Comparison

Simplii Financial vs Square One

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simplii Financial

Manage your finances on the go with this award-winning banking app. Pay bills, transfer funds, send and receive money internationally for free, and apply for new accounts. Enjoy exclusive offers and secure banking features.

Highlights
  • Pay bills
  • Transfer funds
  • Send/receive money internationally
  • Order foreign cash
  • Apply for accounts
  • Manage alerts
  • Chat with live agent
Features
Read full description

Bank on the go whenever you want with the Simplii FinancialTM award-winning app. Pay bills, transfer funds, send, request and receive money in Canada for free using Interac e-Transfer®, order foreign cash and send money internationally to over 90 countries with no transfer fees†. And that’s not all! Check out exclusive offers waiting for you and apply for products and accounts including a Foreign Currency Savings Account, allowing you to save in U.S. Dollars, Euros, Pounds, Yuan, Philippine Pesos or Rupees. Also, manage balance and credit alerts – as well as set custom marketing preferences – chat with an available live agent, and much more. Simple, convenient and secure – it’s time to start your engines! LANGUAGES Supports English PRIVACY Your privacy and security comes first. Learn more about how Simplii is committed to protecting you by visiting https://www.cibc.com/en/privacy-security.html LEGAL By downloading the Simplii Mobile Banking App you consent to the installation of this App and to any future updates or upgrades which may be automatically installed depending upon your device or operating system's default settings or the settings you have selected. The app (including any updates or upgrades) may: (i) cause your device to automatically communicate with our servers to deliver the features and functionality described in the app description or through new features as they are introduced, and to record usage metrics ; (ii) affect preferences or data stored on your device; and collect, use and disclose personal information as set out in our Privacy Policy. You can withdraw your consent at any time by uninstalling this App. For assistance, contact Simplii Financial at the mailing address or contact information below. "Simplii Financial" is a division of CIBC. Banking services are not available in Quebec. CONTACT For your banking questions, please visit: https://www.simplii.com/en/contact-us.html Simplii Contact Centre: 1-888-723-8881 Address: Simplii Financial, PO Box 603 Station Agincourt, Toronto, ON, M1S 5K9 Website: https://www.simplii.com/en/home.html © Interac e-Transfer is a registered trademark of Interac Inc. Used under license. †Simplii foreign exchange rates apply.

About

Square One

Easily quote, purchase, and manage home or car insurance policies on the go. Submit and track claims, and get expert help from licensed agents via webchat or phone. Get personalized coverage in minutes.

Highlights
  • Quote and buy insurance
  • Manage policies
  • Submit and track claims
  • Expert agent assistance
  • Personalized coverage options
Features
Read full description

With the Square One app, you can quote, buy, and manage your home or car insurance policies anywhere, anytime. Plus, submit and track claims easily. If you need help, expert assistance from a licensed insurance agent is just a webchat or phone call away. Square One offers home insurance in BC, Alberta, Saskatchewan, Manitoba, Ontario, and Quebec. We also offer car insurance in Ontario and Quebec. You can get a home insurance policy for as little as $15/month, or a car insurance policy from $120/month (ON) or $67/month (QC). Plus, save up to 5% on your home insurance when you buy both home and car insurance from Square One. We're focused on making insurance simple, accessible, and affordable for Canadians. Customers love our personalized coverage, top-tier customer service, and easy-to-use online system. Get your personalized insurance in as little as 5 minutes — see how much you can save by downloading the app and getting a quote.

Screenshots

Simplii Financial4 screens
Square One4 screens

Verdict

The call

The clearest difference is review sentiment: Square One at 62% against Simplii Financial's 26%. Square One also leads on iOS requirement (14.0 vs 17.0). Simplii Financial's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Simplii Financial ships an update every 5 weeks, Square One every 6 weeks. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

Scorecard3 real differences · 7 level
Simplii Financial versus Square One: the parameters behind the verdict, then further details
ParameterSimplii FinancialSquare One
PriceFreeFree
Rating4.0 (74 ratings) — better—
Positive reviews26.5% of reviews61.5% of reviews — better
Number of ratings74 — better—
Update frequencyEvery 5 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS17.014.0 — better
Further details — not scored
Size143 MB39 MB
Age rating4+4+
DeveloperCIBCSquare One Insurance

Customer experience

Simplii Financial

All ratings74 ratings
Positive77.0%
Neutral5.4%
Negative17.6%
Written reviews253 reviews
Positive26.5%
Neutral12.6%
Negative60.9%

Square One

Written reviews13 reviews
Positive61.5%
Neutral0.0%
Negative38.5%

Bugs and requests

Simplii Financial

Reported bugs

3 issues
  • App freezes during login
  • Mobile deposit not working
  • Notification badge not clearing

Requested features

3 requests
  • Dark mode option
  • Transaction notifications
  • Improved account management tools

Square One

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Simplii Financial

No in-app purchases

None

Square One

No in-app purchases

Questions

Is Simplii Financial free?
Simplii Financial is free to download, with no in-app purchases.
Is Square One free?
Square One is free to download, with no in-app purchases.
Do Simplii Financial or Square One have ads?
Neither Simplii Financial nor Square One shows ads.
Which is updated more often, Simplii Financial or Square One?
Simplii Financial ships an update every 5 weeks, and Square One every 6 weeks. Most recently, Simplii Financial was updated on September 24, 2026 and Square One on September 22, 2026.

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