Comparison

Co vs Square One

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Co

Access your insurance policy details, including auto liability slips and home/auto coverage. Easily make claims or payments for personal home, auto, farm, and business policies. Find contact information for your policies and Co-operators.

Highlights
  • View auto insurance liability slips
  • Sign in with Touch ID, Face ID, or PIN
  • Make claims for home, auto, farm, and business
  • View policy details and coverage
  • Make payments
  • Find contact information
Features
Read full description

What you can do in the app: Sign in with biometrics: โ€” Signing in is easy and secure when you set up biometric login, like Face ID or Touch ID. Submit a home, auto and recreational vehicle claim โ€” Manage every step of the claims process right from your device: start a claim, track its status, upload documents and take photos. Need to pause? Weโ€™ll save your progress so you can pick up where you left off. Get your proof of insurance* โ€” Enjoy instant access to your digital pink slip for any of your auto and recreational vehicle policies. You can also add your pink slip to your mobile wallet. Facility Association (FA) clients donโ€™t have access to this feature. Access paperless documents โ€” With just a few taps, you can instantly pull up your coverage details and investment documents. Weโ€™ll email you when new documents become available. Make a payment โ€” View bills, make a payment and update your payment methods. Manage policy details โ€” Make changes to your home, auto and recreational vehicle policy, like adding a driver or a vehicle. Online Services support โ€” If you need help with Online Services, call 1-855-446-2667 or email client_service_support@cooperators.ca *Although your pink slip is a valid proof of insurance in most provinces and states, we recommend that you always keep a paper copy with you. Co-operatorsยฎ is a registered trademark of The Co-operators Group Limited and is used with permission. ยฉ2026 Co-operators General Insurance Company

About

Square One

Easily quote, purchase, and manage home or car insurance policies on the go. Submit and track claims, and get expert help from licensed agents via webchat or phone. Get personalized coverage in minutes.

Highlights
  • Quote and buy insurance
  • Manage policies
  • Submit and track claims
  • Expert agent assistance
  • Personalized coverage options
Features
Read full description

With the Square One app, you can quote, buy, and manage your home or car insurance policies anywhere, anytime. Plus, submit and track claims easily. If you need help, expert assistance from a licensed insurance agent is just a webchat or phone call away. Square One offers home insurance in BC, Alberta, Saskatchewan, Manitoba, Ontario, and Quebec. We also offer car insurance in Ontario and Quebec. You can get a home insurance policy for as little as $15/month, or a car insurance policy from $120/month (ON) or $67/month (QC). Plus, save up to 5% on your home insurance when you buy both home and car insurance from Square One. We're focused on making insurance simple, accessible, and affordable for Canadians. Customers love our personalized coverage, top-tier customer service, and easy-to-use online system. Get your personalized insurance in as little as 5 minutes โ€” see how much you can save by downloading the app and getting a quote.

Screenshots

Co4 screens
Square One4 screens

Verdict

The call

The clearest difference is review sentiment: Square One at 62% against Co's 19%. Square One also leads on iOS requirement (14.0 vs 17.0). Co's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Co ships an update every 2 months, Square One every 6 weeks. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

Scorecard3 real differences ยท 5 level
Co versus Square One: the parameters behind the verdict, then further details
ParameterCoSquare One
PriceFreeFree
Positive reviews19.0% of reviews61.5% of reviews โ€” better
Update frequencyEvery 2 monthsEvery 6 weeks โ€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFree โ€” betterAd-supported
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.014.0 โ€” better
Further details โ€” not scored
Size50 MB39 MB
Age rating4+4+
DeveloperThe Co-operators Group LimitedSquare One Insurance

Customer experience

Co

Written reviews63 reviews
Positive19.0%
Neutral11.1%
Negative69.8%

Square One

Written reviews13 reviews
Positive61.5%
Neutral0.0%
Negative38.5%

In-app purchases

None

Co

No in-app purchases

None

Square One

No in-app purchases

Questions

Is Co free?
Co is free to download, with no in-app purchases.
Is Square One free?
Square One is free to download, with no in-app purchases.
Do Co or Square One have ads?
Neither Co nor Square One shows ads.
Which is updated more often, Co or Square One?
Co ships an update every 2 months, and Square One every 6 weeks. Most recently, Co was updated on September 23, 2026 and Square One on September 22, 2026.

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