and payment history, report service issues, and track energy usage with interactive graphs. Find payment locations and report outages easily.

Highlights
  • View account balance and due date
  • Manage recurring payments
  • Access bill history (PDF)
  • Submit service issue reports
  • View energy usage graphs
  • Report service outages
  • Locate payment dropboxes
Read full description

Upshur Rural provides URECC customers account management at their fingertips. Customers can view their usage and billing, manage payments, notify customer service of account and service issues and receive special messaging from URECC. Additional Features: Bill & Pay - Quickly view your current account balance and due date, manage recurring payments and modify payment methods. You can also view bill history including PDF versions of paper bills directly on your mobile device. Contact Us - Easily contact URECC. You can also submit one of the many predefined messages, with the ability to include pictures and GPS coordinates. Maps - Displays facility and payment dropbox locations on a map interface. Report Outage - Displays service interruption and outage information. You can also report an outage directly to your service provider. My Usage - View energy usage graphs to identify high usage trends. Navigate graphs quickly using an intuitive gesture based interface.

About

TMRS

Manage your retirement account securely and conveniently. Access account details, update personal information, and generate important documents. Stay informed with the latest news and helpful links.

Highlights
  • View account balance
  • Update personal information
  • Run retirement estimates
  • Download tax documents
  • Track transactions
  • Manage communication preferences
Features
Read full description

Manage your TMRS account conveniently and securely through the TMRS mobile app. In addition to easy access to MyTMRS, the app provides helpful links to the website, to contact TMRS and the latest TMRS news. When you access MyTMRS, you can: • Change your address • View your account balance • Update your beneficiary designations • Print account balance and annuity verification letters • Run retirement estimates • Download tax documents • Keep track of your transactions • Update your federal income tax withholding (retirees) • Manage your communication preferences • Update your direct deposit information (retirees) • Update your HELPS insurance premium deduction (retired public safety officers)

Screenshots

Upshur Rural4 screens
TMRS3 screens

Verdict

The call

The clearest difference is rating: TMRS at 3.1 against Upshur Rural's 2.6. TMRS also leads on review sentiment (29% vs 9%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

TMRS holds the better App Store score, 3.1 against 2.6. Both are backed by a comparable volume of ratings — 25 and 22 respectively. Written reviews point the same way: 9% of Upshur Rural's written reviews are positive against 29% of TMRS's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
Upshur Rural versus TMRS: the parameters behind the verdict, then further details
ParameterUpshur RuralTMRS
PriceFreeFree
Rating2.6 (25 ratings)3.1 (22 ratings) — better
Positive reviews9.1% of reviews28.6% of reviews — better
Number of ratings25 — better22
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.6 — better
Further details — not scored
Size30 MB28 MB
Age rating17+4+
DeveloperUpshur Rural Electric Cooperative CorporationTexas Municipal Retirement System

Customer experience

Upshur Rural

All ratings25 ratings
Positive36.0%
Neutral4.0%
Negative60.0%
Written reviews11 reviews
Positive9.1%
Neutral0.0%
Negative90.9%

TMRS

All ratings22 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

In-app purchases

None

Upshur Rural

No in-app purchases

None

TMRS

No in-app purchases

Questions

Is Upshur Rural free?
Upshur Rural is free to download, with no in-app purchases.
Is TMRS free?
TMRS is free to download, with no in-app purchases.
Which has better reviews, Upshur Rural or TMRS?
TMRS is rated higher. Upshur Rural averages 2.6 out of 5 from 25 ratings, while TMRS averages 3.1 from 22 ratings.
Do Upshur Rural or TMRS have ads?
Neither Upshur Rural nor TMRS shows ads.
Which is updated more often, Upshur Rural or TMRS?
Upshur Rural ships an update every 2 months, and TMRS every 2 months. Most recently, Upshur Rural was updated on November 2, 2026 and TMRS on November 3, 2026.

Other comparisons